Week 6 nfl schedule

Super Bowl LIVE [email protected]

2021.10.17 12:52 Onlyartographe Super Bowl LIVE [email protected]

Super Bowl LVII 2023: Super Bowl LIVE [email protected] The Kansas City Chiefs and Philadelphia Eagles will play in Super Bowl LVII on Sunday on Fox.Super Bowl Sunday is this Sunday, Feb. 12, with the game taking place at State Farm Stadium in Glendale, Arizona, home of the Arizona Cardinals. Kickoff is scheduled for 4:30 p.m. MT 6:30 p.m. ET, 3:30 p.m. PT and will be broadcast on Fox in the US. Super Bowl LVII 2023 Chiefs vs Eagles Live Streaming....

2021.10.17 13:10 ContactRicha @,Super Bowl LIVE [email protected]

Super Bowl LVII 2023: Super Bowl LIVE [email protected] The Kansas City Chiefs and Philadelphia Eagles will play in Super Bowl LVII on Sunday on Fox.Super Bowl Sunday is this Sunday, Feb. 12, with the game taking place at State Farm Stadium in Glendale, Arizona, home of the Arizona Cardinals. Kickoff is scheduled for 4:30 p.m. MT 6:30 p.m. ET, 3:30 p.m. PT and will be broadcast on Fox in the US. Super Bowl LVII 2023 Chiefs vs Eagles Live Streaming....

2021.10.17 13:18 QuietComfortabl @Chiefs vs Eagles Live [email protected]

Super Bowl 2023: Kansas City Chiefs vs Philadelphia Eagles Live [email protected]: How to Watch Chiefs vs Eagles Live [email protected] Super Bowl LVII starts on Feb 12, 2023 at 11:30 PM UTC time at University of Phoenix Stadium stadium, Glendale city, USA in NFL, Playoffs - USA.

2023.04.01 13:35 ChromMann My petroleum boiler is way LESS efficient than an oil refinery! Just thought this might get a chuckle out of some of you.

My petroleum boiler is way LESS efficient than an oil refinery! Just thought this might get a chuckle out of some of you. submitted by ChromMann to Oxygennotincluded [link] [comments]

2023.04.01 13:35 Outrageous-Wealth-86 The moral dilemma

Everyone told me to build and save resources for phoenix squad as a beginner but i started watching SW rebels and i disliked it so much that i can’t bring myself to represent my account with that team so i just started building first order with the 2 KR and phasma and i got bb8 today after playing for around 5-6 weeks
Also i am 30 han solo shards away from getting palpatine
I know this is not efficent but i found myself enjoying playing this game way more when i started building characthers that i actually like🗿
submitted by Outrageous-Wealth-86 to SWGalaxyOfHeroes [link] [comments]

2023.04.01 13:34 Sele81 Thai Elite Visa vs. investment visa and current global events

Me: 41 years old, German citizen, living in Turkey since mid 2020.
I visited Thailand for the first time in 2020 and stood 3 1/2 months (covid extension visa after 90 days TV was over) in Phuket.
2nd time was end of 2022 and ever since staying in Bkk. Arrived on an 45 days Visa exemption + 30 days extension. Out to Vietnam 5 days and back in with a 60 days tourist Visa I extended for 30 days until June 11th. I am not sure I can do that one more time in June. Getting me another 30+30. Just the thought of a visa run every few weeks makes me feel insecure. I just wanna say "ok I am done with Thailand and wanna head back to EU" without counting sadly the days for my visa ending.
I am considering to live 6 months (or maybe more) a year in Thailand. Probably in Phuket. I was thinking about the 5 years Elite Visa with the option to extend to 20 years. Just now I read about the possibility to get an unlimited Visa by investing 10m THB.
Now I am thinking about what's an better option to safe money in the long term? Get the 5/20 years for 600k/1m (that money is gone forever) or invest 10m (probably buy a condominium) and live in it. Saves you the monthly rent + the 1 million for the Thai Elite Visa. I wonder if that property would keep it's worth of 10m after let's say 20 years? I could pay it off without taking a credit etc.
Another question are the current global events. Covid showed us what governments are capable of. Imagine you bought the 5y TE or an condominium in 2020 and could not come here for 2-3 years. And still the possibility that they go nuts again with the current or next pandemic. Another event could be a war with China. Is it a bad time to do bigger investments in Thailand?
submitted by Sele81 to ThailandTourism [link] [comments]

2023.04.01 13:34 Weary_Application144 Networking

What’s up guys. I’m 18 years old, German and currently on self improvement. I’m working on building a online business and I’m also in a mentoring program. Besides that I do sports 6 times a week (boxing+gym). My goal is to become the strongest, most competent, richest and best version of myself. I want to get rich as soon as possible and im working towards this goal everyday. If your goal Is the same or similar feel free to send me a dm.
We already made a group with a couple of people who are also working on their businesses or already have some and where we are talking about anything self improvement related and if you want to join send me a DM
submitted by Weary_Application144 to Billionaire [link] [comments]

2023.04.01 13:33 UglyLikeCaillou A week off? Obviously some sick Amazon April Fools joke.

A week off? Obviously some sick Amazon April Fools joke. submitted by UglyLikeCaillou to AmazonFC [link] [comments]

2023.04.01 13:32 Weary_Application144 Networking

What’s up guys. I’m 18 years old, German and currently on self improvement. I’m working on building a online business and I’m also in a mentoring program. Besides that I do sports 6 times a week (boxing+gym). My goal is to become the strongest, most competent, richest and best version of myself. I want to get rich as soon as possible and im working towards this goal everyday. If your goal Is the same or similar feel free to send me a dm.
We already made a group with a couple of people who are also working on their businesses or already have some and where we are talking about anything self improvement related and if you want to join send me a DM
submitted by Weary_Application144 to wealth [link] [comments]

2023.04.01 13:31 Mind_Explorer The used car market is ridiculous! Buy new or used?

So I have a 2007 Nissan Murano SL. I love the way it rides it's had a lot of problems. My trusted mechanic sent me to a transmission guy after my check engine light came on for a second time in 2 months. The transmission guy says my transmission is going bad and it's going to be a $7,700 fix. I thought about getting a second opinion but it's a 16-year-old car and has other issues. Might as well get another one.
I don't want to drive any old thing. I looked for vehicles in a similar class as the Murano (Mazda CX-5, Toyota RAV4) but they're all 25 to 30K used. And some of them 6-8 years old.
I fully fund my TSP(401k), Roth IRA and HSA. With what's left over I invest $100 a month in two index funds.
I have $18,000 I can put down on a car. I have about $4,000 in the vacation fund so I can stretch if I had to. But I haven't been on vacation in years.
Dave Ramsey recommended CarMax among other places to get a used car. I'm pretty sure they mark up their cars but for good reason. You can return it within 30 days. Plus they give you $4,000 mile warranty.
Salary: $130,000.
Debt: None.
Index funds: $200 a month.
Emergency fund: $25 a week.
Vacation fund: $20 a week.
General savings: $400 a month.
I have about $200 left over after contributing to all my funds and expenses.
I live in North Virginia (Alexandria). They have a property tax on vehicles here. The newer your car is the higher the tax.
Should I get new or used?
submitted by Mind_Explorer to DaveRamsey [link] [comments]

2023.04.01 13:31 ay0renegade INO/ISO Tax Preparation or CPA

So, I had a CPA scheduled to do my taxes since the beginning of February. Of course I get an email 2 days ago saying he can't do them "due to unforseen issues and or overbooking." (What a douche) So now I have a little over 2 weeks to get in and done before tax day comes around. Anyone have any suggestions for me, I wanted to avoid Libertys and the Hewitts, that would be my last resort. Any help is welcomed!!
submitted by ay0renegade to Albany [link] [comments]

2023.04.01 13:31 AutoModerator [Get] Allie Bjerk – Tiny Offer Lab

[Get] Allie Bjerk – Tiny Offer Lab
Download the course here: https://www.genkicourses.com/product/allie-bjerk-tiny-offer-lab/
[Get] Allie Bjerk – Tiny Offer Lab

What You Get:


The Tiny Offer Idea Generation Process

It All Starts With The Right Offer For The Right Audience…
In Module 1, you’ll learn to avoid the mistakes most digital product creators make, that cost them HUGE profits — not to mention months of frustration and wasted time.
We’ll dive in to…
5 reasons you need to be super clear on your WHO before you ever start building out your Tiny Offer Funnel
How to use the 3P Method to easily identify your perfect WHO
The 3 recession-proof niches you must be aware of before you narrow down your options
Simple ways to validate demand and supply for your idea before you create your Tiny Offer
The Stealth Map Method to learn how your ideal client feels, what they know, what they do, and what they buy
Why your competition is irrelevant once you discover your blue ocean

Imagine Your Offer Suite

The Most Crucial Piece Of Your Tiny Offer Success Puzzle Is Your Irresistible Offer…
In Module 2, you’ll set up your 3-part Tiny Offer suite for maximum profits — and maximum results for your buyers.
We’ll dive in to…
The 3 types of problems you need to solve with your Tiny Offer Suite
3 easy questions to ask to generate ideas for your Tiny Offer and a simple system for validating your offer
How to create and name one-of-a-kind frameworks for your offer
Turning your framework into a product and finding the Standout Element of your offer
How to use the Offer Suite Wheel to determine the dollar value of each component of your Tiny Offer

Nail Product Creation

High-Converting Offers Have Pleasing Visuals And Practical Assets…
In Module 3, you’ll create a unique style for your Tiny Offer and get down to brass tacks by building out assets.
We’ll dive in to…
How to brand the Tiny Offer way, including how to select eye-catching colors, fonts, and graphics
The 10-minute logo method that will save you HOURS of head-banging-against-keyboard frustration
The inside scoop on the BEST tools to use for slide creation, video recording, worksheet creation, and other assets
Allie’s Go-to Equipment List with links to everything you need to create a polished Tiny Offer Suite

Your Stellar Sales Pages

You Won’t Get Any Traction Without A Sales Page That Speaks To Your Ideal Buyer…
In Module 4, you’ll learn Allie’s secrets to copy that converts at each step in your funnel.
We’ll dive in to…
A walkthrough of Allie’s Livestream 365 and Client Multiplier Method Sales Pages, so you can understand the flow of the page and use these “swipes” for inspiration
Customizable templates in Google Docs for your main offer sales page, check-out page, one-time offer page, and confirmation page
Customizable video sales scripts in Google Docs for your main offer and one-time offer

Optimize Your E-Mail Sequences

Don’t Downplay The Power Of Emails When You’re Selling Digital Products…
In Module 5, you’ll learn how to circle back and reclaim lost sales and how to deliver exactly what your buyer expects.
We’ll dive in to…
Why potential buyers start buying but don’t finish checking out and how to recoup those “abandoned cart” sales using 3 simple emails
Exactly what to include in your confirmation emails to ensure happy customers
The secret to making sales after the sale by increasing cart value, nurturing your audience, and planting seeds for high-end offers
Customizable templates in Google Docs for all email sequences

Focus On Tech

Tech Doesn’t Have To Be Scary…
In Module 6, you’ll get the step-by-step system for my recommended Tech Stack, learn how to make it work for you, and how to hire someone if you need to.
We’ll dive in to…
How to master creating lists, tags, and automations, so your email back-end flows seamlessly
Setting up your sales page stack using my Clickfunnels template and how to make it your own
The in’s and out’s of uploading and organizing your program assets in a course platform
How to make your tech talk and work together for a smooth customer experience from start to finish

Engineer Your Traffic

Rake In The Sales Before You Ever Spend A Penny On Ads…
In Module 7, you’ll learn the nuances of an organic traffic strategy and pick and choose what works for you from a menu of proven tactics.
We’ll dive in to…
How to get your first 100 buyers without investing in paid ads using the TOL Organic Traffic Strategy
How to make ONE piece of content work 10X harder with a repurposing strategy + Allie’s Content Inspiration Swipe File
The 4-Part High Converting Tiny Offer Webinar + Allie’s webinar slides template
Tactics for a quick cash infusion for your paid ads, and how to create profitable, win-win partnerships

Fund Your Ads

The Paid-Ad Strategy To Put Your Profits On Autopilot…
In Module 8, you’ll walk step-by-step through setting up, creating, launching, and troubleshooting your ad campaign.
We’ll dive in to…
What you need to have in place before you run Facebook Ads to your Tiny Offer and understanding the Ads Manager
How to choose from the 3 types of ad campaigns based on the results you want
How to profile your audience and choose an audience type, plus setting your budget, optimizing your ads, and using retargeting ads
Creating compliant and effective ad copy + creative, and what to do if your ad is rejected or shut down
Bonus: How to advertise your Tiny Offer on other platforms

ROI Multiplier

You’re Building A List Of Buyers — Time To Leverage That…
In Module 9, you’ll learn exactly how to lead buyers of your Tiny Offer down the high-end path.
We’ll dive in to…
How to choose from the 3 types of High-Ticket Offers, map out your framework, and create your assets
Hosting a live webinar to sign high-ticket clients and how to decide on the best webinar call to action
Getting subscribers to register, show up, and buy — it’s all about the emails
Customizable templates in Google Docs for opt-in page, webinar slides, emails, sales page, application page, and more

Recorded Q+A Calls

(Tech, Copywriting, Strategy, FB Ads)
You’ll get to eavesdrop on 12 months worth of expert coaching calls from my high-end Tiny Offer Group Coaching Program. From Tiny Offer strategy, to tech, copywriting, and Facebook Ads, my team and I cover it all. Stuck on a particular point? Search by keyword and you’ll be directed to the exact timestamp in the calls on that topic.

Free VIP Recording of Profit Camp

Profit Camp is a two-day event that is comprised of four value packed sections:
Your 20 Hour Week @ $1k Per Hour
Map Out Your High-Ticket Group Program
Design Your VIP Offer
Create an Irresistible Tiny Offer®

A HUGE BUNDLE of Customizable Copy Templates

Skip the overwhelm and frustration of creating everything from scratch by using my proven best-selling templates!

Tiny Offer® Sales Page Builder

Let me write your ENTIRE sales page for you in just a few minutes using my Sales Page Copy Builder Tool. Simply answer a few questions and my algorithm will write your sales page for you!
submitted by AutoModerator to CoursesBestOf2023 [link] [comments]

2023.04.01 13:31 AutoModerator [Get] Noah Hunter Dorsey – Upgrade Your Shopify Store

[Get] Noah Hunter Dorsey – Upgrade Your Shopify Store
Download course here: https://www.genkicourses.com/product/noah-hunter-dorsey-upgrade-your-shopify-store/
[Get] Noah Hunter Dorsey – Upgrade Your Shopify Store

Noah Hunter Dorsey – Upgrade Your Shopify Store

What You Get Noah Hunter Dorsey Upgrade Your Shopify Store:
Module 1: Strategy Here, Noah will go into the high-level strategies of creating a killer Shopify store.
Lesson 1: Branding & Psychology Lesson 2: Creating Offers Lesson 3: Product Offerings Lesson 4: Themes & Branding Lesson 5: Seasonality
Module 2: Homepage Your homepage is the most popular page on your site, so it needs to convert.
Here – Noah will give you the templates and frameworks that push curious visitors into shoppers, focusing on maximising your AOV.
Lesson 1: Layout Lesson 2: Banner Lesson 3: Navigation Lesson 4: Free Gift Lesson 5: Social Proof Lesson 6: Products & Collections Lesson 7: Copy
Module 3: Product Page
In this module, you’ll build high-converting product pages that turn shoppers into customers like clockwork.
Lesson 1: Familiarity & Setup Lesson 2: Product Images Lesson 3: Name & Description Lesson 4: Social Proof Lesson 5: Shipping & Offer Lesson 6: Discounts & Upsells Lesson 7: Buy Now, Pay Later Lesson 8: Long Copy Lesson 9: Urgency Lesson 10: FAQs Lesson 11: Recommended Products
Module 4: Checkout
Optimise your checkout system to minimise abandoned checkouts, increase conversions and boost AOV with upsells.
Lesson 1: Express Postage Lesson 2: Aftersell
Module 5: Customer Experience
Here, you’ll optimise customer experience, increasing visitor satisfaction, trust & sales.
Lesson 1: Site Speed Lesson 2: Contact Us Lesson 3: Live Chat Lesson 4: Terms & Conditions
Bonus #1: Review Automation System
Social proof is critical for establishing trust and increasing conversion rates in your store. A single positive review is worth $500 or more.
That’s why you’re getting Noah’s exact review automation process, which he used to get Tommi Skin 300+ reviews.
Integrate this into your business and begin receiving 5-star reviews from your customers.
Bonus #2: Product Photography Masterclass
Noah will give you his free, simple system for taking professional website product photos with your iPhone.
He’ll go over various shots, setups, camera settings, and simple editing tools you can use on your iPhone.
In just 30 minutes, you’ll have many amazing product images for your website and social media that will instantly build trust and credibility with your audience and help you make more sales daily.
Bonus #3: Hiring A Customer Service VA System
Tired of providing your own customer service?
Noah will walk you through his step-by-step process for finding, hiring, and onboarding a rockstar Virtual Assistant in as little as 24 hours (for as little as $4 per hour).
Once set up, they will respond to messages and convert them into customers daily, increasing your revenue.
This will save you hours weekly, allowing you to focus on more important things.
Bonus #4: Canva Design Templates
Here, Noah has got his designers to create Canva design templates for you.
Just drag-n-drop images and text in, export them and upload them straight into your site.
These design templates are built to be as fast and easy as possible to have a stunning website design that looks good and gets purchases.
submitted by AutoModerator to Cheap_Courses_2023 [link] [comments]

2023.04.01 13:31 readingrachelx Housewife highlights/Daily shit talk - April 1st, 2023

Links to this week's episode discussion posts:
submitted by readingrachelx to RHDiscussion [link] [comments]

2023.04.01 13:31 filocheats 24 [M4F] Filo guy new to Sydney looking for cheating white women to introduce me to local flavors

Hey, I’m writing this fresh off the ride to Sydney and if there’s one thing I’m most excited for, it’s tasting the local delicacy. I’ve only ever been with fellow asians so I’m looking forward to being played around with by white women in bed.
Show me all the tourist spots, all the spots that only locals know, and most importantly, show me all the spots your partner thinks are exclusively theirs.
About me:
About you (preferred, not required):
What this arrangement will be:
submitted by filocheats to r4rSydney [link] [comments]

2023.04.01 13:30 AutoModerator [Get] Chase Reiner – Fortune Bots Course Download Instant Delivery

[Get] Chase Reiner – Fortune Bots Course Download Instant Delivery
Get the course here: https://www.genkicourses.com/product/chase-reiner-fortune-bots/
[Get] Chase Reiner – Fortune Bots Course Download Instant Delivery

What You Get IN Chase Reiner Fortune Bots :

WEEK 1: Overview and Program Setup – Getting Started with Software, Proxies, Basic Project Setup & Overview of Steps, VPS/RDP Setup, & more.
WEEK 2: General Project Setup – Redirect Links, Call To Action Strategy
WEEK 3: What to Sell – Services & Affiliate Offers
WEEK 4: Automatic Captcha Solving, Landing Pages
WEEK 5: Sending – Scraping Websites, Keywords, and Buying Lists
WEEK 6: Landing Page Optimization, Message Optimization, Troubleshooting
WEEK 7: Filtering Auto Replies on your mailbox, Handling Opt-Outs
WEEK 8: Open Q&A and Troubleshooting
submitted by AutoModerator to CoursesOf2023 [link] [comments]

2023.04.01 13:30 Course_Coach Charlie Houpert- Charisma University [FULL]

I have Charlie Houpert's Charisma University available.
Charisma University is a 6-week program to boost your charisma. It includes 10+ hours of training to help you make lasting impressions and have natural conversations.
If you're interested, please comment with "interested" or send me a direct message.
submitted by Course_Coach to Learning_Network [link] [comments]

2023.04.01 13:30 Course_Coach [FULL]Andrew Tate- Iron Mind Course

Andrew Tate's Iron Mind Course is what I have.
Andrew Tate's Iron Mind course is a 6-week training on mental toughness Over the course of a 6-week program, this training is specifically created to develop IRON resilience in the mind. Detailed advice on how to drastically alter your everyday thinking by making only slight tweaks to your views.
If anyone is interested in purchasing these courses from me, please leave a comment below with the word "interested" or send me a direct message.
submitted by Course_Coach to Learning_Network [link] [comments]

2023.04.01 13:29 Weary_Application144 Networking

What’s up guys. I’m 18 years old, German and currently on self improvement. I’m working on building a online business and I’m also in a mentoring program. Besides that I do sports 6 times a week (boxing+gym). My goal is to become the strongest, most competent, richest and best version of myself. I want to get rich as soon as possible and im working towards this goal everyday. If your goal Is the same or similar feel free to send me a dm.
We already made a group with a couple of people who are also working on their businesses or already have some and where we are talking about anything self improvement related and if you want to join send me a DM
submitted by Weary_Application144 to Entrepreneur [link] [comments]

2023.04.01 13:28 crazy_pissed getting tired of FINISHING surveys and not getting paid

i've been a member for a couple weeks now and it's happened like 6 or 7 times already. it's one thing to answer a few questions and get booted, but another to waste 15-25 minutes doing the WHOLE survey.. and when it's submitted, you get a "sorry, this survey isn't a match" screen and absolutely nothing for it.
i make sure not to move fast through it, which makes it drag on even more. i also make sure to read and view everything, while providing legit answers (sometimes numerous detailed sentences.) to let someone do the whole survey, accept it and then give a BS message with no reward is basically stealing.
does anyone else have this issue? my score is also high and not a problem.
submitted by crazy_pissed to prizerebel [link] [comments]

2023.04.01 13:28 pratamark FUT Birthday Cup

To EA:
You mess up a lot of things but thank you for still putting 2/3 tokens as just playing the games. From a Div 9 player who just lost 6-2, 8-1 and 6-1 in a row, at least I know I can go back to playing SB soon.
I will still play every game this week and just give out wins lol given that I am that bad :) Free wins everyone!
submitted by pratamark to FIFA [link] [comments]

2023.04.01 13:28 SnarkKnight96 Anyone else ever have random flare ups of insomnia with spring starting? What’d you do to fix it?

Hey everyone. So I’m having a bit of a dilemma. For the past few days I haven’t felt naturally tired when I normally should’ve been and it’s fucking with me a little. I don’t know what caused it other than they sun rising earlier. I’ve always had a bit of a weird sleep schedule (as in dspd, but undiagnosed. But I think that’s what I have because o can’t remember the last time I was able to sleep for long periods before midnight) so I’ve been taking melatonin nightly for a year and a half to help with that. But as of maybe Tuesday I can’t fall asleep before 6~8 am, if at all, even with the melatonin. The only way I can get enough hours of sleep lately is with Tylenol PM, which has the same stuff as Benadryl. But I don’t wanna rely on that because of potential liver problems. That and it usually screws with my sleep schedule the day after. I had to take it a few days ago because of some soreness I was feeling so maybe that’s the cause.
Either way I’m kinda worried because I’m worried I’m developing n24 or something. Because I’m not really tired enough to sleep when morning comes either.
Am I just overthinking seasonal insomnia? If this sounds familiar, what did you do to get rid of it? Thanks.
submitted by SnarkKnight96 to sleep [link] [comments]

2023.04.01 13:27 gorillathemandalor San Martin Newest Releases

San Martin Newest Releases
The explorer looks tempting
submitted by gorillathemandalor to ChineseWatches [link] [comments]

2023.04.01 13:26 Powerful_Argument732 GAINERS & LOSERS - WEEK ENDING 3/31 -TOP 10

TORO 75.82% 1 CYXT (63.64%)
BUR 56.21% 2 PIRS (22.54%)
AI 32.85% 3 TCX (21.54%)
KOD 28.90% 4 ARCE (14.17%)
MQ 28.01% 5 STEM (10.99%)
UPST 22.80% 6 FTHM (9.96%)
GENI 20.58% 7 TWST (6.80%)
PACB 20.50% 8 SI (5.81%)
PTON 18.99% 9 INSP (5.75%)
FNKO 17.58% 10 KNSA (5.70%)


WOW....what a week....what a quarter actually...finally. My Fidelity IRA is up 20.6% YTD....got to love that. I will also have to admit that I pulled some shares off the board yesterday.
On the LOSERS side I see CYXT leading the pack for the 2nd week in a row. Now this stock, in typical MF fashion has lost 96.7% in the past 12 months and closed the week at 30 cents. Wall St. analysts have it at a Hold....this is worth researching further. Of note....you really have to wonder about companies showing up on the LOSERS side when you have such a good week in the markets. Review the tickers in your portfolios that have lost money this past week and make some decisions as to the worthiness of continuing to hold those stocks.....if you waiting for MF to tell you there will be nothing left when they finally admit their ignorance.
Okay...over on the GAINERS side....both TORO and BUR (recently) have shown up on the other side of the table. AI...what a story that has been....62 million shares traded yesterday running the stock up 21.5% on Friday alone and 57.5% for the month of March....impressive. And I needed that for it finally put me about 20% UP....and I took those profits and closed out position for I do not have confidence that we are "out of the woods yet". The semiconductor industry groups have been doing well - Fabless holds the #2 of 197 groups....Equipment holds #4 and Manufacturing holds #14 spot. I am still holding Mobileye...having sold off about 25%. I am also adding to my SOXS position....an ETF that bets against the semiconductors.
Many have to be glad to see UPST on this list gaining 23% for the week. I have no idea how much of the losses investors will be able to recoup...but I don't see this finding it's way back to $100+ let alone $450ish. That is enough for this week...let's hope for another week like this past week. Y'all have a great weekend.
submitted by Powerful_Argument732 to MotleyFools [link] [comments]

2023.04.01 13:26 Forsaken-Garlic4818 money diary: I‘m 28, live in Boston, make roughly $70k as a 👩🏼‍🏫 and everyone is ragey at work this week! (emoji-style baby)

part 1: net worth
positive net worth
category #shesworthsomething
💹 15,700 Roth IRA, not much but it’s honest work. I wasn’t able to contribute last year but sent $1400 this month. Don’t think I will max this year but will do what I can.
📱 1,400 457, not even sure why I contribute to this ($50/paycheck)
📈 25,100 Pension – cash value not super relevant here. 11% mandated contribution
💰 7,100 checking
🤑 3,000 HYSA @ 4.25%
➕ 52,300 we keep it positive around here
category oops, she’s in debt again
💷 -45,203 Private student loan @ 4.79%, paid biweekly but sending extra $
💸 -72,957 Undergrad Stafford + grad @ 5.2%. halfway done with PSLF!
➖ 118,160 😬 (but it looks worse on paper!)
category ah, but what about the house?
🏡 362,000 Purchase price, spring 2022, ginormous (income-restricted) condo
💸 -317,026.81 Mortgage #1 balance @ 2.75%
♊ -23,431.95 Mortgage #2 balance @ 0%, down-payment assistance paid in full at end of mortgage or resale
➕ 21,541.24 Equity including both mortgages, since not including #2 feels disingenuous
NET WORTH: -45,672.46
part 2: income
Nothing exciting here as a public school teacher. My salary is fixed and the entire internet can figure out exactly how much I make. Next year I will apply to be a new teacher mentor to move over a lane (6% raise while I do the job). We won a great raise in our last contract so we can finally be paid almost as much as everyone around us!
This is my 5th year teaching but am on step 6 of 11 due to a full year internship.
read my paycheck and weep
pay schedule: 24 paychecks a year (NOT 26), biweekly Fridays with the exception of holidays and the final day of school, where you receive paychecks 22, 23, 24 and are expected to make that last late June through early September
each paycheck is different, so let’s do paycheck #1
💹 2,935.83 gross
💊 -37.14 medicare (but not SS)
👩🏼‍⚕️ -325.65 PPO, I get sick often and in unexpected places
🦷 -42.97 dental
👓 -5.91 vision
📱 -50 457 contribution
🚕 -184.19 federal withholding
🚖 -114.32 state withholding
📈 -322.94 pension withholding
➕ 1,852.71 behold, how little of my take home I get to actually enjoy
Now paycheck #2
💹 2,935.83 gross
💊 -48.01 medicare (but not SS)
📱 -50 457 contribution
🚕 -323.86 federal withholding
🚖 -151.79 state withholding
📈 -322.94 pension withholding
💪🏼 -87 union power, baby
➕ 1,952.23 Also known at work as “the good paycheck”
For those keeping track at home, my monthly gross is typically 5,871.66 and my net is typically 3,804.94
Why typically?
part 3: please enjoy my emoji'd YNAB categories
category 💲 PAY DEM BILLZ
🏡 1343.38 Putting the PIT in mortgage…or something like that. The other I is paid separately
⛲ 167 HOA
🔐 68.16 Was not required to have insurance at closing. Don’t be stupid like me.
🎓 0 fed loans, thanks Grandpa Joe. I think this will be about $250/m when it starts up again. PSLF date late 2028
⛽ 31 YNAB tells me this is my average since moving to my house. Grateful to have big windows and a “put a sweater on” childhood upbringing – touched the heat twice this year
🔌 50 Averaged to include spicy hot summer months (it was 34 this month)
💻 39.95 interwebs
🏫 412.92 Private loan, paid biweekly (so if it’s a rare 3 payment month it’s more). The minimum monthly payment is something like $316, but I’m sending an extra $50 to get some benefit from the power of compound interest. 4.79% is not a make or break rate. Payoff 2034 but hope this can happen sooner.
📰 12.50 NYT Academic rate
🚊 90 Monthly pass
🍿 15.99 Somebody needs to pay the HBO Max
2234.43 Assigned this month

category 💲 important semi-regular expenses
🎁 20 Averaged gifts and donations, we have a special scholarship at work
⛲ 167 HOA
👗 0 I haven’t bought new clothes in a while and it’s starting to show.
🤸🏼‍♀️ 85 trampoline class
👩🏼‍⚕️ 60 YNAB tells me my average is 60/mo, but this is overinflated due to an MRI in November that I will only have to do once more time. I’m usually at the urgent care or a specialist doctor 1x/month (this month: a UTI), so it’s more like 30
🪑 40 Hard to quantify. Since I moved in, I had a free couch moved ($200), bought a very nice TV ($750), a vacuum ($250), filters for vacuum ($30), and the world’s nicest washer ($1900). So YNAB is telling me a horrifying $400/mo, but let’s call it 40 going forward
🌷 0 I was a good urban balcony gardener, but no balcony. Waiting for a community garden spot, hopefully next year
🍉 250 Includes booze and small household things (TP, paper towels, dish soap)
🥾 30 Am avid hiker and rollerblader. Averaged cost of trip incidentals like carpool or snacks, admission to roller rink
💊 55 3 lifesaving medicines (25/mo + 10/mo + 30 as needed) + 10 for whatever medicine needed for illness of the month (10 for antibiotics this month). Every year I get a new epi-pen for 10 or 30. This month was more like 85 because my pharmacy accidentally sent me a med I have plenty of.
500 rough guesstimate

monthly 💲 annual 💲 annual expenses (save early, save often)
🤑 3.95 🕛47.33 Splitting YNAB with a friend on the new family plan
💇🏼‍♀️ 22.50 🕛 270 2x curly haircuts a year (cut + tip)
🩰 127.78 🕛 1150 Pair of opening weekend orchestra tickets + donor perks + volunteer dues
🌴 55 🕛 650 My part of family vacation with parents
🕶 33.33 🕛 400 Annual eye visit (exam + contact fitting + 12 months contacts)
📦 11.59 🕛 139 prime shipping, no car in a store desert + my mom likes videos
🎄 50 🕛 600 I love Christmas
💸 ? 🕛 6500 Roth IRA, we’re getting aspirational. I sent $1400 this month because it was a 3 paycheck month. Going to try to max and see how far I get.
🦷 86.35 🕛 2250 Saving ½ of estimated costs for Invisalign – never had braces as a kid and now my teeth are pretty bad. Hoping to start May 2024. There is unfortunately no savings for paying everything upfront so I’m saving ½ now and expecting a monthly payment around 150/mo during the treatment.
➖390.50 🕛 4,686 Ignoring the Roth IRA

category 💲 very big savings
🌆 428.57 3k goal by August 2023 (current balance: 850), “No August pay” – we don’t get paid in August and the first week of September so setting aside money specifically for this without feeling guilty for draining my emergency fund
🕐 300 (181.82 since I’m ahead) Homeowner’s 1% Warchest, it’s exactly what it sounds like. For any and all home expenses (things breaking or projects). Current balance: 2k
🛑 140.91 Building back EF, goal is 3k by December 2023 (current balance: 1.7k). I know this is low but my job is hilariously stable. I will try to add another month in 2024.

category 💲 fun money!
💻 50 Laptop replacement, just chucking money in there. I’d like to buy a Lenovo IdeaPad Duet 5i since I love the 2 in 1 form factor. Currently have 100/600
🚝 70 (paused) Travel fund contribution, but full at 350. BFF getting married in VT in August so hoping to turn it into a girl’s weekend with another BFF
🎮 65 (paused) General video game fund – keep it topped up at 65 in case a new game drops OR if multiple games go on sale. I try to only buy games on deep sale
🎮 12.99 Final Fantasy XIV sub, I’ll retire someday
👯‍♀️ 50 Anything with friends, including eating out with them. usually 100 in the summer
🍦 30 “eating out” aka solo treats for myself (breakfast at dunks, small treats)
🎊 10 events happening that we want to go to not already covered, averaged.
➖ 202.99 Not including travel and video games since that’s topped up
If you add up the categories, I’m in the red and I’m well aware of it – not for much longer though, as I’m saving really aggressively. 😊
part 4: el diario
Day 1 – Saturday
🌅 gotta get dad to the ballet! 4.80
👯‍♀️ brunch with daddy-o before the ballet, I provide the tickets but he pays for brunch. his wallet is hurting because he only just got paid at his new job, so I kick in 20
👀 because brunch is attached to a swanky hotel and it’s PAX east wknd. 0 for free entertainment
🥤 my father requests a water bottle before the show. 6
🩰 don q, my 3rd time and dad’s 1st. Very good, but very long. 0 because these are volunteer comps
🚊 & 👋🏼
🧼 the casita before the week starts
total: 30.80
Day 2 – Sunday
💤 lazy Sunday morning (dw, I’m still up at 6). Read the NYT cover to cover then play 🎮
🚊 meeting a friend of a friend to help her do taxes but I’m early
📖 it’s gorgeous out so I photosynthesize in the BPL courtyard with my book club book
⛔ the wifi is too slow for us to do taxes so we pack up and 🚶🏼‍♀️ down newbury st until we settle at trident
👯‍♀️ I supervise her taxes, and eat a late lunch (grilled cheese w/ avo and tomato). 22.15
🍉 make the mistake of dragging this poor girl with me to the postage stamp sized TJ’s. and it’s 5:15. one does not shop here so much as get in line at the beginning & pick what you want as you go. a tall person fetches me frozen arepas. I come in right on budget so I’m pleased. 57.52
👋🏼 & 🚊 home to plan my week and decompress with 🎮 and 📖
Total: 79.67
Day 3 – Monday
🌅 it’s just before 6 and birds are happy, but now I am taking the 🚍 to work
🌉 stuck on the bus with my BOSS because a 🚢 is passing through the drawbridge. at least we can now fill out 90 second walk from the bus to dunks with acceptable new england small talk subjects (weather, transit, and sports) before she dips to get coffee
😡 the youth, because tomorrow & wednesday are standardized testing. sorry kids, I don’t make the schedule!
🙏🏼 “my plan is to read the questions carefully and ask God to help me know” – A+ testing strategy
✌🏼 2:30 and on my way home
🤸🏼‍♀️ take the 🚊 to go to bounce (0, see monthly expenses) and catch up with bounce buddy M.
🚶🏼‍♀️ walk with M. to the 🚊, go home for 🍜, 🚿, 📖, 🎮
Total: 0
Day 4 – Tuesday
🌅 hello, happy birds as I walk to the 🚍
🔥 the computers are not charged for testing. teenagers have been divested of all electronics and are not allowed to talk to each other. mayhem approaching in 3 … 2 … 1 …
🤬 nonstatus (male) colleague uses a work group text thread to refer to an unknown female colleague as the b-word. mayhem continues
❓ 2 hour (!) meeting after work due to snow day cancellations. male colleague doubles down on his comment before storming out. brain is mush
🚍 I remember nothing
🔐 as I am politely informed by my e-mail 68.16
👩🏼‍🍳 white bean & tomato stew & watch abbott elementary because it’s cathartic
🗣📕 ballet book club on zoom! we just finished a book about martha graham so we talk about it (I’m hosting next time about james whiteside)
total: 68.16
Day 5 – Wednesday
🌅 please go away, very loud mourning dove
🍎 computers are charged, the youth are not. Mr. Insult has decided not to come to work today (probably for the best?)
🤬 is there something in the water?! another nonstatus teacher informs me that two of my students are talking to each other in the hallway and are not following her instructions which tbh is a day that ends in Y. important context: her instruction is in English and they only understand Spanish. I send them back to their testing rooms and she says, “when students ignore me and continue to speak in a language they know I don’t understand, they are being assholes” UM! GOODBYE!!!
😡 before I say something I regret I turn heel and inform my boss of this interaction. she takes a breath and thanks me for letting her know
😤 this is me taking a calming inhale / exhale before returning to staring at children
🏹 when I am proctoring (read: not allowed to read, grade, do work, browse the interweb), I like to imagine how the hunger games would go down if these kids were in it. the odds are in this room’s favor overall.
👩🏼‍🏫 these miserable youth are forced into a half day of classes, so we conference about grades and I let them have some free time
🏕 run weekly outdoors club for the youth. one student informs me a teacher refuses to sign a permission slip & doesn’t know why. make mental note to find this person and politely inquire. students make a great poster of images from our last trip and practice map skills
✌🏼 at 3:30 to get the 🚂 to then get on the 🚊 to go to 🤸🏼‍♀️ … it sounds awful but it all goes pleasantly smoothly, especially given how the T has been. class is great, lots of one-legged kicking on the trampoline. this is my 2nd week in a row of going from 2x class a week to 3x and it’s a tough adjustment. 0
🚶🏼‍♀️ to the 🚊 with M., who can’t make it to class on Friday – sad!
💊 the medicine I didn’t ask for but keeps coming has arrived. Note to self to call pharmacy and ask them to stop, but says 0 refills. Not a total waste because I KNOW I will get bronchitis again & need this. 10
🍿 paid for to keep my mother happy 15.99
🍴 eat leftover stew and 📞 my mother and best friend T. to debrief this very strange day
🎮 and 📖 before bed
Total: 25.99
Day 6 – Thursday
🌅 ahoy! Run into coworker D. on the 🚍 who gets coffee at dunks. I am feeling weak and acquire some 🥑🍞 3.69
🤝🏼 find this teacher who refuses to sign permission slip (who is also new). his reasons are very valid and we agree on conditions the student needs to fulfill to attend trip. hooray, adults being civil!
🤬 that’s it, something is in the water. two best friends in 3rd hour begin a heated verbal altercation about … a girl? in the middle of my class?? One kid takes off so I call security to let them know he would benefit from a check-in. the other student begins texting threats to his buddy and goes off on me when I tell him to stop. what is happening?!
👼🏼 boy returns with security at end of class, so I walk him to dean to process. 35 minutes later dean says everything is gucci and no more problems. hormones, man.
✌🏼 please get me out of here
💻 bill is paid 39.95
👵🏼 our weekly call (she is my only grandparent and is not doing well)
👨🏼 weekly call with father, who still likes his new job
🍜 leftover stew and Mandalorian with my 👩🏼 (we live text each other). finally, a good space battle!
🎮 and 📖 to decompress along with a long hot 🚿
total: 43.64
Day 7 – Friday
🌅 I don’t think I can do this today.
🧘🏼‍♀️ It has been such a frustrating week (there was another incident that happened that I can’t even reference due to state law/FERPA) that was incredibly traumatic and draining.
📱 to best friend T. and work friend R. to ask what they would do. Both endorse me taking a day off after this wild week.
🎮 and 📖 along with some stretching. 📞 with best friend E. to catch up on her wedding prep and life
🤑 payday! Good paycheck since it’s the 3rd of the month, but it might be missing hours from club. I won’t know until I see my paystub on Monday. +2,183.48 (+50 to 457, +322.94 to pension)
💸 ah, but it’s also the 31st. easy come, easy go 🏡 (1343.38) and ⛲ (167)
🚊 to 🤸🏼‍♀️ to a really 🔥 class. Learn the name of the girl next to me on Fridays who also brings her inhaler and it turns out we’re both teachers!
🍦 take a nice mozzarella sandwich home from tatte 13.97
🚊, 🍴, 🚿, 📖, 🎮
Total: 1,524.35
Grand totals:
reflection: typical week money-wise in terms of reflecting my non-house spending – I’m saving really aggressively right now and don’t have a lot of money for discretionary spending. Even if I did, I’m very much a homebody during the work week. My job is probably more stressful than most as a baseline but this week was truly unbelievably bad. Still, looking through the week and taking time to step back I realize just how quality my support network is and for that I'm very grateful.
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