Sierra central credit union

Irish Politics

2011.04.25 20:03 soupcon Irish Politics

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2023.04.01 12:41 GameboyGenius "Top players so far" shows lowest scores, not highest. Bug? (Spoiler for daily challenge)

submitted by GameboyGenius to geoguessr [link] [comments]


2023.04.01 12:37 ChristopherCFuchs The Strength in Seafire

Master Arasemis has taught you and the other students how to make seafire down in the laboratory. It is a thick, sticky, gray-yellow liquid that is extremely caustic. It ignites upon contact with water and is impossible to put out, owing to the properties of its main ingredient: quicklime. In addition to the quicklime (30%), you learned how to add napthar (30%), saltpeter (20%), and pine resin (20%), just as the ancient Raffen alchemists had done, without harming yourself.
Quicklime was originally discovered by the Raffen tribe after experimenting with a powder residue found among burned limestone, which they widely used to build fortifications. The Raffen called this powder firkirg. Arasemis said they used it against a rival tribe, the Nyden, by burning their ships. Once they became allied with the Brintilian Empire, the Raffen also gifted the seafire recipe to the empire, which was used during naval battles and against Rahlampian landships during the attempted conquest of Aggarwal. Although the Brintilians failed in Aggarwal, they used seafire to good effect elsewhere in central Pemonia, and it is among those technologies credited with enabling Brintilian conquest over the more numerous tribes.
Later, the Martinus outlawed the use of seafire by or against any kingdoms adhering to the Messengian religion, following its use by the newly-independent kingdoms of Pemonia against each other. Using it against natives had been one thing, but spraying knights and royals with a flaming, sticky slurry that could not be doused was seen as uncivilized. The use of burning oil during a siege remained acceptable, however, because this method had not been invented by “heathens”. Regardless, seafire continued to be used sporadically by Congregants who didn’t recognize the religious authority of the Martinus. But even they came to see it as a barbaric weapon, and so the recipe was lost to history.
Arasemis said many suspect some kings or alchemists still hold the recipe in vaults in case their enemies revive seafire. It is clear to you that Arasemis takes great pride in being able to teach you and the other students how to make it, though you are sworn to protect it, like everything else related to Candlestone.
---
Context: This is an excerpt from the Earthpillar Online: Thorendor Castle interactive. This epic fantasy WIP has full-scale DungeonDraft maps of every room of a 10-floor castle (100+ map images), where alchemical objects, artwork, bookshelves, chests, and doors are clickable like an old school choose-your-own-adventure. You can wander each room to learn more about the Earthpillar world you’ve read about in the novels (or get a taste of the writing if you haven't), without stumbling into spoilers. More at Earthpillar
submitted by ChristopherCFuchs to worldbuilding [link] [comments]


2023.04.01 12:36 swcollings My credit union is automatically "upgrading" me to an account with fees and wants me to come to a branch afterward to "downgrade" back to a free account

So what, are they going to pay me for the hour of my time it will take to undo their abuse of my accounts? This can't be legal, can it?
submitted by swcollings to creditunions [link] [comments]


2023.04.01 12:35 Fluffy9345 Can I back out of buying a car if I haven’t picked it up yet?

We bought a used Hyundai sonata for my little sister for her first car. It’s been at the dealership since because they need to repair the blind spot monitor, give it new tires, and a couple of other thing that it was advertised with. We signed the loan for it. It was from a credit union. But we haven’t given the deposit yet. We decided we would give it when we pick up the car after it’s repaired. But it’s been over a week now with no update. Do we have any options or are we stuck? Or should we maybe speak to a lawyer or the credit union.
submitted by Fluffy9345 to askcarsales [link] [comments]


2023.04.01 12:34 ChristopherCFuchs The Strength in Seafire (lore+visual)

This is The Strength in Seafire. Master Arasemis has taught you and the other students how to make seafire down in the laboratory. It is a thick, sticky, gray-yellow liquid that is extremely caustic. It ignites upon contact with water and is impossible to put out, owing to the properties of its main ingredient: quicklime. In addition to the quicklime (30%), you learned how to add napthar (30%), saltpeter (20%), and pine resin (20%), just as the ancient Raffen alchemists had done, without harming yourself.
Quicklime was originally discovered by the Raffen tribe after experimenting with a powder residue found among burned limestone, which they widely used to build fortifications. The Raffen called this powder firkirg. Arasemis said they used it against a rival tribe, the Nyden, by burning their ships. Once they became allied with the Brintilian Empire, the Raffen also gifted the seafire recipe to the empire, which was used during naval battles and against Rahlampian landships during the attempted conquest of Aggarwal. Although the Brintilians failed in Aggarwal, they used seafire to good effect elsewhere in central Pemonia, and it is among those technologies credited with enabling Brintilian conquest over the more numerous tribes.
Later, the Martinus outlawed the use of seafire by or against any kingdoms adhering to the Messengian religion, following its use by the newly-independent kingdoms of Pemonia against each other. Using it against natives had been one thing, but spraying knights and royals with a flaming, sticky slurry that could not be doused was seen as uncivilized. The use of burning oil during a siege remained acceptable, however, because this method had not been invented by “heathens”. Regardless, seafire continued to be used sporadically by Congregants who didn’t recognize the religious authority of the Martinus. But even they came to see it as a barbaric weapon, and so the recipe was lost to history.
Arasemis said many suspect some kings or alchemists still hold the recipe in vaults in case their enemies revive seafire. It is clear to you that Arasemis takes great pride in being able to teach you and the other students how to make it, though you are sworn to protect it, like everything else related to Candlestone.
---
Context: This is an excerpt from the Earthpillar Online: Thorendor Castle interactive. This epic fantasy WIP has full-scale DungeonDraft maps of every room of a 10-floor castle (100+ map images), where alchemical objects, artwork, bookshelves, chests, and doors are clickable like an old school choose-your-own-adventure. You can wander each room to learn more about the Earthpillar world you’ve read about in the novels (or get a taste of the writing if you haven't), without stumbling into spoilers. More at Earthpillar
submitted by ChristopherCFuchs to FantasyWorldbuilding [link] [comments]


2023.04.01 12:34 Fluffy9345 Can I back out of buying a car if I haven’t picked it up yet?

We bought a used Hyundai sonata for my little sister for her first car. It’s been at the dealership since because they need to repair the blind spot monitor, give it new tires, and a couple of other thing that it was advertised with. We signed the loan for it. It was from a credit union. But we haven’t given the deposit yet. We decided we would give it when we pick up the car after it’s repaired. But it’s been over a week now with no update. Do we have any options or are we stuck? Or should we maybe speak to a lawyer or the credit union.
submitted by Fluffy9345 to legal [link] [comments]


2023.04.01 12:33 brnvictim Golden 1 is just the worst. Are there any good credit unions in Sac?

submitted by brnvictim to Sacramento [link] [comments]


2023.04.01 12:17 doing20thingsatatime In case of asset purchases as part of quantitative easing, do central banks communicate the exact amounts of assets they're buying/willing to buy? What would be the impact of such information in the effectiveness of asset purchase programmes?

The point of asset purchasing by central banks is to increase asset prices, which drags yields down, leading to an increase in borrowing, decrease in borrowing costs, which ultimately boosts consumption and investment, supporting higher economic growth and job creation.
My questionning here is in regards of the notional amounts purchased by central banks. ECB has a corporate sector purchase program, where it buys outright eurozone corporate bonds. We can easily access the corporate bonds that have been part of the program and that are currently in ECB's balance sheet. However, if i'm not mistaken, we don't have the exact exposure of ECB in each bond.
To me, knowing in advance what bonds ECB is going to buy (or stop buying, since they decided this year to cut their Asset purchase programme) or sell, could be an important material information allowing me to make profits by going long/short those securities. That's from a micro perspective (as a market agent).
From a macro perspective, i guess if the whole market knows in advance the exact orders, there will be a huge momentum effect where everyone rushes to buy the corporate bonds targeted by CBs in an attempt to sell them to CBs, which will lead to an increase in the price of these bonds higher than if the information wasn't known by the markets. This improves the effectiveness of the bond purchase programme from a quantitative easing perspective (higher valuation of programme eligible bonds, lower credit spread on these bonds).
So should central banks publically show their exact bond holdings ? And communicate their next planned securities orders ?
submitted by doing20thingsatatime to AskEconomics [link] [comments]


2023.04.01 12:02 Equizotic New Student Loan on credit report?

I messed up my credit pretty bad when I was 18, so I watch it religiously now that it’s recovering.
I have 29k left in student loans through AES. I applied for Biden’s loan forgiveness program which would have made me eligible for 20k forgiveness as a Pell Grant recipient. I was approved but delayed due to the lawsuit in TX.
I noticed this month that 6 new student loans have been added to my credit report from US DEPT OF EDUCATION totaling $21,859. These loans have a creation date of Dec 2017, over a year after I finished school and a term of 0 and a minimum payment of $0. It says they have had 100% payments made on time and have been paid for 4 months.
I’m really confused as to where these came from, as they are not loans that I took out. They weren’t on my report as of February but are showing for March.
They are showing on my TransUnion and Equifax reports. Any idea what this could be? Could it have to do with the loan forgiveness program finally going through?
submitted by Equizotic to personalfinance [link] [comments]


2023.04.01 12:01 MeteoGrad METEO ~ Peggiora con Piogge e Temporali, Poi Aria Fredda 02·04·23

VERSIONE TESTUALE · · · VERSIONE VIDEO (YouTube)
Analisi Euro-Mediterranea per Domenica 2 Aprile 2023 ~ Alta delle Azzorre in unione con l'anticiclone scandinavo a formare una configurazione tipica invernale. Aria fredda polare-scandinava fluirà sull'Europa centrale per poi entrare parzialmente nel Mediterraneo.
Previsioni Meteo per Martedì Domenica 2 Aprile 2023 ~ Peggioramento specie in area peninsulare e sulle due isole maggiori per l'approfondirsi di una depressione sul basso Tirreno. Dalla sera inizia ad affluire aria più fredda da nord. Calo termico e venti in rinforzo. Tendenza Fino alle 72H ~ Aria fredda in avvitamento su di una depressione sullo Ionio. Maltempo al sud e localmente sulle isole. Qualche fiocco di neve in appennino fino all'alta collina.
MeteoGrad Previsioni Meteo
submitted by MeteoGrad to MeteoGrad [link] [comments]


2023.04.01 11:46 SousRadar Weekly SD Update. Central banks increase gold purchases among a wider trend of de-dollarization. De-dollarization is only just beginning, as is the trend for higher bullion prices. Talks how liquidity crisis can become a credit crisis then a currency (inflationary) crisis.

Indian awareness of silver scarcity and price increases. He analyzes stock indices and silver ratios to make the case for possible large swing in value from equities to precious metals.
https://www.youtube.com/watch?v=_ZAwb-q87JA
submitted by SousRadar to SilverDegenClub [link] [comments]


2023.04.01 11:36 canstaett Where to exchange $ for mexican pesos?

Anyone know of a place? The credit unions we use don’t offer that service.
submitted by canstaett to StPetersburgFL [link] [comments]


2023.04.01 11:30 LiveCommentator [Pre-Match Thread] St. Louis City vs Minnesota United FC CITYPARK

Major League Soccer - 2023/2024 Matchday 8

St. Louis City - Minnesota United FC

Match Info
Date: April 01, 2023
Time: 19:30 (US/Central)
Venue: CITYPARK
Odds
Bookmaker Home Draw Away
Bwin 1.78 3.75 4.0
NordicBet 1.8 3.75 4.2
10Bet 1.83 3.8 4.2
William Hill 1.8 3.6 4.2
Bet365 1.8 3.75 4.2
Marathonbet 1.8 3.84 4.15
Unibet 1.78 3.8 4.2
Betsson 1.8 3.75 4.2
188Bet 1.82 3.85 4.1
Pinnacle 1.82 3.89 4.47
SBO 1.79 3.45 3.88
Sportingbet 4.0 3.75 1.78
ComeOn 1.8 3.7 4.05
Betway 1.78 3.75 4.0
Tipico 1.7 3.8 4.2
Betcris 1.84 3.8 4.08
888Sport 1.78 3.8 4.2
Dafabet 1.85 3.7 3.75
Head to Head
Date Result Competition
Team Statistics
St. Louis City
HOME AWAY ALL
Games Played 2 3 5
Wins 2 3 5
Draws 0 0 0
Loss 0 0 0
GOALS
Goals For 6 9 15
Goals Against 1 3 4
GOALS AVERAGE
Goals For 3.0 3.0 3.0
Goals Against 0.5 1.0 0.8
Minnesota United FC
HOME AWAY ALL
Games Played 1 2 3
Wins 0 2 2
Draws 1 0 1
Loss 0 0 0
GOALS
Goals For 1 3 4
Goals Against 1 1 2
GOALS AVERAGE
Goals For 1.0 1.5 1.3
Goals Against 1.0 0.5 0.7
Recent form
St. Louis City: WWWWW
Minnesota United FC: WDW
Standings
# Team GP W D L GF GA GD P
1 New England Revolution 5 4 0 1 7 5 +2 12
2 FC Cincinnati 5 3 2 0 7 4 +3 11
3 Atlanta United FC 5 3 1 1 12 9 +3 10
4 Orlando City SC 5 2 2 1 5 4 +1 8
5 Columbus Crew 5 2 1 2 11 8 +3 7
6 Nashville SC 5 2 1 2 4 2 +2 7
7 New York City FC 5 2 1 2 5 6 -1 7
8 Philadelphia Union 5 2 0 3 8 8 0 6
9 Inter Miami 5 2 0 3 6 6 0 6
10 Toronto FC 5 1 3 1 6 5 +1 6
11 New York Red Bulls 5 1 3 1 4 4 0 6
12 Chicago Fire 4 1 2 1 7 7 0 5
13 DC United 5 1 1 3 7 10 -3 4
14 Charlotte 5 1 1 3 4 9 -5 4
15 Montreal Impact 4 1 0 3 3 7 -4 3
All data provided by Matchcaster, a next level football threading bot - fully configurable and customized threads controlled by moderators of this subreddit.
submitted by LiveCommentator to minnesotaunited [link] [comments]


2023.04.01 11:19 MirkWorks Notes and Fragments from Twilight of Phantoms: On Resentment and Sympathy

“The lover carves into his soul the model of the beloved. In that way, the soul of the lover becomes the mirror in which the image of the loved one is reflected.” - Marsilio Ficino, Commentary on Plato's Symposium
Nietzsche’s criticisms of Hegel are often conflated with Schopenhauer’s. Often by people who type things like, “I’m in the Schopenhauer camp when it comes to Hegel and his ilk.” In a series of Beeps-and-Boops they copy-and-paste Schopenhauer’s loathing without any of Schopenhauer’s substance (which would require actually engaging with Schopenhauer and Hegel) instead these Thinkers exists as little framed photos on a candle covered shrine in Geocities. Even if they’re correct they’re still wrong and worthy of immediate scorn and derision. We must express the most profound sense of Christian Pity and Charity at the sight of their nakedness.
It’s easy to spiral on this particular subject but unbecoming, revealing, even damning. What they don’t seem to process, is that the seethe and the scolding and the tantrums are in their manner the highest form of compliment either philosopher could muster. That the younger Schopenhauer’s response to Hegel’s semantic blunder should be a kind of ecstatic fury that propelled his career as a philosopher. That Schopenhauer is endearing when he puts pen to paper and writes:
“May Hegel's philosophy of absolute nonsense - three-fourths cash and one-fourth crazy fancies - continue to pass for unfathomable wisdom without anyone suggesting as an appropriate motto for his writings Shakespeare's words: "Such stuff as madmen tongue and brain not," or, as an emblematical vignette, the cuttle-fish with its ink-bag, creating a cloud of darkness around it to prevent people from seeing what it is, with the device: mea caligine tutus. - May each day bring us, as hitherto, new systems adapted for University purposes, entirely made up of words and phrases and in a learned jargon besides, which allows people to talk whole days without saying anything; and may these delights never be disturbed by the Arabian proverb: "I hear the clappering of the mill, but I see no flour." - For all this is in accordance with the age and must have its course.”
Tempestuous little man. Without Hegel’s error what would’ve become of Schopenhauer? Would he have attempted to actively compete against Hegel? Hegel as the Phantom of Eric Roberts in the Killers Miss Atomic Bomb music video? The Other-Ghost, Hegel’s Smirking Geist cucking Schopenhauer, Sophia in his arms, Schopenhauer casts the wedding ring to the ground and runs away. As was the case in respect to Kierkegaard. Cucked out of marriage by the Ghost & Machine. “And it’s all in my head, but she’s touching his chest now, he takes off her dress now, LET ME GO. And I just can’t look it’s killing me. And taking control.”
An error is a wound is a mercy.
Nietzsche is different. Unlike Schopenhauer he doesn’t pretend to create a superior metaphysical system (the Platonic Carnivalesque) to rival Hegel’s.
I think the spirit of a Nietzschean critique of Hegel is best exemplified by aphorism 317 in Daybreak,
The judgment of the evening. - He who reflects on the work he has done during the day and during his life, but does so when he has finished it and is tired, usually arrives at a melancholy conclusion: this however is not the fault of his day or his life, but of his tiredness. - In the midst of our work we usually have no leisure to pass judgment on life and existence, nor in the midst of our pleasures: but if we should happen to do so, we should no longer agree with him who waited for the seventh day and its repose before he decided that everything was very beautiful - he had let the better moment go by.”
Hegel as a Christian Nihilist and the Dialectic as Slave Morality. All finite forms of life attain their truth in the process of self-overcoming. Hegel uses Negativity to pacify an excess of Negativity. Hegel’s System annuls the Abyss. The Truth of any given determination is realized in its exhaustion. This Truth is what Remains. As part of a Whole. Eternal. Defeat for Hegel is what brings us to our Truth. That the subject’s defeat should purify it of its particularities and its impositions. My thoughts are already part of reality. This Knowledge leads to renunciation. I’m no longer attempting to impose or enforce myself on reality, to shape it in the heat of my perverse gaze. I look up at the stars and recognize a series of sores oozing out a brilliant light. In the Beggar’s Eye I see Christ. Saint Lazarus draped in indigo rags surrounded by dogs. In the Eyes of the King of the World, Christ. In the Illness the Cure. In the Poison the Medicine.
Hegel stands next to his student, the student looks up at the starry sky in awe. “They are the abode of the blessed.” Hegel grumbles, “The stars, hum! Hum! The stars are only a gleaming leprosy in the sky.’” Like Lorde, he never watches the stars because there’s so much down here. As he puts it in one lecture,
“The human being is this Night, this empty nothing which contains everything in its simplicity - a wealth of infinitely many representations, images, none of which occur to it directly, and none of which are not present. This [is] the Night; the interior of [human] nature, existing here - pure Self - [and] in phantasmagoric representations it is night everywhere: here a bloody head suddenly shoots up and there another white shape, only to disappear as suddenly. We see this Night when we look a human being in the eye, looking into a Night which turns, terrifying. [For from his eyes] the night of the world hangs out towards us.”
Let us then briefly think with Hegel whose underling problem is, from the very beginning of his thought, that of love.
What is Blue?
According to Goethe in his Theory of Colors,
“As yellow is always accompanied with light, so it may be said that blue still brings a principle of darkness with it.
This color has a peculiar and almost indescribable effect on the eye. As a hue it is powerful — but it is on the negative side, and in its highest purity is, as it were, a stimulating negation. Its appearance, then, is a kind of contradiction between excitement and repose.
As the upper sky and distant mountains appear blue, so a blue surface seems to retire from us.
But as we readily follow an agreeable object that flies from us, so we love to contemplate blue — not because it advances to us, but because it draws us after it.
Blue gives us an impression of cold, and thus, again, reminds us of shade. We have before spoken of its affinity with black.
Rooms which are hung with pure blue, appear in some degree larger, but at the same time empty and cold.
The appearance of objects seen through a blue glass is gloomy and melancholy.”
Goethe and a defense of Goethe’s critique of Newton’s Opticks unites Hegel and Schopenhauer. That color is produced by light and by what stands against it. Goethe who said that were the eye not of the sun how could we behold the light. Brilliant in the poetic continuity this expresses. A golden chain from Empedocles to Plato and Aristotle to the Stoics and so on. Summarized here elegantly by the physicist Arthur Zajonc, “the interior light coalesces with daylight, like to like, forming thereby a single homogenous body of light. That body, a marriage of inner light and outer, forges a link between the objects of the world and the soul. It becomes the bridge along which the subtle motions of an exterior object may pass, causing the sensation of sight.” Aristotle proposed the existence of a Proton Organon or Primary Instrument, an organ of congealed pneuma, located in the heart, that reconciles the division between the sensible and the intelligible. The Stoics would go on the rename this Mercurial (both volatile-subtle and fixed) Instrument, the Hegemonikon, the synthesizer or icon-maker. Whose function is to produce phantasms. The instrument through which the soul transmits all vital activities to the body and also the body’s way of capturing the sensations from the five senses and translating them into phantasms or images that could be understood by the soul.
The Lover longing loving unrequited. Smiling like she means it. Being-thrown into this World. Never fully at home, refracted, out of joint. That this affliction is our common inheritance. I think this is our patrimony. We are the heirs of this Abyss. It is to some degree I think fundamentally "Western" fundamentally "Romantic". Regardless of political opinion or alignment. It speaks to us. Through us. Perhaps it's because the Republic of Letters is largely comprised of Melancholic Perverts. Nostalgia or homesickness, as a longing for a reality which can only be possessed through the imagination and through the dream, the genuine site of anamnesis or recollection in the unreal. Evoking for us the movement of the soul described by the Venetian Magician-Philosopher Guilio Camillo; descending through the Lunar Gate of Cancer (of man), drinking from the cup of Bacchus and, depending on how much one imbibes, forgetting about all the things ‘up there’ before making our way back through the Saturnine Gate of Capricorn (of the gods). Tightrope walking to Luna. I see her so very clearly. My Corporeal Dasha, Giordano Bruno would rebuke me harshly, that I should Simp as I do for "these eyes, these ears, this blush, this tongue, this tooth, this hair, this dress, this coat, this little shoe .. . , this sun in eclipse, this crazy person, this slut, this stench, this deathbed, this privy, this mensturation, this corpse... which, by means of a superficial appearance, a shadow, a phantasm, a dream, a Circe-like charm in the service of procreation, deceives us by taking the form of beauty." Fuck it. Yet there is an Image behind the Image, a Woman behind my woman. The Platonic Dasha. Daria the Luminous Homunculi. Madonna Intelligenza who has served as a guide throughout this journey. “Keep your eyes on me.” I wobble on the tightrope, your eyes are what kept me, you and your rose-wreathed heart lit. A Unity-of-Opposites. Georges Bataille writes in The Sorcerer's Apprentice, “The image through which, in an instant, destiny has become alive thus finds itself projected into a world foreign to everyday agitation. The woman toward whom a man is draw, as to his human destiny, no longer belongs to the space that money controls. Her sweetness escapes the real world, through which she moves without allowing herself to be any more imprisoned than a dream. Misfortune would ravage the spirit anyone who lets himself be possessed by the need to reduce her.”
On Love Hegel writes, “Since love is a sensing of something living, lovers can be distinct only in so far as they are mortal and do not look upon this possibility of separation as if there were really a separation or as if reality were a sort of conjunction between possibility and existence. In the lovers there is no matter; they are a living whole.” That the Unity of Love is informed precisely by the division or difference between the Lover and the Beloved. The Union of Love, “…can remain so only as long as the separate lovers are opposed solely in the sense that the one loves and the other is loved, i.e., that each separate lover is one organ in a living whole.”
Here we might ponder Hegel’s Philosophy as a Philosophy of Death. The vespers-born melancholy conclusion is perhaps being that all Love is Unrequited. As Marsilio Ficino notes in his Commentary on Plato’s Symposium, “Insofar as it is death, it is bitter, and insofar it is voluntary, it is sweet. He who loves dies; for his consciousness, oblivious of himself, is devoted exclusively to the loved one, and a man who is not conscious of himself is certainly not conscious in himself. Therefore, a soul that is so affected, does not function in itself, because the primary function of the soul is consciousness…. Therefore, the unrequited lover lives nowhere; he is completely dead.”
Blue the color of Sulfur ignited. Blue the color of the Ocean of the Dead, of Dasein. The blue knees of a prayerful lover and the blue lips of the lovelorn fool, “Here’s to my love - O true apothecary! Thy drugs are quick. - Thus with a kiss I die.” That the smell of bitter almonds should remind the good doctor of unrequited love.
Such a melancholy conclusion can only be produced by a proper melancholic. Melancholy was regarded by Ficino as one of seven exemptions in which the bond between body and soul was weakened, allowing the soul to take flight and acquire the gifts of premonition and clairvoyance. Saint Albertus Magnus writes of the two kinds of melancholy. Hot melancholy and its two primary effects on the subject’s phantasmic activity he describes thusly,
“The first consists in the mobility of the phantasms within the subtle organism: the second, in the great capacity of phantasms to stay impressed upon the pneuma. This brings with it, besides a prodigious memory, an extraordinary capacity for analysis. This is why, Ficino tells us, 'all the great man who have ever excelled in an art have been melancholic. Either because they were born so or become so through assiduous meditation.”
Philosophy begins with this Unhappy Consciousness. The Alienated Soul lithe and loveless, which is the consciousness of self as a divided nature, a doubled and merely contradictory being. Dissatisfied with its Self and the World it retreats inward, like a Nymph fleeing Pan, fleeing into Reflection, which might likewise take the form of a fleeing into Nature (think Thoreau’s Walden). Herein is the mirk. This Narcissistic dialectic between Subject and Phantasmata. The Ouroboric Narcissism of the Beautiful Soul.
Another affliction associated with Melancholy is Hysteria. The Psychoanalyst Jacques Lacan refers to Hegel as the most Sublime Hysteric. The Hysteric asks questions because they experience their own desire as if it were the desire of the Other.
The Spirit retreats into a pre-rational state of life, a Life of Feeling, that this feeling expresses a movement in which the soul is no longer simply natural, but able to realize a mastery over itself.
“Finally, in the “feeling of self,” the individual becomes “a sensitive totality.” But the gradual formation of the ‘I’ is paradoxically accompanied by a loss of fluidity, leading to “ruin and disaster within the conscious spirit.” This crisis results from the fact that the subject, being constituted in a free relation to the self, feels at the same time like ‘another’, and this tension pushes it into a state of ‘trembling’ (durchzittern).” The Future of Hegel, Plasticity, Temporality, Dialectics, Catherine Malabou.
How does Hegel escape? Or perhaps more accurately how can we escape this trap? This Pneumatic Mirror-World. Of Subject-Mirror-Phantasmata. The Romantic Prison? Of one who learns of Love in order to be Loveless? Hold that thought.
Returning to the color blue, the psychologist James Hillman writes in Alchemical Psychology,
“This is the realm of the alchemical (kyanos, blue; kynos, dog); blue takes on a dog-like quality: hangdog and dirty dog, both. Why does depression seek porn? For arousal? For Eros and Priapos and Venus to come to life? Rather, I think, to maintain the depression, to re-direct the verticality of desire downward and backward (doggy fashion), clipping the wings of eros. Pornography - an opus contra naturam, a counter-instinct of the psyche, perverting the conventionally natural, enslaving, torturing; an erotics of despair.
To translate these esoteric references into the blue dog’s perverse obsessions we discover this: Invisible Hades appears in the world as Dionysus. There is a divine (i.e., invisible, unfathomable) impulse that seeks to enter ordinary life. It wants to know the soul in the Biblical sense. Carnal knowledge, intimate knowledge, knowledge of intimates. (Hence the innumerable images of copulation throughout alchemy.) The soul longs for this copulation, and sings its longing in the blues, blueing its own flesh, drawing the divine down into the ordinary body. (Hence the blues’ libidinous mood.)”
My Cup Overfloweth.
Pure thinking-subjectivity is phantasmological or hauntological. The role of the Phantasmata in the context of medieval philosophy, is described exquisitely by Mauricio Loza in The Hounds of Actaeon. The Phantasm or Phantom is understood “as a mental image with effects reaching not only the level of perception but that of social construction, the phantasm exists in the twilight between the objective and the subjectivity, the material and the immaterial, a zone of indistinction between reality and unreality. This is why the phantasm pulls us towards the twilight from whence it comes: Its central action is to drag us into the shadow of the world.”
Minerva’s Owls unfurls its wings only with the falling of dusk.
For the great Persian scholar Avicenna, sensory phantasms were processed through five virtues or powers corresponding to five cavities in the cranium; phantasy or common sense, imagination, cogitative virtue, the estimative virtue, and finally the reminiscent virtue. According to Georgio Agamben in his work Stanzas: Word and Phantasm in Western Culture, Avicenna conceives of this gradation through the inner senses as a "progressive 'disrobing' (denudatio) of the phantasm from its material accidents."
Material accidents in this instance, evoking the etymological origins and proliferation into common speech of the word "accident" itself.
Ad - 'towards to' and cadere - 'to fall'. The Latin Accident - 'happening' used in late Middle English to refer to 'an Event'. Used to refer to the parts of the sacred bread and wine that remained after the transubstantiation through the sacrament of The Holy Eucharist,
“Thus, throughout the history of Scholasticism we have to do with a sort of triangle of intellectual forces: Realism and Nominalism fighting a five hundred years’ war, and the Church, in its official capacity, anxiously endeavouring to hold the balance between them. One wonders whether the three parties to this ancient dispute may not have found symbolic expression in Tweedledum, Tweedledee, and the ‘Monstrous Crow’ of nursery legend. But it is no disparagement of the intellects of that day to say that to us the chief interest of their polemics lies in the many new and accurate instruments of thought with which they provided us. The common word accident is an excellent example. We use it every day without realizing that it was only imported from Latin by the indefatigable efforts of the Schoolmen to reconcile the doctrine of Realism with the Catholic dogma of Transubstantiation. The accidents, when they first came into the English language, meant that part of the sacred bread and wine which remained after the substance had been transmuted into the body and blood of Christ.” History in English Words, Owen Barfield
Here we see a process of Pneuma returning to Pneuma through this process of Rising and Falling. That the Absolute Idea is a Radiant Star. That the Phantasm undergoes a kind of purification process, from the sensible to the spiritual to the mnemonic. That this purification entails a kind of excremental remainder. A material accident. An excess which goes?
This brings to mind the question that the Sophist Parmenides (in Plato's Parmenides) raises to Socrates, which forces Socrates to admit to his own limitations. It utterly stumps the Apostate Tragedian. That being whether or not there is an eidos or Pure Idea of the lowest material things. Things like excrement and dust and I might add these eyes, these ears, this blush, this tongue, this tooth, this hair, this dress, this coat, this little shoe .. . , this sun in eclipse, this crazy person, this slut, this stench, this deathbed, this privy, this mensturation, this corpse...
The Ghost and The Star
Recall the episode with Hegel comparing stars to leprosy sores. This got out around town and Hegel found himself having to address this controversy,
"It has been rumoured round the town that I have compared the stars to a rash on an organism where the skin erupts in an countless mass of red spots: or to an ant-heap in which too, there is Understanding and necessity. In fact, I do rate what is concrete higher than what is abstract, and an animality that develops into no more than a slime, higher than the starry host."
The rock is a rock.
Hegel defines the Domain of Art as the “sensible appearing of the idea”… or the Idea given expression in Sensuous Form. This is to be understood as The Star shining through The Ghost. This opposition between Form and Content. This Contradiction is what animates the Motion of Spirit. From Art towards Philosophy.
She is and is not. Ah wait. I'm not her. But in this regard I am the same and suddenly the Ghost is Concretized.
Alexandre Kojève in his Lectures on the Phenomenology of Spirit writes,
"It is known that Hegel asserted that his knowledge is circular, and that circularity is the necessary and sufficient condition of absolute truth - that is, of complete, universal, and definitive (or "eternal") truth."
The Hysterics quandary finds some resolution. The question of the Other is reflexively transformed into the answer to the question.
"In the Wise Man's absolute Knowledge, each question is its own answer, but is so only because he goes through the totality of questions-answers that forms the entirety of the System. Likewise, in his existence, the Wise Man remains in identity with himself, he is closed up in himself; but he remains in identity with himself because he passes through the totality of others, and is closed up in himself. Which (according to the Phenomenology) means, quite simply, that the only man who can be Wise is a Citizen of the universal and homogeneous State - that is to say, the State of the Tun Aller und Jeder, in which each man exists only through and for the whole, and the whole exists through and for each man."
We return to Self-Consciousness. We're not the same. We're different. Tonight.
Eros pins Pan. Chronos clips Eros’ wings. Compulsion is overcome by Love. Love is overcome by Time. Love can only be actualized and concretized through Time. When it must Dwell in a given Space. This is the Poetic-Plasticity. This is the Commitment.
“Desire has reserved to itself the pure negating of the object and thereby unalloyed feeling of self. This satisfaction, however, just for that reason is itself only a state of evanescence, for it lacks objectivity or subsistence. Labour, on the other hand, is desire restrained and checked, evanescence delayed and postponed; in other words, labour shapes and fashions the thing.” (Phenomenology of Spirit)
We begin with the Problem of Love and in the Problem find the Solution. Love is the Answer to the Question of Love. Loving is to give what one does not have.
Our Unrequited Love is Mutual,
“In fact, there is only one death in mutual love, but there are two resurrections, for a lover dies within himself the moment he forgets about himself, but he returns to life immediately in his loved one as soon as the loved ones embraces him in loving contemplation. He is resurrected once more when he finally recognizes himself in his beloved and no longer doubts that he is loved. O, happy death, which is followed by two loves. O, wondrous exchange in which each gives himself up for the other, and has the other, yet does not cease to have himself.” Commentary on Plato's Symposium, Marsilio Ficino.
To be Overcome is to Animate. This is the Labor of Love. Productive Labor as Art.
You understand why Hegel is so very frustrating? In his System. In the Movement from East to West back East. We find the Heiros Gamos, the Sacred Matrimony of Eros and Sophia, and in this Unity of Opposites the philosopher becomes the Sage. In the production of this Heiros Gamos, Hegel's System becomes the Perfect Pneumatic Circle.

I make of Nietzsche a traveling companion through Hegel’s Aesthetics. Why? Because The Birth of Tragedy is crudely Hegelian. Here we find ourselves encountering what is so very frustrating about Hegel and his Pneumatic Circle, his method and his system. From the occultists perspective this is because Hegel’s System is an Artifice of Sacral or Mythic Time, of Cyclical Time. The genuinely infuriating thing is realizing that the Artifice, the “Copy” is in fact the original. This is why some speak of the feminizing effect of Hegel. Feminizing in the way Achilles’ is feminized by Scamander. That not only do we never step in the same river twice and that the river is the site of the Doom-driven Hero’s self-fulfilling prophesy.
As Nietzsche himself puts it, “one cannot refute an eye disease.” I thought it would be stimulating to read The Birth of Tragedy through the lens of Hegel’s Lectures on Aesthetics. Framing Nietzsche and his insights within a Hegelian Tableaux. Nietzsche who denounces Metaphysical Systematization. Demurely objecting he says, “unhand me woman,” with a little blush. Does he mean it? I don’t think it was Hegel’s Dialectical Method or Logic that Nietzsche objected too. Denouncing instead the refraction between the Philosopher and the Logic (an ironic detachment)… that the Philosopher and his Logic are not two separate beings. That for him the Philosopher is Alkahest or Universal Solvent. Body and Soul collapse into a singularity, Art and Artists. No, in a sense Nietzsche celebrates the animating antagonism at the Heart of Hegel’s work. That this refraction is what results in the System which Nietzsche saw as modeling contemporary German Bourgeois fearfulness and timidity simply solidifies into Consensus. “I’m old and I don’t want to be alone.” That the System should be a kind of Metaphysical Prison concretized around the Fiery Pneuma, the brilliance of Hegel’s Esprit.
The application of the Dialectical Method is evidenced throughout The Birth of Tragedy; The Apollonian thesis, the Dionysian antithesis, the Tragic synthesis. Or perhaps in a manner more accurate to Hegel; The Dionysian Abstract, the Apollonian Negation, the Tragic Negation-of-Negation, and the Socratic Concretization.
The section dedicated to a retrospective appraisal of The Birth of Tragedy in Ecce Homo, Nietzsche concludes that all the good things he had ever written about Richard Wagner were actually about him. He was talking about himself the whole time without even realizing it, “"Even psychologically all decisive traits of my own nature are projected into Wagner’s - the close proximity of the brightest and the most calamitous forces, the will to power as no man ever possessed it, the ruthless courage in matters of the spirit, the unlimited power to learn without damage to the will to act.” Poor Nietzsche he who was too high-strung for his own good. Comes to a conclusion paralleling Hegel as it concerns Art, specifically Music. Perhaps one day, there will be Dionysian future for music. But for now, the Pneuma roils through space-and-time, and it culminates in Nietzsche or Zarathustra, as the Last Philosopher or the first Tragic Philosopher. Who despite all the aristocratic pretensions cannot help but write in a popular and accessible manner. Writing into motion the conditions for the Dionysian resurgence he had once thought was being spearheaded by the compositions of Richard Wagner.
He goes so far as to be both Beethoven and Goethe’s response to Beethoven in the anticipation of his works and in the need for them to remain ‘exclusive’ despite their undeniably popular character. Goethe in his old age weeping softly to Beethoven’s sonatas, proclaims “If such music were performed by a large orchestra, it would destroy everything around it.”
The stylish and inspirited Vitalism of Nietzsche’s ruminations is Pneumatic. A red dot in the center of a dark blue sphere.
Dialectics reveals an Infinite Spiral. The Circle divided by a straight-line. Containing the spiral. The straight-line breaks through the circle. Above and Below. Revealing three other spheres. Above the configuration one spiral. Beneath it two spirals; one winding up and the other winding down. On a Hegelian theological note. God the Father and God the Holy Spirit proceed from God the Son. “In the beginning was the Word, and the Word was with God, and the Word was God.” John 1:1.
Here we might locate the Traumatic Temporality of Christianity. The introduction of History. Time as Chronos. With God the Son. Without the historical personage of Jesus Christ, there wouldn’t be a Trinitarian Unity and Division. From God the Son proceeds God the Father and God the Holy Spirit. In this wound we are brought to an awareness of another Time. A Timeless-Time or a Time sans History. “In the Beginning was the Word, and the Word was with God, and the Word was God,” a time in which God the Father, God the Son, God the Holy Spirit had always been. The Triune God. Whether or not, in this Aionic Time, God the Holy Spirit proceeds from God the Father or from God the Father and God the Son, is the division between East and West.
This Times overlap and nowhere is this more evident than in the anachronisms or perhaps more accurately, the Archeo-modernity, of the romantic painting. Or perhaps further still, in the Ethiopian depiction of Christ, in the Korean depiction of Christ, and in the Italian depiction of Christ. Black Jesus, Asian Jesus, and European Jesus.
As that obscure note by Nietzsche produced by Gilles Deleuze in his work Nietzsche and Philosophy goes, “Universal chaos which excluded all purposeful activity does not contradict the idea of the cycle; for this idea is only an irrational necessity.” Here we see Nietzsche approaching something akin to the Infinite Dialectic realized and developed in Mao Zedong’s contributions to Dialectical and Historical Materialism. As Mao writes in On Contradiction, “The universality or absoluteness of contradiction has a twofold meaning. One is that contradiction exists in the process of development of all things, and the other is that in the process of development of each thing a movement of opposites exists from beginning to end.”
The stylish and inspirited Vitalism of Nietzsche’s ruminations is Pneumatic. Being Pneumatic it is Phantasmic. Here we locate the Girardian critique of Nietzsche. As Nietzsche proclaims in Ecce Homo that everything his was praising Wagner for is in fact praise he was unconsciously directing at himself, at his values or innate dignities, the obverse is true. For Nietzsche every great philosophical work is a confessional, an involuntary and unconscious autobiography. He invents the Overman and by extension the Last Man. Will to Power and Ressentiment. One cannot exist without the other and in Nietzsche they collapse into a singularity (a point worth keeping in mind when we eventually venture into Deleuze and his Anti-Hegelianism). The Last Philosopher. In sum Girard’s contention is that in the production of these Phantasmata, Nietzsche ends up offering to his audience another Scapegoat. The Man of Ressentiment and the Slave Morality. Obviously within Nietzsche the potential for this is treated triumphantly. Nietzsche refuses to have his Poetic Revelry stifled by timorous considerations. That stupid people might read his works and take it as an excuse to persecute Christians or to locate the Man of Ressentiment in their political adversaries. That they might completely forget the contradictions inherent to the very office of “Tragic Philosopher” and how the Vagabond and the Prophet are a singular figure, hybrid and lovelorn and glorious. “If I had power I’d know how to immediately and brutally exercise it.” None of this concerns Nietzsche. People will misinterpret you regardless. Still the points are well worth reflecting on and prove stimulating as we move from the Symbolic-Classical to the Classical-Romantic.
submitted by MirkWorks to u/MirkWorks [link] [comments]


2023.04.01 11:18 View7926 UnionBank credit cardholders are eligible to buy Hamilton tickets at an earlier time

UnionBank credit cardholders are eligible to buy Hamilton tickets at an earlier time submitted by View7926 to PHCreditCards [link] [comments]


2023.04.01 11:12 whiteoak_and_doubles How to freeze/unfreeze Credit Reports if you have an existing login but unable to login.

TL;DR Try https://www.identitytheft.gov/#/CreditBureauContacts

When you attempt to login with an existing account to the 2 of the 3 credit reporting bureaus (Experian works but not Equifax or TransUnion) they prompt you to pay or refuse to log you in, stating invalid credentials.
I've frozen my credit reports and unfrozen them multiple times in my life. These companies implemented some unethical practices to force you pay to login/proceed. They require a credit card for example if you try to signup.
The work around:
Use this link from identitytheft.gov. The experience is different, as everything just works as expected.
https://www.identitytheft.gov/#/CreditBureauContacts
submitted by whiteoak_and_doubles to personalfinance [link] [comments]


2023.04.01 11:09 Icy_Rage_2512 Commonwealth - Soviet War (part 2)

Commonwealth - Soviet War (part 2) submitted by Icy_Rage_2512 to hoi4 [link] [comments]


2023.04.01 10:58 heyuiuitsme i was hungry when i wrote this

So, at the end, you know. When my house was flooded with sewage and i was sickened with an infection from it, well, i tried to straighten my life out, i had money, that wasn’t the issue
It was time. I needed more time off and the manager at work was being a real fucking cunt about it. The manager-manager was out with covid, so i couldn’t go over her head, or i fucking would have. I had all these pto days that had to be used by the end of the year or i’d lose them and she wouldn’t let me use my time without a dr’s note
And, i needed to go to the doctor, like no fucking joke. But, i had to keep going back when it wasn’t wholly necessary to get the notes, just so i could try to save my stuff from getting ruined with sewage.
I was just so mad at her, i quit on a holiday without notice. That’s how mad i was. Like, i’d been really clear with mgmt that i wasn’t real happy, you know. With compensation. Over and over all the fucking time.
Heather’s on her own at work is as bad as any union ever was. You know, idk, i advocate for myself in terms of money, or hours i need to scheduled, all kinds of shit. You know, i negotiate that shit.
If they’ll have it and if they want … well, have fun getting along without me and if you’ve been a dick to me the whole damn time i’ve been here, i’m going to stick to ya when i leave. That’s according to my work history
But, if you’re fair, i’m fair. You know. That’s how it is.
So, anyway, i was outside smoking and they were going over to wendy’s. I mean, you know. Still the best price for what you get. Five dollars. Idk, it’s still a real good deal. Idk, i usually get a #1, Dave’s Classic Single. Just the way it comes. It’s good. It’s a good burger.
And, wendy’s chicken sandwiches were my fisrt great love. Idk, i cheat on that spicy chicken sandwich with the asagio one. They’re both real good. I didn’t mean for this to be a wendy’s commercial. But, we were outside talking about it.
Dave Thomas is a popular topic of conservation in East Tennessee. Probably cause he’s an essay topic in 8th grade tennessee history. An oral report that we had to give about a famous person from the area that does a lot of good deads. Dolly is also a popular subject in these reports.
Like, one report every six weeks about different essay topics and you had to read your report in front of the whole class. In Tennessee History. Oral Reports. Essays. We did it in the 7th grade, too. But, you don’t have to read them aloud in front of the whole class, but you can for extra credit if you want to.
That’s how teachers used to do it, like everyone has to do an essay and then read them to the class. Idk, if they still do that or not. That’s how most of our class time in the 80’s was spent. Listening to other kids give reports.
I wonder if when my kids eat at wendy’s if they think, “ahhhh, mom’s cooking”
I swore off fast food like, the day before yesterday. Too much sodium. But, i really super love wendy’s food. And, arby’s. Idgaf what late night comedians say, arby’s is fucking great. These got these wraps you can can take to work and have for lunch. It’s like, you know, if someone gave a shit and packed your lunch. Those Arby’s wraps are great, and super convenient and easy to pack for lunch.
If you work 2nd or 3rds. You know. That’s how people do. They stop and get something that will hold over in the fridge. Wraps are great, all the fast food restaurants should recognize that market. I mean, when i was working up there, that’s how i packed my lunch like, most days.
Wendy’s salads or arby’s wraps. How 2nd shift packs lunch. Idk, maybe that’s just me. Subway, too. But, i can’t eat subway in my car. I probably could if i didn’t ask them to put so much stuff on it. But, i get leaky subs at subway.
Also, i need to stop spending so much on that, you know. So, i got these .. real food from the grocery store. Ugggghhhhhhhhh. I hate that.
It’s fine. It tastes fine and it’s better for you, it’s just not as fucking yummy Arby’s curly fries. Beef and cheddar add lettuce and tomato. Both sauces, horsey and arby’s sauce. That sauce on those fries. Omg. i shouldn’t be having any little cups of cheese, that’s high in sodium.
It’s about moderation, lol. In shit you should not be eating any fucking way, but i love it. But, now it’s a special treat. It’s 1:31am. Past time time either of those things are even fucking open. I wonder if Hardee’s is open.
They got great burgers, too. But, for real. It’s thoe biscuits at hardee’s. They have the best breakfast. When my sister was pregnant, i would take her to the doctor down that way. We’d stop at hardee’s on the way and grab some biscuits.
They’re all fucking good. Chicken, yes. Sausage, that one. Sometimes they got that country fried steak biscuit at hardee’s. I just about live for that. Omg, when that comes back. Way better than mcrib.
I think it’s seasonal. Or, something like mcrib. They don’t always have that country fried steak. Or, maybe they do. Idk, seems like there’s seasonal biscuits there. Cause sometimes they have that pork chop biscuit. Omg, good as hell. All those biscuits are always fucking good.
Expensive. Little bit.
I like to stick to the restaurants that have real sweet tea. Those are my favorites. Where the tea is good. And, pepsi-co subsidiaries, your tea sucks. And, so does yours burger king.
Arby’s does have good tea. It’s better than mcdonald’s tea. And, wendy’s. Both those teas weak and mcdonald’s uses too much sugar or something. Idk, i think they’re using some kinda liquid sugar. I don’t like mcdonald’s tea no more. That lemonade is really good though, it has pulp in it.
I’m starving. And, i don’t want my save money meal. I said i wasn’t going to doordash anymore. After i got the … suspicious food. It didn’t make me sick or nothing. And, they gave me my money back. But, you know. Left a bad taste in my mouth
Mostly cause i still can’t figure out where they hell it came from. I been showing it’s picture around. You know. In the neighborhood, hey, you know where this food came from. Nobody that live down here knew where it was from.
Then, I accidentally ordered a meal kit service in a scrolling accident. That comes monday, and i have to eat it cause, you know. I mean, i’m trying to save money. Ok. and, overall it was cheaper than going to the grocery store. But, that’s just an introductory rate. You know.
Tricky website, though. Scammy kind of, i mean, i was trying to see the menu cards before i ordered and accidentally ordered, then there’s no way to cancel until the trial period is over. I set an event in my phone to remind me to cancel it.
For serious, i thought it was the other one that i did want to order. Like, one of those, you don’t even have to cook the food. It’s just like, fresh food tv dinners you just put in the toaster over.
And, i was like, holy shit that’s perfect, but then, idk, i couldn’t remember the name, and also, it’s not exactly that, but that’s what i want, but i mean, this is a diet for me. Ok. like, this is the diet.
The companies that do do the exact thing i want only make healthy food. And, i mean, what the fuck, isn’t that fatty descrimination. I don’t want no keto or vegan or none of that kinda shit. Just like, you know. Like, frozen dinners that have never been frozen and made of fresh food that i can put in a toaster oven.
I mean, why can’t someone make that. I got some at the grocery store, not a lot of variety. Both of the ones that i’ve tried so far, good. Could use some seasonings. I mean, really. But, fine. Not as yummy as pizza.
So, i need a step plan to, you know. It a diet step plan where i will eat ever so slightly healthier, and maybe slightly less take out and fast food. It’s my new year’s resolution.
But, really i’m just looking for food that doesn’t suck for as cheap as humanly possible. Wendy’s is at the very top of that list. I still get those $5 biggie bags, too. Idk, comes with nuggets and a burger and fries and a soda. Maybe the 5th thing is a cookie. Idk. used to be a cookie and they wouldn’t let you trade your nuggets for a cookie instead. No, you can’t trade out any of the items. That’s how that works. At wendy’s. They won’t let you trade items in the biggie bag.
There’s an extra charge to put lettuce and tomato on your burger, but they will do that.
That’s the part of being a mom that no one tells ya, like, having to explain fast food restaurant policies to toddlers. That’s the best. It’s like customer service, but if you had to live with the karens. Those four for fours. That’s how my kids graduated from happy meals. Like, idk, i’d ask them that or a happy meal and they’d be like, four for four.
Rather have the nuggets than a toy.
They’ll let you alter the topping on the burger. It comes with mustard, ketchup, onion, pickle, bacon, and cheese. You can take anything away from that or you can add lettuce and/or tomato
Those are wendy’s rules. I can’t help it. Omg, it has mayo on it. Sorry, it’s mayo and ketchup, not mustard and ketchup. Yeah, i’m the car with the particular ass burger order. That’s probably all of them, idk about everyone else, but i’m always adding shit that don’t come on it or taking stuff off.
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2023.04.01 10:46 Citizen_JHS The collapse of Kwantung Army, 1945

The collapse of Kwantung Army, 1945 submitted by Citizen_JHS to imaginarymaps [link] [comments]


2023.04.01 10:12 Philip19967 Ultimate High Tide DD

Below is the latest in-depth and summary DD from High Tide (a leading retail-focused cannabis company with bricks-and-mortar as well as global e-commerce assets. The Company is the largest non-franchised cannabis retail chain in Canada, with 151 current locations spanning British Columbia, Alberta, Saskatchewan, Manitoba and Ontario) which I hope will be appreciated and shared.
What I find important to note is the following:
High Tide is valued at approximately 120 million CAD market cap with double-digit annual growth and quarterly reduced expenses, in an ultra-competitive market, a constant increase in gross margins and a turnover of over 450 million annually. The company trades at 0.5 times the sales… These few lines, in addition to the in-depth and exhaustive dd, should make us reflect on the true value of the company and not on what the market values ​​it now.
Earnings are expected after markets close tomorrow, enjoy reading :)
HIGH TIDE
ticker -- NASDAQ:HITI / TSXV:HITI
GLOBAL CANNABIS (brick&mortar & e-commerce) EMPIRE
🥦THC
⚕️ CBD
🍶 Accessories
📊 Data
🏧 Kiosks
🌱 Seeds
🇨🇦 🇺🇸 🇬🇧 🇩🇪
INVESTOR PRESENTATION: https://hightideinc.com/wp-content/uploads/2023/03/High-Tide-Investor-Presentation-Mar-21-2023.pdf [Updated march 2023]
Latest Earnings -> https://hightideinc.com/high-tide-reports-second-consecutive-quarter-of-record-revenue-and-adjusted-ebitda-118-million-and-5-5-million-respectively/
SOURCE STORY Snapshot: CEO and Raj Grover started the company that became High Tide with $50,000 and a vision. With never more than $30 million in the bank, Raj strategically transformed one store into today's 151-store, multi-vertical, growth rate of over $400 million in '23.
When they were only 8mln 4 years ago!
Wisely borrowing pages directly from dominant retail companies' playbooks of: COST COST: Club Membership = Low Prices = Loyalty = Market Share
STARBUCKS SBUX: dollar is selling the coffee, not growing the beans
High Tide's strategy is unique and farsighted, given the number of companies currently competing with themselves and the market saturation which increasingly reduces margins, but this does not affect High Tide.
#1 IN 🇨🇦 REVENUE FROM CANNABIS
High Tide Named Canada's Top Revenue Generating Cannabis Company [11/30/22]. https://www.forbes.com/sites/benjaminadams/2022/11/30/high-tide-named-canadas-top-revenue-generating-cannabis-company/?sh=384eced66033
CAPITAL MARKETS Highlights: the current share price is $1.20 USD, it is at a P/S multiple of 0.5 because the market capitalization is $160 million (USDcad) and the execution rate is $CAd 450 million (2023) . LOW FLOAT: Only ~55 million float = rapid upward movement in share price. Institutions, ETFs (MJ, THCX, YOLO, MJXL)
GLOBAL 🥦 THC + ⚕️ CBD + 🍶 ACCESSORIES STRATEGY
High Tide owns & operates a portfolio of cannabis-related businesses in several verticals:
🥦 THC
· www.CannaCabana.com -- 151 stores are #1 in 🇨🇦Canada selling THC, CBD, & Accessories.
{Same Store Sales up 46% Y/Y. Gaining 1% national Market Share per quarter since launching the discount club biz model late 2021. See "Q3 RE RECAP" below for more info.}
⚕️ CBD
· www.NuLeafNaturals.com & www.FabCBD.com -- Top CBD brands in the 🇺🇸USA with 70%+ margins
· www.BlessedCBD.co.uk -- the #1 CBD brand in the 🇬🇧 UK -- is now delivering to 🇩🇪 Germany & 🇺🇸 USA, and soon to France & Italy.
🍶 ACCESSORIES High Tide owns 3 of the top 5 global 🌐 US CA GB DE FR IT🌐
Accessory eCommerce businesses, and a 4th in the top 10:
· www.GrassCity.com
· www.SmokeCartel.com
· www.DailyHighClub.com
· www.DankStop.com'23-'24 EXPANSION PLANS
CANADIAN -- B&M "Canna Cabana" STORES -- THC, CBD and accessories:
2021: 105 (goals achieved!)
2022: 150 (goals achieved!)
2023: 200
USA -- Accessories e-commerce: At over $30 million, it's always possible that High Tide will pick up one more accessories e-commerce business to add to the other four.
GERMANY -- THC, CBD and accessories: already planning to establish a presence in Germany pending US decision/reschedule. Leading Canadian Cannabis Retailer To Open German 'High Street' Shops For Adult Use [12/10/22] -- https://businesscann.com/leading-canadian-cannabis-retailer-to-establish-german-adult-use - high-street-shops/
USA -- THC: Globally, High Tide has 3,000,000 High Lifetime Value (LTV) customers in its database (2.4 million in the USA) who have purchased accessories (pipes, bongs, vaporizers, dab rigs, etc.) -- segmented by country and US state.
Raj said, "We've had conversations with multiple US groups about a potential acquisition." Considering all factors (inflation, rising interest rates, falling stock market prices, cannabis sector, access to capital, etc.) it is likely that High Tide will have a 2nd mover advantage for US M&As at attractively low multiples, reaffirmed that they intend to become a top 5 US MSO.
INFORMATIVE VIDEOS & ARTICLES
High Tide Recaps Key Milestones of 2022 [12/30/22] -- https://hightideinc.com/high-tide-recaps-key-milestones-of-2022/
High Tide CEO On M&A, New Products And 3 Factors Holding The Cannabis Stock Back [12/22/22] -- https://www.benzinga.com/markets/cannabis/22/12/29959300/high-tide-ceo-on-m-a-new-products-and-3-factors-holding-the-cannabis-stock-back
How High Tide Became the ‘Costco of Cannabis’ [11/23/22] -- https://www.cannabisbusinesstimes.com/news/how-high-tide-became-the-costco-of-cannabis-canna-cabana/
Q3 2022 ER RECAP [reported 9/14]
https://hightideinc.com/high-tide-reports-third-quarter-2022-financial-results-featuring-a-98-increase-in-revenue-and-tenth-straight-quarter-of-positive-adjusted-ebitda/
A) Q3 ER showed continued growth in same store sales and 1% in market share every quarter! The discount club concept launched in late 2021 continues to drive sales & loyalty.
· Revenue $95.4MM - up 98% Y/Y -- 18% seq
· SSS (aka Same store sales) up 46% Y/Y -- 18% seq
· Adj EBITDA $4.2MM - up 176% Y/Y -- 77% seq
· Revenue now on $450+MM run rate.
📊 Graph of High Tide's National Market Share growth by quarter (since launching the discount club biz model) -- https://pbs.twimg.com/media/FlO4PLiXgAQbY4e?format=jpg&name=small
📊 Graph of High Tide's revenue growth -- https://pbs.twimg.com/media/FkhCCy-X0AMy8pg?format=png&name=small
B) NDF: $19M in Non-Dilutive Financing alleviates any cash concerns at industry leading <9% interest rates. https://hightideinc.com/high-tide-closes-19-million-non-dilutive-credit-facility-with-connectfirst-credit-union/
C) Cabana Elite monetization : Raj going to start to monetize the membership by EOY. Profits go straight to the bottom line. 900k members now. Example: if 20% of 1M members (200k) subscribe at $5/month ($60/year), that's an extra $12M in profit!
High Tide Launches Exclusive Paid Membership Program: “Cabana Elite” [11/29/22] -- https://hightideinc.com/high-tide-launches-exclusive-paid-membership-program-cabana-elite/
DISCOUNT CLUB BIZ MODEL [launched 12/20/21. paid Cabana Elite membership launched 11/29/22]
Launched 10/20/21 with 245K members. Currently 900K+ members as of EOY '22! https://hightideinc.com/high-tide-becomes-north-americas-first-cannabis-discount-club-retailer-with-over-245000-members/.
This was a DATA DRIVEN decision based on successful pilot programs
Membership in this loyalty program is FREE. Every person who walks into a Canna Cabana sees a high cost for non-members, and a discounted cost for members. When they realize signing up for FREE with their email address and phone # (SMS) makes them a MEMBER of the CABANA CLUB, they will do so in order to save money on that purchase and future purchases.
Stores are stocked w/ HIGH MARGIN products like consumption accessories, CBD, and house brands of shatter & gummies & prerolls -- with other form factors later.
Market Share and Same Store Sales growth are WAY up (see Q3 ER recap above) Q over Q while the other retailers (& USA MSOs btw) are seeing declines.
MEANING OF THE ACQUISITION OF NULEAF NATURALS [acquired on 11/22/21]https://hightideinc.com/high-tide-continues-expansion-into-global-cbd-market-with-acquisition-of-colorado-based-nuleaf-naturals/ Headquartered in Denver CO, NuLeaf Naturals is one of the leading CBD brands in the United States in terms of CBD blend research and intellectual property, rapid growth, and industry-leading margins. $16 million of the ~$20 million in revenue is directed to the consumer, but the expanding deal with Sprouts will allow for B&M's wider retail distribution. It is notable that their facility is cGMP certified. It can generate up to 60,000 vegan soft-gels per hour, or 25% of their activity. FabCBD production, co-packing and shipping were moved to the facility to save costs through operational efficiency. NULEAF comes with a cGMP certified manufacturing facility in Denver CO, USA, state of the art in CBD and other cannabinoids
🏧 KIOSK (FASTENDR) [launched 5/1/22]
https://hightideinc.com/high-tide-to-acquire-fastendr-retail-kiosk-and-smart-locker-technology-through-acquisition-of-bud-room-inc/. {Launched 5/1/22. Currently 175 Fastendr kiosks are operational in 120 Canna Cabana stores as of EOY '22}
The Discount Club model is causing long lines out the door. Taking a page from major retailers in other industries, this allows customers to order online or at a kiosk and collect from a "smart" locker. For those customers who know what they want and don't need budtender guidance, this is a handy convenience. Very few dispensaries in the world have this experience. Also mentioned in the PR is a desire to license this technology to other dispensaries and industries which could turn into another revenue stream. Delivery will be made available to all locations permitted by law but this offers a fast, convenient and quick way to ordecollect. It also cuts the dollars spent on budtenders by keeping the lines moving.
+ 🌿 SEEDS [Launched 12/13/22]
https://hightideinc.com/high-tide-enters-new-vertical-in-the-united-states-with-launch-of-cannabis-seeds/
Selling seeds is another high-margin revenue stream growing HITI's $3 million global customer database of High Lifetime Value users!
COMMANDING ECOMM RETAILER MULTIPLES
High Margin Private Label THC and FabCBD.com / BlessedCBD / NuLeaf, one of the main reasons High Tide is expected to be profitable later in 2023. When high tide...
A) Sells most accessories and CBD worldwide.
B) Owns multiple businesses in the US.
C) Sells data, kiosks and cannabis seeds
D) Selling their private label (think Kirkland) edible THC, vape and flower brands. E) Supplies supplies to dispensaries in multiple states.
F) PARTNER WITH STATE OPERATORS TO GIVE THEM ACCESS TO SELL THC TO THEIR HIGH VALUE CANNABIS CONSUMERS OVER 3 MILLION LIVES ...still only considered a Canadian cannabis retailer?
submitted by Philip19967 to Pennystock [link] [comments]


2023.04.01 10:10 Philip19967 ultimate High Tide DD

Below is the latest in-depth and summary DD from High Tide (a leading retail-focused cannabis company with bricks-and-mortar as well as global e-commerce assets. The Company is the largest non-franchised cannabis retail chain in Canada, with 151 current locations spanning British Columbia, Alberta, Saskatchewan, Manitoba and Ontario) which I hope will be appreciated and shared.
What I find important to note is the following:
High Tide is valued at approximately 120 million CAD market cap with double-digit annual growth and quarterly reduced expenses, in an ultra-competitive market, a constant increase in gross margins and a turnover of over 450 million annually. The company trades at 0.5 times the sales… These few lines, in addition to the in-depth and exhaustive dd, should make us reflect on the true value of the company and not on what the market values ​​it now.
Earnings are expected after markets close tomorrow, enjoy reading :)
HIGH TIDE
ticker -- NASDAQ:HITI / TSXV:HITI
GLOBAL CANNABIS (brick&mortar & e-commerce) EMPIRE
🥦THC
⚕️ CBD
🍶 Accessories
📊 Data
🏧 Kiosks
🌱 Seeds
🇨🇦 🇺🇸 🇬🇧 🇩🇪
INVESTOR PRESENTATION: https://hightideinc.com/wp-content/uploads/2023/03/High-Tide-Investor-Presentation-Mar-21-2023.pdf [Updated march 2023]
Latest Earnings -> https://hightideinc.com/high-tide-reports-second-consecutive-quarter-of-record-revenue-and-adjusted-ebitda-118-million-and-5-5-million-respectively/
SOURCE STORY Snapshot: CEO and Raj Grover started the company that became High Tide with $50,000 and a vision. With never more than $30 million in the bank, Raj strategically transformed one store into today's 151-store, multi-vertical, growth rate of over $400 million in '23.
When they were only 8mln 4 years ago!
Wisely borrowing pages directly from dominant retail companies' playbooks of: COST COST: Club Membership = Low Prices = Loyalty = Market Share
STARBUCKS SBUX: dollar is selling the coffee, not growing the beans
High Tide's strategy is unique and farsighted, given the number of companies currently competing with themselves and the market saturation which increasingly reduces margins, but this does not affect High Tide.
#1 IN 🇨🇦 REVENUE FROM CANNABIS
High Tide Named Canada's Top Revenue Generating Cannabis Company [11/30/22]. https://www.forbes.com/sites/benjaminadams/2022/11/30/high-tide-named-canadas-top-revenue-generating-cannabis-company/?sh=384eced66033
CAPITAL MARKETS Highlights: the current share price is $1.20 USD, it is at a P/S multiple of 0.5 because the market capitalization is $160 million (USDcad) and the execution rate is $CAd 450 million (2023) . LOW FLOAT: Only ~55 million float = rapid upward movement in share price. Institutions, ETFs (MJ, THCX, YOLO, MJXL)
GLOBAL 🥦 THC + ⚕️ CBD + 🍶 ACCESSORIES STRATEGY
High Tide owns & operates a portfolio of cannabis-related businesses in several verticals:
🥦 THC
· www.CannaCabana.com -- 151 stores are #1 in 🇨🇦Canada selling THC, CBD, & Accessories.
{Same Store Sales up 46% Y/Y. Gaining 1% national Market Share per quarter since launching the discount club biz model late 2021. See "Q3 RE RECAP" below for more info.}
⚕️ CBD
· www.NuLeafNaturals.com & www.FabCBD.com -- Top CBD brands in the 🇺🇸USA with 70%+ margins
· www.BlessedCBD.co.uk -- the #1 CBD brand in the 🇬🇧 UK -- is now delivering to 🇩🇪 Germany & 🇺🇸 USA, and soon to France & Italy.
🍶 ACCESSORIES High Tide owns 3 of the top 5 global 🌐 US CA GB DE FR IT🌐
Accessory eCommerce businesses, and a 4th in the top 10:
· www.GrassCity.com
· www.SmokeCartel.com
· www.DailyHighClub.com
· www.DankStop.com'23-'24 EXPANSION PLANS
CANADIAN -- B&M "Canna Cabana" STORES -- THC, CBD and accessories:
2021: 105 (goals achieved!)
2022: 150 (goals achieved!)
2023: 200
USA -- Accessories e-commerce: At over $30 million, it's always possible that High Tide will pick up one more accessories e-commerce business to add to the other four.
GERMANY -- THC, CBD and accessories: already planning to establish a presence in Germany pending US decision/reschedule. Leading Canadian Cannabis Retailer To Open German 'High Street' Shops For Adult Use [12/10/22] -- https://businesscann.com/leading-canadian-cannabis-retailer-to-establish-german-adult-use - high-street-shops/
USA -- THC: Globally, High Tide has 3,000,000 High Lifetime Value (LTV) customers in its database (2.4 million in the USA) who have purchased accessories (pipes, bongs, vaporizers, dab rigs, etc.) -- segmented by country and US state.
Raj said, "We've had conversations with multiple US groups about a potential acquisition." Considering all factors (inflation, rising interest rates, falling stock market prices, cannabis sector, access to capital, etc.) it is likely that High Tide will have a 2nd mover advantage for US M&As at attractively low multiples, reaffirmed that they intend to become a top 5 US MSO.
INFORMATIVE VIDEOS & ARTICLES
High Tide Recaps Key Milestones of 2022 [12/30/22] -- https://hightideinc.com/high-tide-recaps-key-milestones-of-2022/
High Tide CEO On M&A, New Products And 3 Factors Holding The Cannabis Stock Back [12/22/22] -- https://www.benzinga.com/markets/cannabis/22/12/29959300/high-tide-ceo-on-m-a-new-products-and-3-factors-holding-the-cannabis-stock-back
How High Tide Became the ‘Costco of Cannabis’ [11/23/22] -- https://www.cannabisbusinesstimes.com/news/how-high-tide-became-the-costco-of-cannabis-canna-cabana/
Q3 2022 ER RECAP [reported 9/14]
https://hightideinc.com/high-tide-reports-third-quarter-2022-financial-results-featuring-a-98-increase-in-revenue-and-tenth-straight-quarter-of-positive-adjusted-ebitda/
A) Q3 ER showed continued growth in same store sales and 1% in market share every quarter! The discount club concept launched in late 2021 continues to drive sales & loyalty.
· Revenue $95.4MM - up 98% Y/Y -- 18% seq
· SSS (aka Same store sales) up 46% Y/Y -- 18% seq
· Adj EBITDA $4.2MM - up 176% Y/Y -- 77% seq
· Revenue now on $450+MM run rate.
📊 Graph of High Tide's National Market Share growth by quarter (since launching the discount club biz model) -- https://pbs.twimg.com/media/FlO4PLiXgAQbY4e?format=jpg&name=small
📊 Graph of High Tide's revenue growth -- https://pbs.twimg.com/media/FkhCCy-X0AMy8pg?format=png&name=small
B) NDF: $19M in Non-Dilutive Financing alleviates any cash concerns at industry leading <9% interest rates. https://hightideinc.com/high-tide-closes-19-million-non-dilutive-credit-facility-with-connectfirst-credit-union/
C) Cabana Elite monetization : Raj going to start to monetize the membership by EOY. Profits go straight to the bottom line. 900k members now. Example: if 20% of 1M members (200k) subscribe at $5/month ($60/year), that's an extra $12M in profit!
High Tide Launches Exclusive Paid Membership Program: “Cabana Elite” [11/29/22] -- https://hightideinc.com/high-tide-launches-exclusive-paid-membership-program-cabana-elite/
DISCOUNT CLUB BIZ MODEL [launched 12/20/21. paid Cabana Elite membership launched 11/29/22]
Launched 10/20/21 with 245K members. Currently 900K+ members as of EOY '22! https://hightideinc.com/high-tide-becomes-north-americas-first-cannabis-discount-club-retailer-with-over-245000-members/.
This was a DATA DRIVEN decision based on successful pilot programs
Membership in this loyalty program is FREE. Every person who walks into a Canna Cabana sees a high cost for non-members, and a discounted cost for members. When they realize signing up for FREE with their email address and phone # (SMS) makes them a MEMBER of the CABANA CLUB, they will do so in order to save money on that purchase and future purchases.
Stores are stocked w/ HIGH MARGIN products like consumption accessories, CBD, and house brands of shatter & gummies & prerolls -- with other form factors later.
Market Share and Same Store Sales growth are WAY up (see Q3 ER recap above) Q over Q while the other retailers (& USA MSOs btw) are seeing declines.
MEANING OF THE ACQUISITION OF NULEAF NATURALS [acquired on 11/22/21]https://hightideinc.com/high-tide-continues-expansion-into-global-cbd-market-with-acquisition-of-colorado-based-nuleaf-naturals/ Headquartered in Denver CO, NuLeaf Naturals is one of the leading CBD brands in the United States in terms of CBD blend research and intellectual property, rapid growth, and industry-leading margins. $16 million of the ~$20 million in revenue is directed to the consumer, but the expanding deal with Sprouts will allow for B&M's wider retail distribution. It is notable that their facility is cGMP certified. It can generate up to 60,000 vegan soft-gels per hour, or 25% of their activity. FabCBD production, co-packing and shipping were moved to the facility to save costs through operational efficiency. NULEAF comes with a cGMP certified manufacturing facility in Denver CO, USA, state of the art in CBD and other cannabinoids
🏧 KIOSK (FASTENDR) [launched 5/1/22]
https://hightideinc.com/high-tide-to-acquire-fastendr-retail-kiosk-and-smart-locker-technology-through-acquisition-of-bud-room-inc/. {Launched 5/1/22. Currently 175 Fastendr kiosks are operational in 120 Canna Cabana stores as of EOY '22}
The Discount Club model is causing long lines out the door. Taking a page from major retailers in other industries, this allows customers to order online or at a kiosk and collect from a "smart" locker. For those customers who know what they want and don't need budtender guidance, this is a handy convenience. Very few dispensaries in the world have this experience. Also mentioned in the PR is a desire to license this technology to other dispensaries and industries which could turn into another revenue stream. Delivery will be made available to all locations permitted by law but this offers a fast, convenient and quick way to ordecollect. It also cuts the dollars spent on budtenders by keeping the lines moving.
+ 🌿 SEEDS [Launched 12/13/22]
https://hightideinc.com/high-tide-enters-new-vertical-in-the-united-states-with-launch-of-cannabis-seeds/
Selling seeds is another high-margin revenue stream growing HITI's $3 million global customer database of High Lifetime Value users!
COMMANDING ECOMM RETAILER MULTIPLES
High Margin Private Label THC and FabCBD.com / BlessedCBD / NuLeaf, one of the main reasons High Tide is expected to be profitable later in 2023. When high tide...
A) Sells most accessories and CBD worldwide.
B) Owns multiple businesses in the US.
C) Sells data, kiosks and cannabis seeds
D) Selling their private label (think Kirkland) edible THC, vape and flower brands. E) Supplies supplies to dispensaries in multiple states.
F) PARTNER WITH STATE OPERATORS TO GIVE THEM ACCESS TO SELL THC TO THEIR HIGH VALUE CANNABIS CONSUMERS OVER 3 MILLION LIVES ...still only considered a Canadian cannabis retailer?
submitted by Philip19967 to investingforbeginners [link] [comments]


2023.04.01 10:06 Justin534 What do we do about all the garbage and scams so people can see what crypto really is and we can drive forward some real adoption?

What do we do about all the garbage and scams so people can see what crypto really is and we can drive forward some real adoption?
I wrote this as a reply to another thread but thought it would make a decent top level post.
Surely what holds crypto and public blockchains back right now are near zero barriers to creating garbage or outright scams, right? Until we can do something about that crypto will never see any form of mass adoption - so what do we do? What can we do?
Of the millions or billions websites on the Internet - how many are garbage or scams? Pick any random blog. What percent are going to be garbage or nonsense? In the 90s plenty of people thought it would be absurd for anyone to trust a website on the Internet for shopping. But all it really took was for some companies (ebay, Amazon, etc) to build a good reputation. Then you had services like PayPal being invented so even those merchants that may not have a good reputation yet could still be trusted. How many emails are scams or phishing attempts?

https://preview.redd.it/k6nngtr9f8ra1.jpg?width=290&format=pjpg&auto=webp&s=b70bc40932d656f6c1d9e099bb02779c7175b987
My parents were never interested in computers or using the Internet generally. But they did eventually when a website meant increased sales. When logging in to a website for work made more sense than having to call HR and have everything on paper. When email made more sense than faxing. Or when buying online meant you could purchase something cheaper because you didn't have the bricks and mortar overhead. The garbage and scams had not gone anywhere. They were all still there. But the positive benefits of using the internet, at a certain point, began to outweigh the risks.

https://preview.redd.it/9f30r0bhi8ra1.jpg?width=850&format=pjpg&auto=webp&s=a171f4f9ede9b4404d2e97d48b4e14b8bfb9c64c
These blockchains themselves may be trustless but the same cannot be said for what is built on top of them. However, sooner or later, different protocols will gain more respect and trust. We'll see more real world use cases for blockchains, cryptocurrencies, and how they can benefit people.
Imagine what it will mean for a small business when they can create and accept their own currencies. If I create JTokens and accept them for my business then the tokens will accrue the value of the goods and services bought and sold with them. So now not only will I make money from selling my services but I'll also be rewarded for my work as my JTokens increase in value proportional to my goods and services.
Now imagine then I just extend credit to myself. Not like a bank, but like a central bank. I have a certain amount of demand for my tokens because whenever I make a sale my JTokens are bought. So now I can increase the supply of my tokens a bit. Maybe I increase the supply by 5% and allocate it to myself, then I sell them in a LP so I can make a business purchase. Or a personal purchase for that matter.
And what if any person can do the same thing? They go to work and come time for payday your employer purchases the dollar amount of your paycheck in your own tokens and pays them to you? Any person for that matter then could create their own money based on the value of their labors.

https://preview.redd.it/ekyhvmyco8ra1.jpg?width=612&format=pjpg&auto=webp&s=24f2f9510588120ae91317adde24aa82c581409a
I find it hard to imagine people would not want to have the ability to do this, short of just not wanting to learn or understand a new form of personal finance.
Short of something like this that may be pretty far out in the time horizon were already seeing plenty of good use cases that are moving that adoption needle.
Airlines are issuing tickets as NFTs and now if someone wants to sell their ticket or transfer it to someone else it's as simple as a few clicks
https://finance.yahoo.com/amphtml/news/argentinian-airline-issues-every-ticket-205344176.html
They don't even have to know they're using cryptocurrencies or a blockchain.
Going back to applications needing to build trust we already might be close to that point with some protocols like Aave, Compound, and Uniswap. Eventually we'll have financial advisors that will tell people about which protocols are most trustworthy and which ones might be better to avoid. Maybe there will be a DAO that creates a trust rating for protocols that front ends can proudly display on their front ends.
I think it will just be a matter of time before uncollateralized loans will become a thing on DeFi, and we'll have something like crypto native decentralized credit scores and lenders can simply decide what they want to put at risk for lending. The beauty of this, of course, is there's just a protocol and no financial institution in the middle then whatever amount of money would usually go to a financial service company is now just redistributed to borrowers and lenders. Again financial advisors can work with clients, as they always have, to help them understand if they're lending through one of these protocols what to expect in terms of their risk, or what to expect if they're borrowing.
But also look at protocols like Uniswap. The only reasons why tokenized securities like stocks and bonds aren't being traded are simply legal ones. Despite the regulatory and legal issues surrounding the space at the moment the law always eventually catches up with the technology.
In spite of this it still hasn't stopped companies issuing bonds on blockchains.
https://press.siemens.com/global/en/pressrelease/siemens-issues-first-digital-bond-blockchain
And wouldn't it be nice if you could self custody your stocks and bonds instead of hoping your broker manages things properly and you wont have to rely on SIPC insurance if your broker should ever get itself into hot water. What kinds of savings can be realized for investors in traditional stocks, bonds, futures, and options if there is no exchange, brokers, and half a dozen financial intermediaries in the middle?

https://preview.redd.it/3z7ezaowp8ra1.png?width=900&format=png&auto=webp&s=95d2b68d4af35197e3f0eac082a9da5f4345156a
In fact stock investors would be able to generate more returns on their investments than simply holding their stocks. Imagine a Balancer pool that has the same pool distribution for stocks as the S&P 500 weightings? People could then deposit their tokenized stocks into the pool, get the same exposure to stocks they would by holding a SP500 index fund, and also earn fees from people swapping one stock for another. Would it really matter to investors that there also happens to be scams and garbage on blockchains?
At the end of the day though we do have to be patient and wait for this space to mature as more and more people decide that using cryptocurrencies and blockchains is beneficial to them. This space isn't there yet. Slowly step by step its heading that direction but it isn't there yet. That being said though it's heading there fast! In only 3 years Ethereum has gone from $250 million in ETH transferred on chain to today an average of about $4 billion in daily transfers. So in, arguably the middle of or end of a bear market, that's still a 16x growth increase in just 3 years. And that's just layer 1. What's the value of daily Eth transfers when you add up Arbitrum, Optimism, and all wrapped versions of it moving across other chains? This same logic can be applied to Bitcoin and other major cryptos too. I think in 2019 layer 1 numbers were the only ones to go by but now they're only a portion of what you need to look at to get the full picture.
https://preview.redd.it/dndd0j94k8ra1.jpg?width=1280&format=pjpg&auto=webp&s=d99b3a6169d96ba5f475789e2b03258bc0de13c8
So how do we stop the scams and garbage that proliferate on these networks? We do nothing. We wait and be patient. Unless of course you're a developer and want to get started on that crypto ratings DAO? And what do we do to onboard more people and make more adoption happen? Again, we do absolutely nothing and we don't even try to convince anyone that blockchains and cryptocurrencies are great. Of course if you're a developer than you do what you will be doing anyways: creating tokenized and blockchain solutions that will benefit people.
Right now is not the time for the masses to be adopting and using these systems. Because there just isn't anything there for them yet. We're still the geeks and nerds that were using different Internet protocols when it wasn't very practical yet, and the only thing on the Internet that most people could see was porn, scams, and viruses. You could show someone how to setup an email server, configure it, and send each other messages. But that other person would have been correct to scratch their heads and ask, " Why don't we just fax each other? You're the only person I know that uses email."

https://preview.redd.it/v3wwg8vsh8ra1.png?width=628&format=png&auto=webp&s=91e9d0a1baed5d5c077cea4836a73ad909f5a732
submitted by Justin534 to CryptoCurrency [link] [comments]