2022 bowman value box
Me and love
2023.06.02 13:08 xXxcringemasterxXx Me and love
walked to get his post and we walked by a bakery. It was rly small and no customers so i felt pressured to buy something. Me and love shared this little "brownie" which was pretty small and dry, however it had a salted chocolate taffy-caramel layer on top which was just really big and the texture was amazing HOWEVER ! I have no idea how much it weighed, what it was made of, no idea the kcal value. I would guess my half was between 200 and 400. ugh. FML! I had my day planned and everything. The walk there and back was about 140 kcal so I'm fine. And i wanna go to costco to buy more berries and I'll go by bike so thats good exercise. But yeah its past lunch time now and maybe I'll just hold out completely until dinner. Fast. Test myself a bit. This morning I weighed 64.85. Feels nice. Feels right. I'm going in the right direction. Slept 10 hours today and yesterday. But damnit. I knew going into that bakery that I was gonna buy something. I was thinking a macaron, because the calories are more easily read, but theyre so small i wouldnt be able to share it with love. Plus the toffee seemed the most delicious! And it was, mmm biting into it the texture... mmm....
Going to costco now... If i was just by myself today, I would be very tempted to buy a box of costco cookies and c/s them or even bounce them back up. The texture just seems so friggn good. Mmmm i loooove love love cookies and chocolate.
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2023.06.02 13:06 DijajMaqliun May 2023 Clan Boss Chest Reporting (based on 2x each top NM and UNM)
2023.06.02 13:04 pukepail cookies screenshot
2023.06.02 13:04 Bright-Yagami "Won't work because it would move cells in a table on your worksheet"
Hello, the below code is throwing out the error: Run-time error '1004': This won't work because it would move cells in a table on your worksheet.
Sub RectangleRoundedCorners1_Click() 'Copy blank template data Range("9:11").Copy Range("12:14").Insert 'Request name of user to be added into list Y = InputBox("Name of new staff member", "Name") Cells(12, 2).Value = Y End Sub
This is the only table on the sheet.
The table range is $B$8:$BG$545.
No filters are currently applied.
Any help is much appreciated.
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2023.06.02 13:02 coolnavigator 4-1-4-1: A guide
This is my first shot at this, so be gentle.
I also still need to mess around with the tactics to figure out the ideal numbers there.
Tactics
Offense:
setting | value |
build up | fast build up |
chance creation | balanced |
width | 55 |
Defense:
setting | value |
style | balanced |
width | 55 |
depth | 45 |
Instructions
LCM/RCM:
setting | value |
attacking support | get forward |
LM/RM:
setting | value |
support runs | get in behind |
defensive support | come back on defense |
ST:
setting | value |
support runs | stay central |
attacking runs | false 9 |
defensive support | come back on defense |
Thoughts
This formation allows you to play wide and deep, or just wide, or just deep. I make use of the various attack/defense settings during the game while staying in the same formation. The above settings you see are for a more balanced attack, but you can imagine a few obvious settings to change to ramp up either side of the ball.
I was inspired by the frustration that I had with using fullbacks to carry the ball on runs deep down the field. They get really tired, and they're also just not ideal on offense. In this scheme, the RB/LB are primarily for defense. I just think it's easier to keep your FBs back and have your extensive midfield make the runs on their own. It ends up being a bit less distance they need to cover to get back on defense.
I'm also a big fan of midfielders. I will hoard all of them that I can due to their versatility on offense and defense. This formation fits 5 midfielders on the field.
One thing I discovered is that the width on offense (1 ST + 4 MF coming down for runs) means I have tons of room for dribbling just outside of the box, which I really like.
In terms of special player attributes, I essentially break the field down into three areas:
- The back line. I'm mostly looking for four good defensive FBs.
- The middle line. This is my CDM and my ST actually. I want better than average passing and better than average defense (including for the striker) here relative to their position. These are distributors, although the striker often ends up being a great long shot taker due to size/strength that I prefer (to box out their man in the midfield while looking for passes), which also comes with leg power. I think of these guys like a PF and C, if this were basketball.
- The wings, which include the LCM, RCM, LM, and RM. I want pace, defense, and passing from these guys. I think more than anything, this system can really highlight excellent all around CMs, which seem to be in good supply for FUT.
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2023.06.02 13:02 AutoModerator [I HAVE] Iman Gadzhi Agency Navigator FULL updated course And 3,000+ MORE FREE courses
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2023.06.02 12:58 Difficult-Code-1589 Asking about applications and admissions in Ontario as a 105 student
Hello everyone, I'm an IBDP student in China with Canadian Permanent Resident (A 105 Student). I'd like to ask some questions.
- Our school does not offer a percentage grade to us. (something like mid 90s, etc) The score we only have is the IBDP score, such as the semester report and the estimated score (EG) in G12. My question is that if I'm a 105 applicant applying for UWaterloo and UofT, which scores do I report? The estimated score or the scores from G10 to G12?
- How do Ontario Universities value IB scores? I'm planning to apply for a CS major in UofT, CS, and Math at UWaterloo. What is an average IB score to get into those schools? I only got 36/42 in the first semester of DP1. I may get 38 or 39 out of 42 this semester. And the estimated grade is likely to be 39/42.
- Is transferring major hard or easy in UofT and UWaterloo. Such as: Transferring from Math to CS, Transferring from Computer Engineering to CS.
Here is a profile of myself, please chance me if possible
105 Student with PR
The IB Courses I chose are:
Math AA HL
Physics HL
Chemistry HL
English B HL
ESS SL
Chinese A Language and Literature SL
Some ECs:
USACO Platinum Division (Ranked 82 in the Platinum Division in USACO2023 Open)
USAMO Qualifier (As I'm not US citizen I can't attend USAMO)
AMC12 DHR(Both AMC12A and AMC12B in 2022)
Euclid Math Competition Scored 86/100 in Grade 10 (2022)
Euclid Math Competition Scored 91/100 in Grade 11(2023)
Canadian Computing Challenge Senior Distinction, Scored 45/75 (Had a stomachache that day... so sad)
HiMCM Honorable Mention
Founder&President of school CS Club, teaching OI.
Member of school FRC Team, working as core member and programmer.
Core member of school Math Club, held some cross-club events of Math and CS club.
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2023.06.02 12:40 _RedRock_ Why are these cards so expensive?
New mtg player here, been mostly playing arena, just checked the prices of these cards and what the actual fuck? I mean I get the rarity and value of the card has factors of its price but jesus christ it shouldn't be this high, don't WOTC make enough money? I mean a single booster box can feed a family for a week.
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2023.06.02 12:35 Zealousideal_End_978 Games Workshop have broken the golden rule - don't render our precious (new) models obsolete (general discussion about rules, Legends and proxying)
" All of our models are still usable in open, narrative and matched play-style games and tournament-style games run at home with friends (with your opponent's permission). Third-party tournament organisers are free to allow these models in tournament standard play at their discretion, please double-check with any private event organizers before submitting any lists."
This stock response to complaints directed at GW is perhaps the most anger-inducing corporate word salad since "unexpected item in the bagging area". I genuinely wonder whether the person who drafted it isn't about to leave GW for a competitor, and wants to do as much damage as possible before they leave?
Look, Games Workshop's miniatures aren't cheap; they're an investment - purchased with reasonable expectation that we'll be able to use them in games for many years. I've been playing 40k on and off for 25 years, and I still regularly use models I brought in the late '90s, from my trusty old land raider to a badly painted metal Ghazghkull.
Much talk in recent years has been about the shift to Primaris, and whether firstborn marines would disappear. Firstly, in most cases (save perhaps attack bikes and land speeders), it was clear that in the worst case scenario we could proxy old-for-new (tacticals as intercessors etc). Secondly, GW have gone our of their way to stress that old models will still all be useable. At a push, even old boxnoughts can - give or take a larger base - probably be proxied for the new Ballistus. In other words, one way or another we'll still find a way to sensibly use our beloved old models on the tabletop.
Separately, Legends has become a place to send old, obscure, out-of-production models, to ensure they can still just about be played if you *really* want to bring them in for a bit of narrative fun. In most cases they're specific named leaders, veteran versions of normal units etc (and again, in most cases models can instead be proxied for an existing proper datasheet).
While GW may argue that Legends units & datasheets can be used in "almost all" settings beyond a few official tournaments, the reality is that most local gaming clubs, groups and leagues - where most of us play most of our games - either entirely ban Legends units, or strongly dissuade their use. The reason for this is obvious: we all want a fair fight, a balanced game, and many Legends units are either sufficiently over (or under) powered that wins and losses quickly become hollow.
Yesterday, things changed. A whole heap of near-brand-new large plastic models - which have been actively marketed at 40k players - are being kicked into Legends. From the awesome Leviathan dreadnought to the humble (ish) relic terminator, we're....stuffed. Huge amounts of money and time spent on these awesome new kits, now largely down the drain. The models are sufficiently unique that there's no sensible way to proxy them, so they really are as good as dead as far as most people's 40k gaming experiences go.
Outside of the great cull that was the End Times and the rise of Sigmar (now finally being reversed with the Old Times game, after GW realised how toxic it was to render so many miniatures unplayable), this has to be the most egregious and frankly nasty decision GW have made against their player base, certainly in the quarter-of-a-century I've been playing. It has broken the one golden rule of tabletop gaming: design your game to ensure your products retain value in the medium-to-long term. I really don't think they realise the extent to which players get upset and angry at spending large amounts of money on "new" models, only to find them rendered obsolete within an unacceptably short timescale.
Their argument about balancing the game is not unreasonable, and in another context putting HH units into Legends might be OK. The problem is that GW have spent the last year actively marketing these new models to 40k players - indeed given the relative player bases, I suspect a large majority of kits have been sold for use in 40k rather than HH. As it is, wouldn't it have been so much easier to keep giving them proper rules, even if they ensured the units were always slightly overcosted/underpowered? That way they can still be played properly, but without significant risk of upsetting the fine balance of uber-competitive play?
And I really just don't get it from a business perspective either. HH is plodding along slowly, but it seemed like they'd cracked the key to getting more involved in that game (and selling more models), by allowing the big stuff (and, in reality, the troops) to be used cross-platform in both 30k and 40k. In my local gaming group there are dozens of 40k players; the small handful of 30k gamers I know *all* got into the game on the back of the knowledge that they can use their models in 40k too (indeed one local league player has a 40k list made *entirely* of 30k models). GW have spent a fortune bringing out these cool new big plastic kits, and quite frankly now, who's going to buy them?!
Until this point I was really looking forward to 10th edition, and have been pleasantly surprised at the extent to which the gradual reveals indicated a company which genuinely seems to understand and support its player base (something GW has struggled with throughout the past three decades or more, to the extent that practically every competitor implicitly markets themselves as "not being dicks to their players like GW"). This decision has cast a huge shadow over the new release; as someone who brought a Leviathan at Christmas and has spent the last few months meticulously building, magnetising and painting it....I've had enough, for now. No Leviathan box for me; I'll finish painting what I have, play local games with my old models so long as I still enjoy it (my local gaming group is now actively discussing whether to stick with 9th AoO for the forseeable). Beyond that, I really do think for me it's now time to jump ship and find another tabletop game, run by an organisation which genuinely puts players first. Suggestions welcome!
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2023.06.02 12:25 Rhion-618 Just One Drop - Ch 88
Chapter 88 - From All I Believed
Morning, Two days before Shel
Captain Setar suppressed a smile as she watched the Ops door close. “Well, that was interesting…Ce’lani is a little cranky.” The last vestiges of sleep clung to her as she settled down into the command chair. She felt worn out, but it was the cusp of dawn, and Pod Seven had only just turned over control. “Report on station?”
“The perimeter’s secure,” Jelki replied crisply, pulling up the map of the campus on the main screen. “Pod One is on station and reports twelve by twelve. Sgt Ma’reis is already complaining about janitor duty.”
“Ah, first pod problems.” Setar shook her head, rubbing her eyes and blowing gently on her mug of tea. “What about the objective?”
“The objective’s secure,” Re’lan piped up, already sounding chipper. The woman could have been priestess of Jrafell. Her unwavering cheeriness would have been a character fault if she weren’t so devoted. As it was, it was a damned penance for everyone else at this time of day.
Jelke finished running the obligatory shift change checks and stretched. Things wouldn't get interesting until breakfast, but watching the perimeter was a given. It didn't keep the curiosity out of her voice, as she cocked her head and glanced over. “What was interesting with Captain Ton’is, Ma’am?”
“Mm! Well… it appears she’s expecting a call from Professor Warrick today,” Setar drawled out, taking a moment to savor their reaction. “She felt a need to remind me she’s devoted to Hele, and that if Be’ona or I let her sleep through the call, she’s going to ‘fuck us up the ass with a lasrifle and pull the trigger’.”
Re’lan was probably blushing like a cadet, but Jelke shook her head ruefully. “I expect there's a ‘but’ in there somewhere, Captain?”
“Well, yeah, she said that’s where the rifle would go…” Setar sniggered before taking a long sip from her tea, and slid a bit lower in the command couch. Her eyes wandered to the traffic on the board. “She also made it clear what’ll happen if anybody listens in.”
Thoughtful silence descended. Setar almost counted to twelve before-
“We’re going to anyway, right Captain?” Jelke asked nonchalantly. “You know, for security’s sake?”
“Sergeant, that would be a base infringement of Captain Ton’is’ privacy, which is in fucking short supply for everyone in this bunker.” She rubbed her chin thoughtfully, watching the steam rise from her mug. “Deeps right we are.”
_ _ _
Lady Wicama regarded her guest with interest as their autocab plied its way about the outskirts of Prelitauri. While she’d been free and cheerfully able to accommodate Khelira’s request, Monsignor Santino Barcio, or Friar Barcio, as he preferred, was not at all what she’d been expecting. She supposed it was a matter of exposure…
The Palace had never quite been the same since Princess Yn’dara’s wedding. Yn’dara was one of those odd Royals who, though well-regarded, was seldom in the public eye. A perennial favorite of the Empress, indulging her unexplained absences passed as a matter of course for the Court. Widely known to be estranged from her mother, Princess Arduina, no one enquired either deeply or often, so when she suddenly resurfaced, her return would have equally passed without comment… if not for the wedding.
Yn’dara had shocked the entire Nobility.
While it was common for any woman to marry into an established family and become a kho, the wedding should have been singular for a Princess. Princesses didn’t marry into families, Princesses formed them. And while Yn’dara technically had done so, she’d taken on four unmarried women at the same time as her husband, who was a Human! Favorite or no, the wags in the court were agog that the Empress accepted Adam so readily! The Empress, however, had been adamant; Yn’dara and her family had her blessings, and were to be left alone.
However, time had proven to be on Yn’dara’s side as well as the Empress.
After a wedding seen across the galaxy, Yn’dara’s family settled into a life of public duty. They spent long trips away from Shil, and while quietly dismissed as ‘pleasure excursions’, her trips often showed the throne to the outer provinces. Although her public engagements were few, she’d become a vocal advocate of the Empress’ reforms against graft and corruption, and, gradually, the jealous mutters about scandalous excess and Human debauchery faded away. Her marriage remained an unusual footnote, but time had demonstrated the value of Yn’dara and her wives to the throne.
Then there was Prince Adam.
Rumor held the Prince had made a favorable impression on the Empress years before, at an event hosted by Yn’dara’s mother. While details had never been forthcoming, a more significant story about Adam wafted briefly through the ranks of the Golden Glaives.
Both stories had been effectively silenced, but Wicama knew who to talk to, and being Khelira’s guardian carried a certain clout all its own. Though that influence waxed and waned over the years, raising Khelira required being aware of events that could shape her future, and she’d proven herself to be discreet. Over time, doors had opened and words had flowed.
Time had been on Prince Adam’s side, as well.
As the years passed, she’d had an exposure to Prince Adam that few of the court and none of the public enjoyed. She’d been wary at first, but he’d been a good friend and mentor to Princess Khelandri before she joined the Marines, and however infrequent his presence, he always displayed a keen mind, a loving heart, and a steadfast duty to his wives. Privately, he absolutely doted on young Khelira and possessed a loyalty to the Empress that you could bend battlesteel around. The two got along famously - after all, he was a veteran.
Not Navy, mind you, but you couldn’t have everything.
And so, as Humanity began making forays upon the galactic stage, her first impression of the species had been favorable. She’d witnessed Adam mature into his role with the court, and while the issue of children remained unspoken, that faded as well. At the time, Yn’dara had been sixth in the line of succession. A year after the wedding, Kamaud’re became an adult, followed a year later by Khelandri, and the matter became largely moot.
As for a second impression on Humans, Khelira had provided enthusiastic reports about Thomas Warrick. While the Princess thrived at the Academy, Warrick seemed to be something special.
The absence of a father in her life had been a void that no woman could properly fill, but she’d done her best. Although she’d entertained a few qualms, as the months passed by, Warrick remained a positive influence. Khelira’s messages were infrequent by necessity, but she’d written about her distress over Warrick’s family and clearly been moved. Prince Adam carried his own scars, but what veteran didn’t? He hid them carefully around Khelli, and if Warrick had chosen not to, he’d provided a useful sense of perspective, instead. It was time for Khelira to grow up, and that meant facing the grist of differing opinions and ugly realities. That was what education was actually for, and Warrick seemed to be doing admirably well as a grindstone.
All of that was before the library incident, which settled her opinion once and for all. While erratic, irreverent, and capable of violence, Humans clearly could be a positive influence when channeled in the right direction. Yn’dara had shown what a good Shil’vati woman was capable of with Prince Adam, and Lady Pel’avon was following suit.
And at least the wags at the Palace wouldn’t speak of Yn’dara’s state wedding again. As a subject for spectacle, Miv’eire Pel’avon’s had put it to shame.
Still, it was good to see Warrick married. While Professor Ha’meres scandalous exploits had faded from the public eye, older wo… more mature women didn’t forget such things. The man had been a daring adventurer - and an inveterate gadabout - and an unmarried man around that many young women was too tempting for some girls. A wife or two… preferably more… resolved such idle fancies. If the Pel’avon ceremony had been somewhat… questionable in taste, compared to Adam’s, it remained legally binding. Warrick was willing to settle down, and by all reports his wife had a proper sense of decorum.
Human men seemed to be a trial from the Goddess, but hopefully she and her kho-wife could sort him with time, love, and kindness.
While exposure to only two Humans was not what she’d call a comprehensive sample, in both cases her impressions had been quite positive. And so, when Khelli asked her to escort a Human Priest about the city, she’d been entirely willing.
Thus far, it had been an enjoyable morning. While there had been occasional missteps, their conversation had been delightful as they traveled from property to property. Even so, she hadn’t expected to meet such a kindred spirit.
Admittedly she’d stammered a bit when he mentioned eating the flesh and drinking the blood of his redeemer. On the other hand, she compared it to the first time she’d bled into the ocean, mingling salt in her blood with the seas. He’d turned shockingly pale, so she changed the subject. It was a purely symbolic act to Drepna - just a cut on the thumb, for goddess sake...
She’d taken extra care afterwards. Barcio could be clearly a sensitive male, but diplomacy was part of her work. Even calling her role ‘work’ was deceptive. She’d raised Khelira in every way an Empress could not.
It was easy for other women to appreciate the prestige of her position, but few understood the depth of it - or the satisfaction.
During her career in the Navy, her flotilla had provided direct support for the Empress, and they’d come to work closely over three tours. After Khelira’s birth years later, the invitation came from the Royal Household to act as her guardian, and she’d never looked back. Competition had been fierce for the prestigious position, but applying had been the best move of her life.
Empress Kamilesh loved all her children and had spent as much time with each of them as she could, but her work was all-consuming, and after her husband’s act of… Well, the Empress had been there, but she’d born her pain privately. She had lost herself in her work for many years before recovering a semblance of her former self, and her absence had taken a toll on her children. Kamaud’re had taken it the worst. Khelandri had bounced back, while everyone doted on Lu’ral. Barely more than an infant, Khelira had been far too young to remember. Wicama had been there through all of it.
It was a good life, and the princess was a delightful girl. For Wicama, the absence of a man in her life was something she’d felt now and then, but she invested her life in Khelira. The Empress treated her as a member of the family in all but name… and in a very real sense, the child you raised was your child.
Looking back, some women might insinuate she’d given up her personal life to raise another woman’s daughter. They couldn’t have been more wrong.
She had her calling - just as Friar Barcio had his.
Yes, he was a priest, and his religious strictures were very unusual. A male priest in any of the Shil’vati faiths would never be placed under such restraints, and for a man to go unmarried was noteworthy…
But she understood having a calling. Oh yes, she understood that as few others could.
After discussing his needs, they’d set out to examine three properties around Prelitauri. The Friar’s individual requirements were deceptively difficult when taken as a whole. A complex coupling a generous auditorium, ample administrative space, and he clearly needed substantial grounds to properly convey a sense of aura. Such accommodations were seldom on the market, and since he expected his colleagues to arrive in weeks, his need was immediate.
Thankfully, urban renewal moved in waves. The tides of such fashions meant Prelitauri was once again an up-and-coming area. While difficult to find, three older structures had the potential to be suitable, and so it was that she’d enjoyed learning about her guest as they explored the tiny district.
The Monsignor spoke four other Earth languages fluently. He tended to break into his native tongue and hadn’t mastered contractions yet, but his Vatikre was passable and he listened carefully, seldom needing to ask about a word. After limiting her contractions when she spoke, their conversation flowed easily.
Barcio had shown little enthusiasm for the first two properties, but their conversation regarding other matters never waned. She expanded on her devotion to Drepna, Shil and the roles of each goddess while asking careful questions of his faith. His own inquiries proved thoughtful, and he was as avid in politely asking after her beliefs as explaining his faith.
After their second hour together, she’d taken the liberty of calling Prelate Hi’meta Merlamiss. As a priestess of Drepna’s second circle, Merlamiss had proven a valuable contact over the years. Well connected, she enjoyed a good relationship with many other prelates of the Divine Halls; she also got on well with Xinfess, the Rakiri’s Speaker of the Dark Mother on Shil. A meeting with Barcio would readily open doors for his group that might otherwise prove difficult to attain, and while Barcio’s accent strained now and then, it was clear the Monsignor and the Prelate shared a questionably low sense of humor.
Given a chance, they’d probably get on famously.
Certainly, that would be a blessing. Their hunt for a suitable facility had not gone nearly so well, and while Barcio had been conciliatory toward the first two facilities, she could tell he wasn’t taken with either. The last property wasn’t high in her expectations, so she found herself casting her head to the side when it swept into view and he clasped his hands in excitement.
”*È bella!* This is beautiful,” he exclaimed. “It reminds me a bit of my childhood home in Sacile!”
She looked out at the complex with its low gabled roofs, as their cab wound up from the entrance. Beside the drive, a small river meandered through the campus past the main buildings. She tapped the console to slow their ride and considered the place in a new light. “I’m… well, a bit surprised to be honest, Friar.”
“Please! We have been traveling for hours now, and I am not holding a service.” The Friar spared her a warm smile, before gazing back at the premises. “I would take it as a great kindness if you would call me Santino.”
“Very well - on the condition you call me Wicama.” It had been some time since anyone called her by anything but title or rank, and the informality was pleasant. Still, as their autocab closed on the end of the lane, she let such thoughts go and considered the location properly.
The buildings were low, sensible cubes, but that was largely an end to it. The architect had made some unusual choices in Helkam motifs that strained understanding. A long colonnade bordered the river, and that seemed nice enough, but the buildings! Forgoing purple was one thing, but they were beige! With unusual elements and the repressively bland color scheme, it was small wonder the clerk handling the property confessed that the space had lain vacant. Its original owners went into foreclosure. The exotic design had proven unable to attract interest, laying dormant ever since.
Barcio… Santino… seemed delighted, however, and she pulled up the specifications on her omni-pad. “This site has two smaller auditoriums besides the main one, while the central building has four floors. One is underground, but all the floors face an interior atrium.”
As the cab gently halted in the car park, she climbed out to hold the door but Santino had already scrambled out and was examining the gardens with evident interest. Tall stands of parago trees were losing the last of their fronds for the year, but she had to admit the grounds were substantial. Yesterday’s storm had left the morning air cold and crisp, lending the gardens an appealing aspect. Untended since the last owners, much could be done with them.
She had given up trying to escort the Friar anywhere after their first two stops, and now they fell into an easy pace side by side as they strolled toward the main building. She turned back to the property itself. “So, this reminds you of your home?”
It wasn’t exactly Helkam architecture - domes weren’t covering every possible surface - but the builder had clearly been nodding in that direction. A promenade wound to the entry, supporting white chevrons that arced into the sky. The bright morning sky shone through clever cutouts, making the unusual design at least look light, rather than oppressive and unappealing. With a decent renovation, the facility had possibilities, and the price was comparatively low.
“*Si!* Oh, not so much like home, but there is the sense of it. I was born near the sea, and this feels… similar.” He gave her a depreciating smile before rolling his eyes. “It may not please everyone who is coming, but ‘everyone’ is not here, so I am allowed some indulgence! Better to have something waiting than nothing at all. I confess, some of my colleagues thought we’d only manage when the bridge to Messina is finished.”
“You should not have been sent ahead alone! Surely your colleagues were not that worried about a poor reception,” she tutted. Priest or no, there were decencies about a man traveling alone to be observed. “You shouldn't need a bridge to find a place for your mission. I don’t know where Messina is, but I’m certain Prelate Marlemis wouldn’t stand for it!”
“Tch! Excuse my poor efforts! The older I get, the more I remember things like yesterday. Unfortunately, the yesterdays I remember so well were thirty years ago!” Barcio smiled wryly up at her as they walked. “The ‘bridge to Messina’ used to be a saying… People dreamed of building a bridge to Sicily, and it became something that never happened. My English friends would instead say ‘when hell freezes over’. *Un'espressione volgare*, but very much to the point.”
“Ah… I’m sure we can manage something, and this could be made presentable. Maybe change the beige to a pale violet?” she offered helpfully as she made it to the door first, holding it open. “The aura inside isn’t so bad.”
“You’ve said that several times, but I do not know what you mean?” He paused in looking around the entry, which had an open foyer exposing the two floors above and led out to the atrium beyond. “What is ‘aura’? I do not think I know the word as you mean it.”
“Aura is… Hmm…” Wicama paused thoughtfully and gestured at the atrium. The interior was in better shape than the grounds, and the architect had done something clever. Not yet noon, a bevel along the top edge filled the space with sunlight. “Have you ever walked along a beach and wanted to save a shell? When you are there, that is aura… When you take the shell home and think of the beach, that is aura, but… less focused. Diminished. You sense the beach because of the shell, but you are not at the beach. Places can have aura, but it is more than character. If you move through a place and find yourself experiencing it? That is aura.”
“Mhm! *lodevole!*“I like this idea very much. It would be right at home in the Vatican. Not everyone understands a space can move the spirit, or lend power to a message.” He nodded thoughtfully as he cast his eye about the open space. “With the right advice, perhaps we can lead others to these halls.”
“Perhaps. If you tour the Palace, I hope you’ll allow me to show you about? A lot of the real gems are hidden from the public.” She watched as he wandered toward the double-helixed stairways bordering the room. Those were definitely Helkam; walking up one side without meeting someone coming down the other was an interesting experience… once. After that, they could be an absolute nuisance. Spotting the elevators, she called him back. “The nice thing is this place is inexpensive! That will pad out your funds for a good remodel.”
Wicama quietly thanked the Goddesses that the builder’s had the good sense to install normal Shil’vati-style elevators. The sides were open, granting a wide view out over the atrium. The grounds were terraced to create a small park; that could make the underground space bearable, and the plans made them seem spacious enough. Not to everyone’s taste, but pretty. “I feel bad for asking, but can you afford the building? If the price of the first two bothered you, we can find others.”
“I would not hear of it! Thank you for your concern, but we are economical with our funds, and were sent with a generous sum. This is an important venture to everyone involved,” Barcio clasped a hand over his chest, as he shook his head. “I can not thank you enough for your help! You have surely spared me weeks, and I might not have found something half so suitable. As it is, the grounds are enough to gain me converts. Father Roscio and Pastor Weber will surely plant a vineyard before the inside is half done!”
“It’s not a problem. I have plenty of time,” she replied, dismissing the matter as inconsequential. “I work at the Palace, but with the Court away and my daughter at school, I’m a bit at loose ends just now. At the very least, I insist on helping you through the paperwork. I wouldn’t put it past some realty clerks to try and overcharge you… Someone from outside Shil, that is. I’ll ensure they stick to the listing.”
“To someone not from Shil… or someone who is not Shil’vati, perhaps?” His head canted slightly to one side, but he smiled as he said it. “*Certamente!* I would not dream of preventing you, though Rabbi Kleinbaum will be bitterly disappointed she has nothing to moan about.”
“I hope you won't take this badly, as I’ve only met one Human.” Wicama gave him a smile. She was long past girlish uncertainty, and the Navy had taught her a generous measure of professional poise to go with her skills as a markswoman. “You aren’t what I expected.”
“You know the professore, then?” He sucked in a breath and pursed his lips. “I am still deciding what sort of man he is.”
“No, actually, I know another Human but I’ve not… I have not… met Professor Warrick.”
“So. You mean that I am not *un barbaro*? I am here to make sure that we are seen as something more than savage warriors, *capisci*?” He studied her expectantly. “While the Imperium is doing good work on Earth, some still live in want. The Imperium provides enough for all to survive, but not all live in plenty. We need to present ourselves well.”
”That seems like a very secular outlook.” She offered, as they rode up to the third floor. Barcio asked for an explanation of the word, and by the time they’d made their way through the first offices he had the idea.
“My church has not always troubled itself with such things, but our holy father is greatly concerned with such inequalities. He takes it upon himself to address such matters with the Governess, when their time allows.”
“Your church has a good relationship with her?”
“È straordinario! The Governess adores our food, and while she was adamant about taking quarters in the Vatican, she has taken pains not to disturb us.” He shrugged dismissively. “*Cosa sai fare?* It seemed a small price, and we have endured far worse.”
“I used to hear terrible stories about red zones on Earth, though the Humans I’ve met don't seem the sort. It is good that your… pulp?” She tried the word and was rewarded with kind laughter and a gentle correction. “It is good that your pope concerns himself with the full welfare of the people and works with your governess. Our prelates share the same concerns.”
“I thought the Empress was the head of your church? Now, I find you have many…” he groped for a word, frowning, and gave up. “*Questo accento è una prova di fede!* ‘Denominations’ is not the right word, but she is the one revered, yes?”
“Of course! The Empress has to show all of our virtues and none of our faults, but that’s part of her role. To favor any divinity over the others could cause divisions. She has her personal preferences, of course, but never lets them be known.” Wicama explained carefully. “It would be in poor taste.”
“And poor politics, I think?” Santino gave her a long look. At his height it was difficult, but he managed. “This makes sense to me now, that the Imperium leaves matters of faith alone. *Una benedizione inaspettata.*”
Despite the serious topic, his fervent reply brought a smile back to her lips. “It seems your pope considers politics as well as economics.”
“People will always defend economic theories which assume that growth will inevitably succeed in bringing about greater justice. This has never been confirmed by the facts, and expresses a crude trust in the goodness of those wielding economic power and the sacralized workings of the prevailing economic system.” He said, stopping to clasp a hand over his cross. “Meanwhile, the excluded are still waiting.”
“That doesn't sound like scripture.” She offered cautiously, as they made their way into a wider suite of offices on the second floor.
“*Esattamente* The words of Pope Francis, a good and blessed man who appointed me to my position. His successor, his holiness John Paul the Third, is much of the same mind.” Santino said quietly. “Our savior washed the feet of others and urged all to do the same. The hardest step is to be involved. To work together for change, as well as to pray. That is why I am here.
“*I pigri di cuore trovano sempre una scusa* Some Humans, they are yet angry with the Imperium. Now they have enough, they are bitter not to have plenty. For some there is never enough - the true poverty lies within their hearts,” Santino said a bit testily. “Our faith teaches us to find salvation in eternal life, but others? *Pigrizia!* They see it as an excuse from taking agency in themselves. Jesus washed the feet of others - he did not lay down and wait for someone to wash his!”
Wicama turned the unfamiliar metaphor over in her mind but decided she had the sense of it. “Sham teaches us that helping our families and one another is the same as helping ourselves. ‘The rising tide bares us all from the reefs’.” It was a matter of faith… but that was why it was faith in the first place. On the whole, it seemed like a mature perspective that explained the changes she’d seen in Prince Adam over the years. “You’re here to meet with others, but this seems as much about knowing yourselves.”
“*Sì, non è una brutta cosa avere umiltà davanti a Dio.* Human beings, while we are capable of the worst, we are also capable of choosing the good. Of rising up to make a new start. We are entering the galaxy.” He gestured out the window at the world beyond. “If not now… when?”
_ _ _ “So, when are you going to explain this masterpiece you four have been cooking up?” Marin asked. Sammi and Sam were barely awake but the twins had already arrived, bright-eyed and enthusiastic, and Marin cursed the resilience of youth. The room was acceptably warm, but Ayen had complained about the cold and used the excuse to slip back into bed. She was considering her options for joining him.
Somewhere, somehow, Sammi had found their rabbit pajamas again. “Sam, explain it to her? You do it better.” Sammi yawned, but Marin suspected it was an act. Once something got their attention, sleep was usually an afterthought.
“What, now?” Sam had barely stumbled into the room and blinked. Bleary-eyed and barely awake, he looked like he’d been ambushed, which was exactly the case.
“Pllllllleeeease…?” They sat back pulling the ears, giving their best Roger Rabbit impression. Luminous green eyes peered out at Sam, imploringly.
“Alright… I need coffee, but fine.” Sam trudged over to the kitchenette and poked listlessly at the instant coffee. It was getting perilously low, but Marin was sure he’d brought more on the ship. Eventually Sam gestured at the K’herbhal sisters with his mug. “So the girls want to create an artificial topological soliton. It's like a black hole, except where it isn't… It's sort of a kink in space-time.”
“Made you say kink!” Sammi grinned impishly and the girls blushed. Marin shook her head but paid attention. It felt far too early after another late night, but once everyone was up you had to hang on for whatever came next.
“So, what's that got to do with this… hole you want to use for power?” Marin raised her voice just enough to drag the conversation back on track.
“It’s more like a side effect. If it cuts the right angle, it goes into a realm of space-time we can tap for power. Think of it as an obverse of an energy drain, so it's like a white hole.”
“Let me guess.” Marin shook her head and grinned, holding up a hand to forestall the inevitable. “Except where it isn’t?”
“Ummm… pretty much.” Sam grumbled, blowing at his coffee. Marin glanced back at the twins. With Sam busy, the twins had gravitated to either side of Sammi. There was room left on the couch, and she wandered over to settle in beside one of them.
The Sams had been complaining for years about a lack of ‘focal power’ for their mass compression technologies, and while a rubber duck inside a diamond was impressive, they’d wanted to do something more - a lot more. She suspected if the twins were providing the means, then they already had something about to surface from the depths of their imaginations. Over the years she’d learned to pick a bit, rather than take their answers at straight value. “And if things don’t cut at the right angle? You remember how long it took to get rid of the Navy, when you started talking about making black holes?”
“It's not our fault they didn’t understand,” Sammi said defensively, crossing their arms and pouting at her before the rabbit ears fell over their face.
“Who didn’t understand what?” Akeimei yawned at the door. She cast a wink her way before wrapping her arms around Sam and gave him a quick hug. “What did I miss?”
“Umm… a parallel universe, if the math is right,” Sam mumbled from the depths of his coffee cup.
“What? Like identical versions of us?” Marin watched Akimei’s nose wrinkled at the smell before she slipped away from Sam. Slipped down beside her, they rubbed shoulders a moment. “Tell me, is there one where I get more sleep?”
“More or less identical… though it's not like you need to go into a parallel universe for that sort of thing. There’s already a ‘you’ out there somewhere right now, to say nothing of past and future ‘you’.” Sam scratched his cheek idly for a moment “It's just the math. The universe is so vast that there are exact physical cosmic twins of us out there somewhere, not to mention even more almost-twins.”
“Sam’s right!” Sammi perked up excitedly, bouncing on the sofa. “Then there are quantum cosmic twins - which gets weird because particles exist in multiple states and you’d sort of overlap… but the easiest one is probably just another us elsewhere in the universe right now! That's sort of the point where things are since the universe is bigger than you can imagine!”
“So exactly the same… or almost.” One of the twins giggled. “Just like us!”
“Pretty much,” Sam nodded, slowly emerging from the depths of his coffee. “Another you out there on another Shil, or another me on a whole Earth, even - just a little bit different.”
“What? Like an Earth that never met the Imperium?” Marin canted her head, tossing out the obvious. It was hard to remember her life before, and she didn’t want to contemplate the alternative.
“Oh, I don't like that idea.” One of the twins stuck out her lip. “We want to come to Earth!”
“Yeah,” her sister nodded, though she suddenly looked glum. “I don’t know if Professor Warrick would mind though. He’d be with his wife and daughter, there.”
“Oh…” her sister's face crumpled. “I didn’t think of it that way.”
“Well, don’t…” Sammi hugged them both a moment, though they held the first twin a bit tighter. “The point is, somewhere he’s with them right now!”
“Wow, I guess so.” she brightened. “Just imagine! A whole Earth that never met the Shil’vati!”
“I wouldn’t worry, sis.” her twin nodded. “I think Professor Warrick is pretty happy right now.”
_ _ _
“I am not happy about this!” Tom glared at his omni-pad before tossing it down in frustration.
Miv looked up at her husband.
“It’s an honor!” She tucked her chin in and gave him a long, considered look, “What is it that’s bothering you - really? It wasn't Monsignor Barcio. Are you certain this isn't the same sort of thing?”
“Yes, I’m sure!” he growled, looking away like a guilty child. “Alright, maybe… but this uniform is the silliest thing I’ve ever seen. I’ll look like a mushroom, and the hat only makes it worse!" Tom grimaced at the omni-pad accusingly, "They won’t take ‘no’ for an answer, so now I’m on the rolls as a Warden Captain - whatever that is - and this ceremony is ridiculous!”
“The ceremony is traditional. Very symbolic... Besides, they don't make wardens out of anyone below the rank of captain - I looked it up. You were one before, so it's appropriate to make you one instead of a Warden Major or Warden Colonel.” She smiled at him serenely. “Surely, it can’t be the worst thing you’ve ever done.”
He turned to wag a finger her way. “I’ll take that bet!”
“Worse than our wedding reception…?” She crooned, teasing him. “Or maybe pre-term night? I swear by the Goddess no one will pinch your ass, except for Lea and I.”
“Fine… “ Her smile grew wider as he grumbled, but he was calming down already and there wasn't heat in it. Still, he stubbornly clung on to the point a while longer. "It’s in my top five.”
“I’m sure you’ll survive, husband. Now then, I have meetings all afternoon, so why don't you finish reviewing the menu? You’ll feel better when all this is over and you can go back to cooking, chess, or starting that eeeyiy club… You might even give Ce’lani a call or message her?” She gathered her coat and smiled demurely, though it harbored nothing innocent. “If I’m not here you’ll have perfect privacy… Just don't promise anything you wouldn't promise to me.”
“It’s iai-do…” Tom groused, but he was already picking up his omni-pad.
She blew him a kiss and made her way toward the commons. Tom would probably stew a while, but he’d make the call.
There would be time to meet with Ce’lani on the common, before she had to come home for dinner.
_ _ _
Tom looked over the banquet menu as if it might reach out and bite him. The words stared up at him with perfect innocence.
Appetizer: Fruit and Cheese Platter - Slices of various cheeses and fruits on a platter providing a delicate mix of sweet, tangy and creamy to invigorate the dining experience. Serve with a selection of sweet and semi-sweet wines.
Soup: Choice of Tomato or French Onion Soup - Served with a piece of baguette and cheese.
Salad: Strawberry Salad with Poppy Seed Dressing -- an assortment of greens and fruit with a balsamic grain dressing to cleanse the palate.
Entree: Cornish Pasty - This herb-infused meat and pastry dish provides a counterpoint to the tangy taste of the salad and soup. Served with a creamy buttered mashed potato (a vegetable, humanely prepared!) with chives (also a vegetable). Served with a selection of wines or ales.
Dessert: Chef’s Sorbet Surprise - A sweet treat complemented by a palate cleanser, ending the meal on a piquant note.
His last call with Bherdin had been a trial and a half. Omni-pads were the definition of ‘high fidelity’, and hearing the little Shil’vati hyperventilate for ten minutes over the plan was pointless. At least Melondi had easier going with Vedeem on her side... one way or another this was happening.
As a final consolation, he relented on wearing matching suits. Bherdin frequently bemoaned Tom’s 'lamentable' fashion sense, and he perked up at that, promising to get him some appropriate formalwear for the occasion.
Privately, he suspected his Shil’vati friend was looking for a convenient alibi if a riot started.
In fairness, it probably wasn't a bad idea.
“Too late to use it myself…” he muttered. It wasn’t quite noon, and Miv was probably right. Instead of Chess Club or starting Iai-do practice or just cooking out at Human Food, he was stuck here at home. Miv’s place was bigger, but most of his stuff was still in boxes; it left him listless and climbing the walls. If this worked, at least things could get back to normal.
…Mostly normal…
He flipped back to the picture of the Warden uniform on his omni-pad. It was bad enough, but the hat made the whole thing look like a blue toadstool in silver filigree.
He swiped the picture away like an act of revenge, but didn’t toss the pad back on the table.
…Miv was right... and I promised to call Ce’lani…
Tom centered himself, pulling up the number. The universe was always in motion and a good Taoist accepted their part in what came. That was the lesson of ‘the Vinegar Tasters’, and it held true… The painting showed three men standing around a vat of vinegar. Each has dipped his finger into the vinegar and tasted it. The expression on each man's face showed his individual reaction.
The painting was an allegory for Confucius, Buddha, and Lao-tse. Confucius wore a sour look on his face. He believed life was out of harmony with the universe. As the second figure in the painting, Buddha had a bitter expression. Like the vinegar, life was painful and filled with attachments and desires that led to suffering. The last man, Lao-tse, was smiling at the taste. To him, harmony existed naturally and could be found by anyone at any time in any experience.
He thought about his buddy Dave. The old Marine would probably shake his head and tell him to ‘embrace the suck.’ It pretty much boiled down to the same thing.
Not that he was against calling. Miv and Lea had practically taken turns urging him on and giving their views on why it was a good idea. They hadn't harped about it, but he knew which way the wind was blowing. And Ce’lani’s message had been short, sweet in the literal sense, and the sound file she’d offered up had been…
…Pretty nice, really…
If he still said no, or decided he didn't like where this was going, they’d back his choice, of course. He didn't have a doubt in his mind… But with everything else in his life turned upside down, calling Ce’lani seemed like a calm in the eye of a storm.
…It's just a phone call. Leave the chaos at the gate…
He settled down on the couch to check his messages before giving her a call. It was nearly lunch…
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2023.06.02 12:02 Leather_Release_5797 A Complete Information On Logo Design
Before we begin, let's do a small exercise. I take some famous brand names and you try to remember their logos. Okay?
Nike
Mac D
Google
Amazon
Starbucks
Great, I am sure at least 80% of you might be able to recall the logo of the brands mentioned above. This is the power of a logo; what seems like mighty symbols have become part of our everyday lives. Whether you're scrolling through social media feeds, grabbing groceries from the supermarket, or driving from home to the office, you are exposed to at least hundreds of logos daily. You are constantly making connections with brands without even realizing it. Have you seen any big brand without a logo? No, because there aren't any. With all the right elements, the best logo design company in Ahmedabad can create remarkable logos for your brand.
Importance of Having a Logo
Lay Strong Foundation for the Brand's Strong Presence The logo set the stage for the brand to narrate its story. Using the right logo elements, you can set the right tone and story you wish to narrate to the world. Imprinted on the business card, website, marketing materials, and different places, your logo helps to lay a strong foundation for making a strong brand presence.
Grab Attention Nowadays, consumers' attention spans are very short, and with the rise in cutthroat competition, an attractive logo can grab the attention and communicate the company's core values in the most interesting way. Your logo should speak for your brand. Talk to logo design company Ahmedabad to get the best logo for your brand.
Help to Stand Out From the Competitors In the sea of fierce competition, it is necessary that your brand mark a strong presence on the shelves of the showroom. A unique logo helps your brand to stand out from the competitors and catch the attention of potential buyers. For example, there are many Pizza places with logos with the word Italian, the chef with a mustache and wide grins. But a good logo despite not having these symbolic pizza elements can stand out in the crowd.
Foster Brand Loyalty Believe it or not, even today, customers crave consistency. Brand loyalty is a continuous process that can be achieved by delivering value products/services, flawless experience, and consistency. The logo is vital in evoking adherence in your avid followers' minds.
Create Emotional Link One of the major reasons for having an accurate logo is that it creates an emotional connection. Without a logo, customers may not be able to differentiate you from competitors. It is the common expected thing that people wish to see in any form of communication from the brand. In case of a missing logo, you are missing the chance to make your business stick in the mind of your targeted audience. For example, without a logo it is difficult to differentiate Nike shoes from the rest, how would Nike stand out without that “swoosh” mark?
Most Important Logo Elements
There are a plethora of elements that need to be kept in mind while designing a logo for a brand. Following are the basic elements of logo design that every graphic designer should keep in mind:
Shape The human mind reacts to different shapes in different ways. Humans generally have the tendency to associate certain shapes with meaning in their attempt to make sense of things. We relate curves with streams and waves. The logo design's most important aspect is the shape of the logo. Basically, all shapes are divided into three categories:
Abstract shape
Organic shape
Geometric shape
Each category has different subcategories, which hold different meanings for different shapes.
Some Common Shapes and their Characteristics
Circular shape: Stability, feminism, unity, community, friendship
Square shape: Practicality, strength, professionalism, efficiency
Triangle shape: Law, science, power, masculine
Rectangle shape: Stability, reliability
Vertical line: Progress, aggression, strength, masculinity
Horizontal line: Speed, community, tranquility, calm
Organic shape: Diversity, flexibility,
Spiral and curved shape: Curiosity, healing
When the shape is paired with typography, color, and other elements, it creates a logo. For example, the curvy angles of Airbnb look inviting and cheerful, while the Toyota interlocking logo ovals represent community, spirit, and connectedness.
Typography Visual has the power to influence the mood and vibes of the logo. In layman's language, typography is associated with the font, structure, and appearance used in the logo text. Just like colors, shapes, and typography also represent strong values and the tone of the brand. Different kinds of classification in typography include serifs, weight, boldness, texture, and format.
One can use sans-serif typefaces for modern looking, while serifs are a preferred choice for vintage look. For instance, you can easily recognize Coca-Cola, The New York Times, and Disney typography. Many brands like Netflix and Airbnb have created their own typefaces as a part of their identity. What is your go to typography choice?
Colors Color is an important pillar in logo design as it has a very decisive and distinct effect on how we feel and respond. Color is such a vital element that can influence thinking and stimulate body hormones and reactions. For example, the green color in the logo indicates the brand is environment friendly, which is used by brands associated with agriculture, solar power, and gardening.
In contrast, red evokes passion and visceral responses. Yellow stands for creativity, warmth, and hope. But mind it, there can be exceptions; for example, IKEA used blue and yellow, which is not at all related to the furniture business. By combining two very strong colors, IKEA strongly and beautifully conveys its personality.
Types of Logo
Lettermarks/Monogram logo Lettermarks, also known as monogram logo, is a typography logo that is made up of the initial brand name. In most cases, brands use monograms as abbreviated names, like NASA (National Aeronautics and Space Administration) and IBM (International Business Machines). The Lettermark logo is all about bringing simplicity as it is very much easy to remember NASA instead of the National Aeronautics and Space Administration, right? Here choosing the right font matters the most as it should go with the brand's theme but at the same time it must be legible when used in print media marketing.
Emblem An emblem logo is a logo composed of an icon or symbol in a crest, shield, badge, or seal. It is often created with the aim of creating a distinguished, traditional, or prestigious image for the brand; it helps to give an instantly classic feel and helps to stand out from the crowd. They are generally used by universities, major car brands, sports teams, and even on the cup of your coffee at Starbucks.
Wordmarks Wordmarks logo is very much like a lettermark; it focuses on a business name and works well when the brand has a distinct and catchy name. But here, the key thing to remember is that your brand name should be able to tell what your business is about. The key component in the wordmark is choosing the typeface, case, spacing, and color to narrate your brand's personality. Famous wordmark logos include Coca-Cola, Google, LinkedIn, Uber, Canon, eBay, etc.
Pictorial logo The pictorial logo, also known as the logo symbol, is an icon or graphical-based logo. Some famous examples of pictorial logos are Twitter, Apple, Target, Domino's Pizza, etc. Each of the icons in the logos mentioned above is instantly recognized. Choosing the right image for the pictorial logo is a million-dollar task. But, remember that the image you will choose will stick with your company during its entire life.
Mascots In the mascots, logos illustrated characters are generally used are colorful, fun, and sometimes cartoonish. Consider a mascot as the ambassador for your business. Some famous mascots include KFC's Colonel, Michelin Man by Michelin, Kool-aid man from Kool-aid, Coco the monkey from Coco Pops, the charming mustachioed man from Pringles, and many more. Whenever you see these mascots, you instantly recognize them, and that's its magic. The mascot logo is a smart way to build an emotional connection with the targeted audience. Identify the unique personality of your business and connect it with the visual character that you and the audience can resonate with.
Abstract As the name suggests in an abstract logo, abstract form reflects a company's branding. The abstract logo is more metaphorical, and with it, you can create something highly unique. Some famous abstract logos include Pepsi, Airbnb, Olympics, Adidas, and Google Drive. One of the major benefits of using abstract logos is that you can symbolically convey what your company does without relying on the cultural implications of a specific image. It is a good choice for a global brand whose name might not work well across different languages.
Combination There is no hard and fast rule to follow when you wish to give the creative and the most appropriate logo to the brand. It can be the combination of words with an image, mascot, or icon. Some famous examples include Dove, Taco Bell, Doritos, DropBox, and Burger King. It is the most versatile logo form because people may begin to associate your name with a pictorial image or mascot. There are high chances that in the future, you may be recognized with just the symbol.
Concluding Words
After reading the long form, the most important lesson you can learn about logo design is that "it should be memorable." If all these discussions and things seem to be out of your syllabus, hire a logo design company in Ahmedabad to give you a new identity and let your brand story amplify through their creative version.
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2023.06.02 11:56 ASTL-Token Bitcoin and other cryptocurrencies continue to fall.
Bitcoin fell 1.36% to $26,805 in 24 hours. Ether fell 0.82% to $1,854. The Cardano ADA token lost the most in 24 hours, shedding 3.13% to $0.3641 while gaining 2.05% weekly. Litecoin and Polygon were the only winners among the top 10 non-stable cryptocurrencies. The Litecoin LTC token rose by 3.42% to $92.41 and showed a weekly gain of 9.89%. Polygon's Matic token rose 0.08% to $0.89 after rising 1.44% over the past seven days. The capitalization of the global crypto market fell by 0.92% to $1.13 trillion, while the total volume of the crypto market decreased by 8.82% to $31.77 billion in the last 24 hours.
The Dogecoin (DOGE) investor group has requested permission to amend a class-action lawsuit against former Twitter CEO Elon Musk, alleging he manipulated the price of the meme token. In a May 31 lawsuit filed in the United States District Court for the Southern District of New York, investors said Musk used his social media accounts on Twitter, as well as media appearances, to profit from Dogecoin (DOGE) deals through "a frank course to manipulate the cryptocurrency market." According to the complaint, Musk profited from trading DOGE at the expense of other investors, causing the price of the token to spike through actions including changing the Twitter logo to the Dogecoin logo. As a reminder, the investors filed their original complaint in June 2022 - even before Musk took over Twitter, but after his initial interest in promoting DOGE on the social media platform - amended the lawsuit at least twice based on his actions. They asked the court for permission to amend their complaint, which alleged that Musk was responsible for insider trading in DOGE, and that the token is a security under the standards of the US Securities and Exchange Commission.
The NFT market, which has experienced significant growth and revival in recent years, is currently facing a constant decline in trading volume. Since reaching its peak in April 2022, the market has seen a steady decline, signaling a shift in sentiment and sparking discussions about the future of digital assets. During the NFT frenzy, trading volume skyrocketed as collectors and investors sought to acquire unique digital art, collectibles, and other digital assets. However, the continued decline in trading volume highlights the changing market dynamics and raises questions from industry participants. Experts and analysts are closely monitoring this downward trend, seeking to understand the main factors responsible for the decline. Some attribute this to the natural ebb and flow of market hype and speculative interest in NFTs, leading to a cooling off period. Additionally, increased competition from other blockchain and crypto sectors, along with high transaction costs, may have contributed to the decline in trading volume.
While the slowdown in the NFT market calls for thought, experts remain optimistic about the long-term potential of the industry. They see this stage as an opportunity for the market to mature and establish more sustainable patterns. The focus is now shifting to driving real value creation, developing long-term engagement, and driving innovation in the NFT ecosystem. It is important to recognize that even in the midst of a downturn, the NFT market continues to witness notable success stories and high-profile deals. Unique digital assets continue to attract collectors and enthusiasts, albeit at a more measured pace. As the NFT market adjusts to this phase of consolidation, industry stakeholders are closely monitoring market trends and exploring strategies to rekindle growth and interest. The ability to solve problems, drive value creation, and adapt to changing dynamics will define the future of NFTs.
In conclusion, the consistent decline in trading volume in the NFT market since its peak in April 2022 indicates a shift in sentiment and raises questions about the future trajectory of digital assets. Industry experts analyze the factors behind this decline and discuss the way forward for the NFT ecosystem. Despite the challenges ahead, the industry remains resilient and focused on sustainable growth and value creation in the NFT space.
Given the somewhat unfavorable news background, investors are advised to take some time to think before making any investment. One of the legitimate forms of investment is, for example, the ASTL investment project, which allows investors to have the opportunity to directly invest fiat and cryptocurrency assets in a stable passive income that obviously exceeds inflationary expectations and is not subject to any sanctions, blocking and confiscation. The ASTL project is a simple and elegant solution for potential investors - an investment in the development of the real sector of a diversified portfolio of cryptocurrencies, with a fairly high ROI (up to 14% annually) with payments in stablecoin (USDT) and the possibility of a full return on investment through the subsequent sale of accrued ASTL tokens on leading crypto exchanges. Details can be found at
https://astl.world.
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2023.06.02 11:56 ASTL-Token Bitcoin and other cryptocurrencies continue to fall.
Bitcoin fell 1.36% to $26,805 in 24 hours. Ether fell 0.82% to $1,854. The Cardano ADA token lost the most in 24 hours, shedding 3.13% to $0.3641 while gaining 2.05% weekly. Litecoin and Polygon were the only winners among the top 10 non-stable cryptocurrencies. The Litecoin LTC token rose by 3.42% to $92.41 and showed a weekly gain of 9.89%. Polygon's Matic token rose 0.08% to $0.89 after rising 1.44% over the past seven days. The capitalization of the global crypto market fell by 0.92% to $1.13 trillion, while the total volume of the crypto market decreased by 8.82% to $31.77 billion in the last 24 hours.
The Dogecoin (DOGE) investor group has requested permission to amend a class-action lawsuit against former Twitter CEO Elon Musk, alleging he manipulated the price of the meme token. In a May 31 lawsuit filed in the United States District Court for the Southern District of New York, investors said Musk used his social media accounts on Twitter, as well as media appearances, to profit from Dogecoin (DOGE) deals through "a frank course to manipulate the cryptocurrency market." According to the complaint, Musk profited from trading DOGE at the expense of other investors, causing the price of the token to spike through actions including changing the Twitter logo to the Dogecoin logo. As a reminder, the investors filed their original complaint in June 2022 - even before Musk took over Twitter, but after his initial interest in promoting DOGE on the social media platform - amended the lawsuit at least twice based on his actions. They asked the court for permission to amend their complaint, which alleged that Musk was responsible for insider trading in DOGE, and that the token is a security under the standards of the US Securities and Exchange Commission.
The NFT market, which has experienced significant growth and revival in recent years, is currently facing a constant decline in trading volume. Since reaching its peak in April 2022, the market has seen a steady decline, signaling a shift in sentiment and sparking discussions about the future of digital assets. During the NFT frenzy, trading volume skyrocketed as collectors and investors sought to acquire unique digital art, collectibles, and other digital assets. However, the continued decline in trading volume highlights the changing market dynamics and raises questions from industry participants. Experts and analysts are closely monitoring this downward trend, seeking to understand the main factors responsible for the decline. Some attribute this to the natural ebb and flow of market hype and speculative interest in NFTs, leading to a cooling off period. Additionally, increased competition from other blockchain and crypto sectors, along with high transaction costs, may have contributed to the decline in trading volume.
While the slowdown in the NFT market calls for thought, experts remain optimistic about the long-term potential of the industry. They see this stage as an opportunity for the market to mature and establish more sustainable patterns. The focus is now shifting to driving real value creation, developing long-term engagement, and driving innovation in the NFT ecosystem. It is important to recognize that even in the midst of a downturn, the NFT market continues to witness notable success stories and high-profile deals. Unique digital assets continue to attract collectors and enthusiasts, albeit at a more measured pace. As the NFT market adjusts to this phase of consolidation, industry stakeholders are closely monitoring market trends and exploring strategies to rekindle growth and interest. The ability to solve problems, drive value creation, and adapt to changing dynamics will define the future of NFTs.
In conclusion, the consistent decline in trading volume in the NFT market since its peak in April 2022 indicates a shift in sentiment and raises questions about the future trajectory of digital assets. Industry experts analyze the factors behind this decline and discuss the way forward for the NFT ecosystem. Despite the challenges ahead, the industry remains resilient and focused on sustainable growth and value creation in the NFT space.
Given the somewhat unfavorable news background, investors are advised to take some time to think before making any investment. One of the legitimate forms of investment is, for example, the ASTL investment project, which allows investors to have the opportunity to directly invest fiat and cryptocurrency assets in a stable passive income that obviously exceeds inflationary expectations and is not subject to any sanctions, blocking and confiscation. The ASTL project is a simple and elegant solution for potential investors - an investment in the development of the real sector of a diversified portfolio of cryptocurrencies, with a fairly high ROI (up to 14% annually) with payments in stablecoin (USDT) and the possibility of a full return on investment through the subsequent sale of accrued ASTL tokens on leading crypto exchanges. Details can be found at
https://astl.world.
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2023.06.02 11:53 Marketlook Circuit Breakers Market: Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022-2029
| The market report on global Circuit Breakers Market provides an exhaustive coverage of the market dynamics such as driver, challenges and opportunities in different regions. The current and future market trends of the Circuit Breakers Market are pinpointed in the study. The investor can gain a strategic insight to based their discretion for investments from the qualitative and quantitative analysis performed in the study. Current and future market trends world determine the overall attractiveness of the market at a regional level, providing a platform for the industrial participant to exploit the untapped market to benefit a first-mover-advantage. https://preview.redd.it/p6vocyi8uk3b1.jpg?width=612&format=pjpg&auto=webp&s=bfff7e70ca5e94470e896563c926a2c1439e5d5a The analysis of the global Circuit Breakers Market has been done on various parameter impacting the market growth or acting as a growth hinderer to the market. The report offers a detailed analysis of the industry developments and trending factors that are influencing the market. Furthermore, the statistical market research repository examines and estimate the Circuit Breakers Market at the global and regional levels. The report also provides the market estimation/ sizing of the historical, current and the forecasted years as well. The market sizing has been done by using dependent and independent variables. Also, historical trends and year on year impact on the market size ad share in the recent past was analyzed. From a strategic point of view, the market outlook covers several frameworks including SWOT Analysis, Value Chain Analysis, and Porter’s Five Forces Analysis while also offering an evaluation of the Product/Market Lifecycle. Request for sample:- https://www.marketlookconsulting.com/sample-request/899 Segmental and Geographical Analysis of Global Circuit Breakers Market The global Circuit Breakers Market study is segmented based on the various parameters by identify their business activities, geographical presence, key application areas, end-users, etc., The report covers the market share analysis of all the segments from year 2022-2029. For a better understanding of the global Circuit Breakers Market the market is segmented into geographies such as the North America (U.S, Canada, Mexico), Europe (U.K, France, Germany, Russia, Italy, Rest of Europe), Asia Pacific (China, Japan, India, Australia, South Korea, Rest of APAC), South America (Brazil, Argentina, Rest of South America) and Middle East and Africa (Saudia Arabia, The country level analysis in each region is also provided in very exhaustive manner. Company Analysis on the Global Circuit Breakers Market According to Marketlook Consulting, the degree of competition among prominent global companies has been elaborated by analyzing several leading key players operating worldwide. The specialist team of research analysis sheds lights on various traits such as global market competition, market share, most recent industry advancements, innovative product launches, partnerships, mergers and acquisition by leading company in the market. The major players have been analyzed by using research methodologies for getting insight views on global competition. The key players in the market are offering new products/ technologies to gain a competitive edge in the industry. Moreover, the players are also focused on the strategic alliance and geographical expansion to increase their market share in the industry. “Global Circuit Breakers Market Analysis, 2021” provides comprehensive qualitative and quantitative insights on the industry potential, key factors impacting sales and purchase decisions, hotspots, and opportunities available for video conferencing providers across the Globe. Moreover, the report also encompasses the key strategic imperatives for success for competitors along with strategic factorial indexing measuring competitor’s capabilities on 16 parameters. This will help companies in the formulation of Go to Market Strategies and identifying the blue ocean for its offerings. Read More:- https://www.marketlookconsulting.com/reports/circuit-breakers-market Related Report:- - Electric Submersible Pump Market Report- Global Strategic Analysis, Size, Share, Trend, and Forecast (2022-2029)
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- Battery Management System Market Report- Global Strategic Analysis, Size, Share, Trend, and Forecast (2022-2029)
About Us:- Marketlook Consulting is a world market intelligence and consulting firm that aims to offer business insights and market research reports to large as well as small & medium scale enterprises (SMEs). The company helps its clients to design business strategies and policies and accomplish sustainable growth in their relevant market area. Contact US:- Phone:- +1 347 441 0939 Name:- Mithun Jangir (Manager- Marketing & Communications) Email:- [email protected] LinkedIn:- https://www.linkedin.com/company/marketlook-consulting Ward No. 26, Behind Petrol Pump Pilani, Jhunjhunu (Rajasthan) – 333031, India submitted by Marketlook to u/Marketlook [link] [comments] |
2023.06.02 11:51 pginvestments at what gpa lower than a 4.0 is there a point of diminishing return?
obviously i’m trying to keep my gpa as high as possible, but is there a baseline gpa value that checks the box for a high enough gpa threshold at most t25-35’s? i heard anything above 3.85 is solid.
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2023.06.02 11:48 Tight_Rub9468 ATI TEAS 7 STUDY GUIDE(Quizlets and Practice Questions). Download link on Bio.
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2023.06.02 11:35 No-Zucchini9426 RWA代币化为何这么重要?世界金融巨头开启“抢滩登陆战”
| RWA(Real World Assets)代币化不仅是 DeFi 和 Web3 走向主流的关键,更有颠覆某些金融领域的潜力。 「一切皆可代币化」也并非空话,在区块链上,任何有形或者无形的价值皆可在链上表示,包括黄金、房地产、债务、债券、艺术品、碳信用,甚至所有权以及内容许可。因 RWA 代币化所具有的成本低、效率高、因分割所有权带来的可访问性广、高流动性、DeFi 采用等巨大优势,越来越多的金融巨头开始在该领域试水和布局。 花旗最近发布的一份研报预测,到 2030 年,将有 4 万亿至 5 万亿美元的代币化数字证券,基于分布式账本技术的贸易金融交易额也将达到 1 万亿美元。该激进预测基于以下假设: 1、预计 187 万亿美元非金融公司和准主权债券市场中有 1.9 万亿美元的代币化市场(占据 1%); 2、预计 20 万亿美元房地产基金市场中有 1.5 万亿美元的代币化市场(占据 7.5%); 3、预计 7 万亿美元私募股权和风险投资基金市场中有 0.7 万亿美元代币化市场(占据 10%); 4、预计 42 万亿美元证券融资和抵押活动市场中有 1 万亿美元代币化市场(2%) 。 5、预计 12 万亿美元的贸易融资市场中将有 1 万亿美元代币化市场。 https://preview.redd.it/63p3ovkpqk3b1.png?width=897&format=png&auto=webp&s=8a05fa0217587863cb1d23605e82ad5f8bca893d 香港金管局在本月宣布的 数码港元先导计划中也提到,16 家来自金融、支付和科技界的入选公司将于今年内进行首轮试验,深入研究数码港元在六个范畴的潜在用例,包括全面支付、可编程支付、离线支付、代币化存款、第三代互联网(Web3)交易结算和代币化资产结算。事实上,今年 2 月份,香港特区政府就成功发售了 8 亿港元的代币化绿色债券。这是全球首批由政府发行的代币化绿色债券。 本文将汇总和梳理 金融巨头在 RWA 代币化中的探索和布局。其中,摩根大通、高盛、星展银行、瑞银集团、桑坦德银行、法国兴业银行、Hamilton Lane 等金融机构已从研究、探索阶段步入实测 / 实战阶段,淡马锡、汇丰银行、贝莱德等机构尚处于探索和准备阶段。 近几年来,中国几大行也在供应链金融、贸易融资、支付等领域采用区块链技术,发布了比如区块链贸易金融平台、资产证券化平台、互联网电商融资系统等的相关平台,更多的是用来数字化转型和提升金融服务效率。 整体来说,尽管资产代币化距离抵达大规模采用的路途尚远,但随着部分主导金融市场的巨头从研究、探索、试验逐步转向推进阶段,RWA 代币化采用的势头已经发生了比较明显的变化。 摩根大通:代币化是传统金融的杀手级应用 作为一家总部位于纽约的跨国投资银行和金融服务公司,摩根大通(JP Morgan)在 RWA 领域也在不断积极试水和布局。 「代币化是传统金融的杀手级应用」,摩根大通数字资产平台 Onyx Digital Assets 负责人 Tyrone Lobban 的观点最能显示出该行对 RWA 代币化的坚定愿景和重视。 今年 4 月份,Tyrone Lobban 在接受 CoinDesk 采访时表示,该公司仍在坚定不移地实施代币化传统金融资产的计划,基本上没有受到加密熊市和监管不确定性的影响。该银行使用其 Onyx Digital Assets 平台处理了近 7000 亿美元的短期贷款交易。使用基于 Onyx 的回购服务的客户包括高盛、法国巴黎银行和星展银行,当前还有十五家银行和经纪交易商正在寻求注册。随着平台的发展,Onyx 将专注于传统上难以融资的资产,如货币市场基金,并将其用作抵押品,预计将发行更广泛的基于区块链的资产,包括私募基金。 Onyx Digital Assets 于 2020 年 11 月由摩根大通推出,是一个基于区块链的企业级平台,旨在代币化传统资产和释放流动性。Onyx Digital Assets 的代币化抵押品网络(TCN)利用区块链实现了货币市场基金(MMF)份额的代币化所有权权益的转让,允许资产管理公司和机构投资者质押或转让 MMF 股票作为抵押品。 摩根大通在 RWA 方面的探索不止是 Onyx ,还有: - 2022 年 5 月份,据彭博社报道,摩根大通正在探索使用区块链进行抵押品结算,第一笔此类交易发生在 5 月 20 日,彼时摩根大通的两个子公司将代币化的贝莱德货币市场基金股票作为抵押品在其私有链上进行了转移结算。摩根大通计划在未来几个月内将代币化抵押品扩大到包括股票、固定收益及其他资产类型。
- 2022 年 10 月份,摩根大通通过 JPM Coin 实现代币化美元存款,计划很快启用基于区块链的欧元存款。JPM Coin 是一种锚定美元的稳定币,运行在 Quorum 区块链上,允许摩根大通客户转移在摩根大通存款的美元。
- 2022 年 11 月份,新加坡金管局(MAS)上线数字资产试点和去中心化金融(DeFi)服务,其 Project Guardian 下的第一个行业试点探索批发融资市场中潜在的去中心化金融(DeFi)应用的公司已经完成了第一笔实时交易,并正在测试资产代币化和 DeFi 在金融领域更广泛用例中的应用。在第一个行业试点下,星展银行、摩根大通和 SBI Digital Asset Holdings 针对包括代币化资产的的流动资金池进行了外汇和政府债券交易。
高盛:通过代币化平台 GS DAP 入局 RWA 比肩摩根大通的另一家顶级投行高盛(Goldman Sachs)也在 RWA 领域不断探索。 - 2022 年 4 月份,高盛数字资产全球负责人 Mathew McDermott 在加密和数字资产峰会上表示,随着投资银行深入加密货币领域,高盛正在研究 NFT,尤其是「实物资产的代币化」。
- 根据 2022 年 6 月份由的一份报告显示,GS Digital Assets 部门正在区块链技术和智能合约作为基础技术,为客户提供债务、股票、基金和衍生品的数字发行,并将其后续的端到端生命周期数字化,包括公共和私有区块链上的分布式账本上的交易、结算、托管和资产服务, 包括建立战略性 GS DAP 数字代币化和生命周期平台。
- 2022 年 11 月份,欧洲投资银行(EIB)宣布与高盛欧洲银行(Goldman Sachs Bank Europe)、桑坦德银行(Santander)和法国兴业银行(Société Générale)合作,推出了以欧元计价的数字原生债券 Project Venus,这只 1 亿欧元的两年期债券使用基于私有区块链技术的发行、记录和结算,代表了高盛代币化平台 GS DAP 的首次发行。
- 今年 1 月份,高盛推出的数字资产平台 GS DAP 已正式上线,该平台基于 Digital Asset 的 Daml 智能合约语言和隐私区块链 Canton 开发,数字资产通过其隐私协议确保数据仅与有资格的利益相关者共享,同时支持全球连接资产所需的可扩展性。
- 今年 2 月份,香港特区政府宣布利用利用高盛代币化平台 GS DAP 成功发行 8 亿港元的政府绿色债券计划(GGBP)。
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花旗集团:资产代币化正接近一个增长拐点 花旗集团(Citigroup)在今年 3 月份发布的 《货币、代币和游戏》报告中指出,通过区块链代币化资产的潜力虽然是变革性的,但尚未达到大规模采用的地步,目前正接近一个增长拐点。有望以数十亿用户和数万亿美元的价值来衡量。 - 花旗集团认为如果代币化理论成立,那么 21 世纪可能会看到受监管的、全球性的、基于代币的多资产网络的创建。早在 2020 年,花旗分析师就直言,随着新的流动性二级市场的创建,银行可以探索诸如以代币化房地产资产为抵押的贷款等机会。
- 2022 年 6 月份,花旗宣布已选择瑞士加密货币托管公司 Metaco 开发和试点数字资产托管功能,重点将放在代币化证券上。
- 2023 年 4 月份,Citi India 为其客户 Cummins India Limited 完成了其首个区块链信用证(LC)交易。Contour 是一个全球数字贸易融资网络,由区块链技术提供支持,使多方(银行、企业和物流合作伙伴)能够在单一平台上实时无缝、安全地协作。花旗是 Contour 的创始成员银行。
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星展银行:参与新加坡金管局数字资产试点和 DeFi 服务 新加坡星展银行(DBS Bank)是最早入局数字资产领域的金融公司之一,在初期主要涉及数字资产交易、证券型代币发行(STO)和托管等服务。STO 虽说也属于将现实资产代币化,不过目的是用来筹款,受到的限制更多,比如可能仅在私有链上发行、受到严格的监管限制等。 - 2020 年 8 月份,星展集团宣布面向合格投资者、金融机构和家族办公室推出数字交易所 DDEx(DBS Digital Exchange),为机构和合格投资者提供代币化,交易和托管服务。
- 2021 年 6 月份,星展银行通过发行数字债券,启动了其首次证券型代币发行(STO),发行 1135 万美元的数字债券。
- 2022 年 11 月,星展银行表示已通过摩根大通基 Onyx 完成了固定收益产品交易,成为了使用该网络的首个亚洲银行。
- 2022 年 11 月份,新加坡金管局(MAS)上线数字资产试点和 DeFi 服务,其 Project Guardian 下的第一个行业试点下,星展银行、摩根大通和 SBI Digital Asset Holdings 针对包括代币化资产的的流动资金池进行了外汇和政府债券交易。
淡马锡:正在为代币化资产作准备 淡马锡在几年前就开始探索区块链技术和资产代币化的应用,不过尚未推出正式服务。值得一提的是,淡马锡去年在 FTX 崩盘事件中损失惨重,该公司在 2021 年 10 月至 2022 年 1 月期间共向 FTX、FTX US 投资约 2.75 亿美元,已于去年决定全部减记。 - 2021 年 1 月份,新加坡交易所(SGX)和淡马锡宣布成立合资企业(JV),新合资企业专注于通过智能合约、分类账和代币化技术进行资本市场工作流程。
- 2022 年 5 月份,淡马锡区块链投资董事总经理 Pradyumna Agrawal表示,未持有比特币,但正在为代币化资产作准备。
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汇丰银行:正在探索资产代币化用例 汇丰银行在资产代币化的探索相对谨慎,目前在资产代币化方面涉及的范围也较为局限。 - 2022 年 11 月,汇丰银行宣布计划推出基于 DLT 的债券代币化平台 HSBC Orion,该解决方案能够实现数字债券和用于结算的货币的代币化,从而实现原子结算或交付与支付(DvP)。不过,数字债券计划不涉及加密货币,而是使用许可的区块链基础设施。
- 2023 年一季度,欧洲投资银行(EIB)与法国巴黎银行、汇丰银行和加拿大皇家银行资本市场合作,在私有区块链上发行了以英镑计价的数字债券表示,这笔 5000 万英镑(6160 万美元)的浮动利率债券在私有区块链中注册。
- 2023 年 ,汇丰银行在一则招聘信息中为其全球私人银行和财富业务招聘产品总监,该职位将专注于资产代币化用例。
- 香港金融管理局在今年 5 月份启动的数码港元先导计划中,参与首轮试验的 16 家来自金融、支付和科技界的入选公司包括汇丰银行。
富达:激进布局 Crypto,对真实资产代币化或持观望态度 作为全球领先的资产管理公司之一,富达(Fidelity)在 2014 年就开始在加密领域进行研究和探索,且布局相对激进,2018 年推出的富达数字资产(Fidelity Digital Assets)子公司帮助机构采用数字资产,提供数字资产托管、交易以及资产管理服务,2022 年又针对零售客户推出加密投资产品 Fidelity Crypto。值得一提的是,富达去年还计划允许投资者在他们的 401(k)中开设比特币账户,不过之后因监管等问题受阻。不过,富达在真实资产代币化方面的布局和进展并不明显,似乎处于观望阶段,不过随着真实资产代币化的发展,富达可能会在未来进一步拓展这一领域。 新加坡交易所:与新加坡金管局探索代币化资产结算 - 2018 年 11 月,新加坡金融管理局(MAS)和新加坡交易所(SGX)开发了交付与支付(DvP)功能,用于跨不同区块链平台结算代币化资产。
- 2020 年,星展银行推出数字资产交易所时,新加坡交易所持有星展数字交易所 10% 的股份。
- 2021 年 1 月份,新加坡交易所和淡马锡宣布成立合资企业(JV)Marketnode,新合资企业专注于通过智能合约、分类账和代币化技术进行资本市场工作流程。
贝莱德:正在探索股票和债券的代币化 资管行业龙头贝莱德在 Crypto 领域的布局也相对积极,如,通过区块链 ETF、现货比特币私人信托、为比特币矿企 Core Scientific 提供 1700 万美元贷款、通过 Coinbase Prime 为其机构客户提供加密交易和托管服务等多方面来进军 Crypto 市场。在真实资产代币化方面,虽然贝莱德已明确公开正在该领域探索,但当前并未有明显实质进展。 - 2023 年 3 月份,贝莱德首席执行官 Larry Fink 在致贝莱德股东的年度信函中表示,「贝莱德将继续探索数字资产生态系统,尤其是与我们的客户最相关的领域,例如许可区块链和股票和债券的代币化。」
纽约梅隆银行:代币化有能力彻底变革金融格局 纽约梅隆银行(BNY Mellon)在 Crypto 和真实资产代币化领域方面也一直在积极探索和实践,并对真实资产代币化的应用前景持开放态度。该行不仅是 USDC 储备金主要托管方,也获纽约监管机构批准提供加密货币托管服务, - 2022 年 9 月份,纽约梅隆银行官网发布《代币化兴起》报告,认为代币化有能力彻底变革金融格局,从根本上改变投资的管理、使用和货币化方式。
- 今年 5 月份,纽约梅隆银行表示,该行目前正在推进涉及分布式账本技术、代币化和数字现金的举措,包括为数字资产提供托管、清算服务,以及实现证券代币化等新的用例等。
瑞银集团:在代币化资产方面已有实质性进展 作为总部位于瑞士苏黎世的跨国投资银行和财富管理公司,瑞银集团在代币化资产方面已有实质性进展。 - 2019 年 10 月,据 finews.com 报道,瑞银集团正在寻求对其证券部门的资产进行代币化,包括债务,结构性产品和实物黄金。
- 2021 年 5 月份,瑞银集团已经为 100 多家机构客户提供了一个试点计划,以代币化实物资产。该项目在以太坊平台上运行。
- 2022 年 11 月,瑞银集团宣布上市首只基于区块链的数字债券,该三年期债券价值约 3.7 亿美元,票面利率为 2.33%。该债券将在 SIX Digital Exchange 基于区块链的平台上发行,并在 SDX 和 SIX Swiss Exchange 进行交易。
- 2022 年 12 月份,瑞银伦敦分行在以太坊上向香港和新加坡的高净值个人和家族办公室发行了 5000 万美元的代币化债务证券。
桑坦德银行:测试债券、农产品、二手车和房地产代币化 - 2019 年 9 月份,桑坦德银行宣布在以太坊上发行首个端到端区块链债券(价值 2000 万美元)。
- 2022 年 3 月份,西班牙跨国银行桑坦德银行与阿根廷农产品代币化平台 Agrotokeon 合作,已向阿根廷农民提供以代币化商品为抵押的贷款,信贷抵押品是基于 Agrotoken 推出的大豆(SOYA)、玉米(CORA)和小麦(WHEA)代币。
- 2022 年 10 月份,桑坦德巴西开始测试二手车和房地产转让的代币化系统。
- 2023 年 1 月,欧盟委员会和德国银行协会共同发起了一项关于代币化重要性的倡议,桑坦德银行等来自私营、工业、金融和数字行业的 20 多家知名合作伙伴参与。
德意志银行:在 Memento 区块链上推出代币化基金 - 2021 年 5 月份,德意志银行新加坡证券服务公司和 Hashstacs(STACS)宣布完成概念验证(POC),称为「Project Benja」,这是一个将 DLT 用于数字资产和可持续发展挂钩债券的「bond in a box」概念验证。德意志银行表示,该 POC 使其能够评估代币化资产的实际处理,以及它们在新加坡和其他市场商业化可能带来的机遇和挑战。
- 2023 年 2 月份,德意志银行在 Memento 区块链上推出代币化基金。
法国兴业银行:参与 RWA 代币化 DeFi 法国兴业银行在数字资产领域的布局也一直保持着积极的态度,并且是为数不多参与 DeFi 的金融公司之一。 - 2019 年 4 月份,法国兴业银行子公司法国兴业银行 SFH 在以太坊上发行 1 亿欧元的担保债券。
- 2020 年 5 月份,法国兴业银行 SFH 发行了 4000 万欧元的担保债券,作为直接在公共区块链上注册的证券代币。
- 2021 年 4 月份,法国兴业银行在 Tezos 公共区块链上结构性产品。
- 2022 年 8 月份,MakerDAO 同意向法国兴业银行子数字资产公司 SG Forge 提供高达 3000 万美元的贷款。今年 1 月份,SG Forge 提取了第一批 700 万美元的 DAI 稳定币作为贷款的一部分。
- 2023 年 4 月份,法国兴业银行子公司 SG-Forge 针对机构客户推出与欧元挂钩的稳定币 EUR CoinVertible。EURCV 稳定币仅适用于法国兴业银行通过其 KYC 和 AML 程序加入的机构投资者。
Hamilton Lane:通过代币化基金和建立合作关系来提供代币化访问机会 Hamilton Lane 是一家总部位于美国的私募市场投资管理公司,通过与基于区块链的金融服务公司合作来为客户降低投资门槛,提供代币化访问机会。 - 2022 年 3 月份,Hamilton Lane 与数字证券交易所 ADDX 合作,对 Hamilton Lane Global Private Assets Fund 提供代币化访问机会。
- 2022 年 10 月份,Hamilton Lane 和数字资产证券公司 Securitize建立合作关系,旨在通过代币化扩大投资者对 Hamilton Lane 基金的访问。
- 2022 年 10 月份,Hamilton Lane 与区块链金融服务公司 Figure 准备合作推出以私募市场为重点的区块链原生注册投资基金。该基金使用 Figure 的数字基金服务(DFS)平台将基金份额所有权记录数字化在 Provenance Blockchain 上。
- 2023 年 1 月份,Hamilton Lane 开设一只代币化基金,该代币化基金的投资最低额度已从 500 万美元降至 2 万美元,并部署在 Polygon 上。
道富银行:创建一系列代币化解决方案 道富银行是一家领先的机构投资者金融服务提供商之一,截至 2023 年 3 月 31 日,托管资产达 37.6 万亿美元,管理资产达 3.6 万亿美元。 - 美国道富银行(State Street)推出的名为「State Street Digital」的数字资产服务平台提供一系列托管、基金管理、抵押品管理、代币化和支付工具。
- 2022 年 8 月份,道富银行表示在代币化方面看到了「重大机遇」,致力于在 2023 年将资金和私人资产代币化,以提高客户的效率和可访问性。
- 道富银行还投资了基于区块链的金融和监管技术公司 Securrency,并创建了一系列代币化解决方案,包括:
1、与资产管理公司一起代币化基金份额的概念证明;2、自动化外汇无本金交割远期的场外交易生命周期;3、在 State Street Alpha 上进行数字化交易处理,提供汇总数据,分析和实时见解。 中国国内银行布局 近几年来,中国几大行也在供应链金融、贸易融资、支付等领域采用区块链技术,发布了比如区块链贸易金融平台、资产证券化平台、互联网电商融资系统等的相关平台,更多的是用来数字化转型和提升金融服务效率。 2017 年 8 月份,中国农业银行上线了基于区块链的涉农互联网电商融资系统。 2018 年,建设银行试水 「区块链 + 金融」,完成了 BCTrade 区块链贸易金融平台搭建,随后于 2019 年发布 BCTrade2.0 区块链贸易金融平台。该平台通过区块链技术应用实现国内信用证、福费廷、国际保理等贸易金融业务交易信息的传递、债权的确认及单据的转让全电子化流程,弥补相关系统平台缺失,规避非加密传输可能造成的风险,提高业务处理效率。 2018 年 6 月份,交通银行正式上线投行全流程区块链资产证券化平台「聚财链」,通过为交行、交银国信等集团内部机构,及普华永道、中伦、中债资信、中诚信等中介机构部署区块链节点,实现了资产证券化项目信息与资产信息的双上链,同步实现基于智能合约的跨机构尽职调查的流程化,全面重塑投行资产证券化业务操作流程。 2019 年 12 月份,中国银行在境内完成2019 年第一期 200 亿元小型微型企业贷款专项金融债券发行定价,募集资金专项用于发放小微企业贷款。在本次发行中,中国银行同步使用了自主研发的区块链债券发行系统。该系统以区块链网络为底层平台,支持债券发行过程中关键信息和文件的链上交互和存证。 2020 年 8 月份,中国银行业协会组织联合五大行共建中国贸易金融跨行交易区块链平台(CTFU 平台)。 2021 年 1 月份,中国工商银行自主研发的 「工银玺链」区块链平台通过国家工信部五项可信区块链技术测评。 2021 年 3 月份,浦发银行作为联席主承销商,联合中央结算公司首次运用区块链技术支持星展银行(中国)有限公司发行20 亿元二级资本债。 2021 年 6 月份,招商银行上线区块链门户网站 「一链通」,招行已探索的区块链应用场景包括供应链、电子票据、资金结算 、跨境金融、多方协作、合同存证等。 总结 尽管当前 DeFi 和 Web3 市场与传统金融市场的体量相比仍有较大差距,但 RWA 代币化有希望为 Web3 引入下一个万亿美元级别的市场。不过,当前将资产代币化涉足 DeFi 中抵押借贷、信贷、可组合性等属性的市场规模相对较小,也面临流动性差、流动性割裂、基础设施的不完善等挑战,除此之外,来自监管机构的更多清晰度、相关标准的相对一致性等对于刺激 RWA 代币化的增长也至关重要。 submitted by No-Zucchini9426 to u/No-Zucchini9426 [link] [comments] |
2023.06.02 11:32 Childish-Hashirama I hate dad, lola and lolo
So before y’all say I’m a bad kid First, I’ll let you know the story,. I’m not a good story teller I just want to release it quickly deep inside my chest.
So ever since nong bata ako dad and mom already left to work outside the country. When I grew up I understood that our family really needs money to keep the family going and to make us their children graduate. Alternatively they took grandpa and step grandma as our guardian (from my father’s side). Fast forward to what actually happened in april, I was having a fever on and off that lasted for almost 2 weeks and on the third day dad and I got into an argument like he was mad that I am not taking house responsibility e that time nilalagnat ako and whenever I get contact with air or cold things like water I get chills.
He was literally nagging exposing my little brother to his behavior in which later on he would adapt that as he’s just a 6 year old boy. Then he got mad making him go upstairs in my room where I’m resting my body then he’s like using an aggressive tone and acting like he’s dominating the argument like one snap he will punch me.
But I wasn’t scared to that so i kept on saying what’s my point, the problem with me is nagfreeze response ako nong sinakal niya ako twice I didn’t knew if I will punch him na ba or not yet. He was the one who initiated the conversation with aggressiveness I never acted like i was about to punch him it was so traumatizing that when i called my little brother to run he begged dad to stop.
But he wasn’t moving on top of me after choking me the first time so I said “get off of me! You’re not right to do that! Get off” In tagalog. Pero instead of him trying to fix it up with me, you know what he did to me? He choked me again for the second time then he stopped then I ran to the barangay to get some help eventually I filed a blotter against him.
Then again ran to the hospital to get some strange ngersevidences so I have record of where the bruises are and pictures from the hospital. Sadly whenever a staff asks me what will I do to the evidences they would laugh if I say I want my father to go in jail I have no clue why they were laughing. After long hours of long lines in the hospital I went straight to my other lola to let her know I want dad out of the house and transfer the name to me (this is me desperately asking for help from them). I also called father’s dad for help but all he said when heard me wanting to put dad in jail was “eh gago ka pala e”.
They’re still mad about me filing dad for a blotter in barangay but despite them knowing what dad did to me they still teamed up with him,. Also I won the case.
Then 1 month passed dad and I got into an argument again this happened kanina when I was cooking. He said that my little brother will go to grandpa’s house, then lil bro said that he doesn’t want to cause step grandma keeps on spanking him there in the house. Then i got mad cause they don’t have any rights to dominate someone’s body. They’re not even the ones who carried our lil bro in the womb for 9 months, also mom doesn’t want them to be spanked she can’t do nothing here cause she’s outside the country that’s why Im the one speaking out for the kid’s right on their body. Mom also value gentle parenting that’s why. Then i said that those people are not the ones to decide whether to violate the kid’s right or not. Kahit man lang bata e respetuhin nila. Dad was always doing this kind of response behavior since I was in grade 10 I hated the fuck na I idolize him when I was a kid but now he’s just a disappointment to me. Like he would defend pa his dad when I said na I’m mad at them for treating me like an enemy maybe sa kaniya di niya makita POV ko kasi di naman siya kinakalaban right now but all of the family members are hating on me right now e kaso kasi since last year pa sila ganito e getting mad at me and treating me like I’m not invited in Christmas eve and party (fun fact I didnt attend the party cause i already had enough of their energy, i got drunk with my friends and went to batangas with their family na lang on December 25). Idk why my grandparents are mad at me last year doon na kasi ako nagstart magdecide sa sarili i don’t want mistakes but I’m open to it in my life cause that’s where growth starts. Maybe they’re mad at me for having tattoos, maybe they’re mad at me for choosing work first over academics because of my mom’s debt I forced myself to stop muna, maybe they’re mad at me for changing my mind to pursuing hustle and business than settling for a job, but either way I’m glad I no longer got to see their faces again in that house.
Dad didn’t just did that once he does kicking during the pandemic lockdown and he always grapple with me whenever we get heated in the arguments when I was in grade 11 and 10. He also threatened me that he will stab and poke my eye out nong pandemic kasi sinabi ko na wag niya pagsalitaan ng pangit exgf ko that time kasi he was mocking her for her looks. He also threatened to stab me during my freshman year 2021-2022.
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